Randolph County, IL Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 768 mortgage applications in Randolph County, IL totaling $70.5 million, down 24% from 2013. The average application was for $91,000, and applicants reported an average income of $59,000. 59% of applications resulted in an originated loan and 17% were denied. The most active lender was Buena Vista National Bank, with 136 applications, followed by First State Bank of Campbell Hill and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 768
Total Mortgage Loan Application Amount $70,518,000
Average Mortgage Loan Application Amount $91,000
Highest Mortgage Loan Application Amount $964,000
Average Applicant Income $59,000
Highest Applicant Income $253,000

Mortgage Company List for Lending in Randolph County, IL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 210,580,000 136 $ 9,364,000
First State Bank of Campbell Hill
114 W FRONT STREET
CAMPBELL HILL, IL 62916
* $ 101,537,000 64 $ 3,916,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 60 $ 4,590,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 43 $ 4,233,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,045,638,000 38 $ 3,775,000
Dieterich Bank, National Association
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 531,754,000 36 $ 3,022,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,846,566,000 36 $ 4,605,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 26 $ 3,225,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 18 $ 2,019,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 16 $ 1,616,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,738,657,000 15 $ 845,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 13 $ 1,400,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 390,101,000 10 $ 1,008,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,007,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 927,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 371,651,000 8 $ 755,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 889,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 993,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 7 $ 694,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 7 $ 950,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 7 $ 979,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 928,998,000 6 $ 634,000
The Village Bank
856 SPARTA ST., PO BOX 325
ST LIBORY, IL 62282
* $ 78,237,000 6 $ 410,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 6 $ 780,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 558,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 308,832,000 6 $ 438,000
State Bank
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 131,456,000 5 $ 550,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 5 $ 452,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 402,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 5 $ 548,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 4 $ 344,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 234,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 4 $ 808,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 300,000
Newcastle Home Loans LLC
1700 W CORTLAND STREET, STE 203
CHICAGO, IL 60622
* $ 29,707,000 4 $ 560,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 412,000
Murphy-Wall State Bank and Trust Company
105 E WATER ST, PO BOX 128
PINCKNEYVILLE, IL 62274
* $ 116,503,000 3 $ 262,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 3 $ 418,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 359,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 331,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 3 $ 250,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 3 $ 268,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 2 $ 314,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 2 $ 106,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 332,984,000 2 $ 155,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 2 $ 40,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 2 $ 94,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 102,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 2 $ 161,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 148,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 2 $ 140,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 296,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 220,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 349,232,000 2 $ 1,048,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 2 $ 134,000
Columbia National Bank
700 COLUMBIA CENTRE
COLUMBIA, IL 62236
* $ 46,035,000 2 $ 56,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 177,627,000 2 $ 105,000
The First National Bank of Ava
304 W MAIN ST, PO BOX 98
AVA, IL 62907
* $ 60,463,000 2 $ 92,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 2 $ 243,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 237,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 140,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 280,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 273,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 63,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 6,176,405,000 1 $ 63,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,450,154,000 1 $ 2,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 845,160,000 1 $ 70,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 70,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,022,896,000 1 $ 28,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 3,368,127,000 1 $ 80,000
The Bank of Carbondale
216 E MAIN STREET
CARBONDALE, IL 62901
* $ 211,028,000 1 $ 46,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 755,966,000 1 $ 28,000
Genfed Financial Credit Union
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 197,217,000 1 $ 41,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 50,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 201,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 811,472,000 1 $ 62,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 672,943,000 1 $ 48,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 81,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 179,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 39,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 10,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 88,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 60,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 171,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 1 $ 60,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 68,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 130,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 1,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 110,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 177,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 70,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 229,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 88,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 36,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 46,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 74,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 84,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 134,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 80,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 150,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 70,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 1 $ 40,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 49,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 1 $ 35,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 104,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 110,295,000 1 $ 160,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 7,873,796,000 1 $ 68,000

The tables below break down 2014 mortgage applications in Randolph County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Randolph County, IL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 352 $37,544,000 $106,000 $964,000 $62,000 $240,000
Home Purchase 320 $28,830,000 $90,000 $325,000 $54,000 $253,000
Home Improvement 96 $4,144,000 $43,000 $231,000 $68,000 $228,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 652 $59,275,000 $90,000 $964,000 $64,000 $253,000
Not applicable 59 $6,521,000 $110,000 $455,000 $3,000 $65,000
Not Provided 34 $2,833,000 $83,000 $190,000 $66,000 $156,000
Black or African American 12 $1,075,000 $89,000 $231,000 $56,000 $228,000
Hispanic 8 $364,000 $45,000 $88,000 $41,000 $79,000
Asian 3 $450,000 $150,000 $237,000 $106,000 $200,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 568 $48,748,000 $85,000 $964,000 $65,000 $253,000
FHA-insured (Federal Housing Administration) 107 $10,934,000 $102,000 $264,000 $44,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $5,416,000 $106,000 $360,000 $39,000 $156,000
VA-guaranteed (Veterans Administration) 42 $5,420,000 $129,000 $258,000 $53,000 $184,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 454 $40,203,000 $88,000 $964,000 $65,000 $253,000
Application Denied By Financial Institution 132 $11,054,000 $83,000 $273,000 $57,000 $184,000
Loan Purchased By The Institution 79 $8,465,000 $107,000 $280,000 $21,000 $105,000
Application Approved But Not Accepted 46 $4,816,000 $104,000 $310,000 $76,000 $200,000
Application Withdrawn By Applicant 42 $4,217,000 $100,000 $310,000 $63,000 $240,000
File Closed For Incompleteness 15 $1,763,000 $117,000 $280,000 $66,000 $143,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21 $946,000 $45,000 $156,000 $49,000 $111,000
Collateral 20 $2,363,000 $118,000 $264,000 $66,000 $142,000
Debt-To-Income Ratio 10 $779,000 $77,000 $234,000 $38,000 $57,000
Credit Application Incomplete 7 $762,000 $108,000 $180,000 $90,000 $165,000
Other 2 $268,000 $134,000 $158,000 $123,000 $156,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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