Rincon Municipio, PR Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 396 mortgage applications in Rincon Municipio, PR totaling $55.3 million, up 28% from 2011. The average application was for $139,000, and applicants reported an average income of $85,000. 49% of applications resulted in an originated loan and 20% were denied. The most active lender was Banco Popular, with 177 applications, followed by Cooperativa De Ahorroy Credito and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 396 |
| Total Mortgage Loan Application Amount | $55,316,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $2,878,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $922,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,941,000,000 | 177 | $ 23,424,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 48 | $ 6,104,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 6,740,450,000 | 26 | $ 3,869,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,642,161,000 | 25 | $ 2,714,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 18 | $ 2,897,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 18 | $ 2,458,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 13,111,660,000 | 18 | $ 2,288,000 |
| Banco Bilbao Vizcaya Argentari 254 MU?OZ RIVERA AVE., SAN JUAN, PR 00936 |
* | $ 5,016,217,000 | 16 | $ 4,038,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 6,587,459,000 | 14 | $ 2,101,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,241,449,000 | 6 | $ 721,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 5 | $ 911,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,580,221,000 | 3 | $ 418,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 0 | 3 | $ 541,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ 10,000,000 | 2 | $ 125,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 2 | $ 244,000 |
| Generation Mortgage Company 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 2 | $ 260,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 2 | $ 525,000 |
| Santander Financial Services P.O. BOX 71504 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 2 | $ 132,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 305,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 1 | $ 108,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ 10,000,000 | 1 | $ 295,000 |
| Cooperativa Ahorro Y Credito Aguadilla APARTADO 541 AGUADILLA, PR 00605 |
* | $ 10,000,000 | 1 | $ 106,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 1 | $ 155,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 1 | $ 172,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 1 | $ 126,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 129,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,056,671,000 | 1 | $ 150,000 |
The tables below break down 2012 mortgage applications in Rincon Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Rincon Municipio, PR in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 203 | $35,145,000 | $173,000 | $2,878,000 | $96,000 | $922,000 |
| Home Purchase | 121 | $19,020,000 | $157,000 | $417,000 | $100,000 | $506,000 |
| Home Improvement | 72 | $1,151,000 | $15,000 | $150,000 | $31,000 | $372,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 344 | $45,426,000 | $132,000 | $2,878,000 | $78,000 | $922,000 |
| White | 37 | $7,876,000 | $212,000 | $1,050,000 | $156,000 | $506,000 |
| Not applicable | 11 | $1,285,000 | $116,000 | $238,000 | $71,000 | $460,000 |
| Not Provided | 2 | $198,000 | $99,000 | $99,000 | $46,000 | $46,000 |
| American Indian or Alaskan Native | 1 | $357,000 | $357,000 | $357,000 | $115,000 | $115,000 |
| Asian | 1 | $174,000 | $174,000 | $174,000 | $211,000 | $211,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 348 | $48,815,000 | $140,000 | $2,878,000 | $93,000 | $922,000 |
| FHA-insured (Federal Housing Administration) | 28 | $3,904,000 | $139,000 | $305,000 | $29,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,282,000 | $126,000 | $192,000 | $31,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 2 | $315,000 | $157,000 | $255,000 | $43,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193 | $25,005,000 | $129,000 | $2,878,000 | $84,000 | $753,000 |
| Application Denied By Financial Institution | 80 | $9,788,000 | $122,000 | $460,000 | $60,000 | $432,000 |
| Application Withdrawn By Applicant | 58 | $10,124,000 | $174,000 | $500,000 | $93,000 | $483,000 |
| File Closed For Incompleteness | 27 | $5,767,000 | $213,000 | $1,050,000 | $162,000 | $922,000 |
| Loan Purchased By The Institution | 24 | $3,196,000 | $133,000 | $305,000 | $90,000 | $460,000 |
| Application Approved But Not Accepted | 14 | $1,436,000 | $102,000 | $310,000 | $71,000 | $242,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14 | $2,494,000 | $178,000 | $413,000 | $91,000 | $241,000 |
| Other | 4 | $839,000 | $209,000 | $329,000 | $131,000 | $184,000 |
| Debt-To-Income Ratio | 3 | $304,000 | $101,000 | $172,000 | $42,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $76,000 | $76,000 | $76,000 | $0 | $0 |
| Credit History | 1 | $99,000 | $99,000 | $99,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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