Saline County, IL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 740 mortgage applications in Saline County, IL totaling $57.1 million, down 12% from 2009. The average application was for $77,000, and applicants reported an average income of $60,000. 54% of applications resulted in an originated loan and 21% were denied. The most active lender was Peoples National Bank, N.A., with 161 applications, followed by Banterra Bank and Legence Bank.

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Total Number of Mortgage Applications 740
Total Mortgage Loan Application Amount $57,134,000
Average Mortgage Loan Application Amount $77,000
Highest Mortgage Loan Application Amount $324,000
Average Applicant Income $60,000
Highest Applicant Income $550,000

Mortgage Company List for Lending in Saline County, IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 785,069,000 161 $ 12,186,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,072,068,000 110 $ 9,364,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 173,638,000 60 $ 3,968,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,845,482,000 51 $ 2,398,000
Midcountry Bank
2611 BLUE HERON DR.
MARION, IL 62959
* $ 852,055,000 36 $ 1,851,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 35 $ 2,523,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 32 $ 2,954,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 24 $ 2,272,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 22 $ 1,749,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 18 $ 1,737,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 15 $ 1,250,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 15 $ 1,199,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 13 $ 903,000
Farmers State Bank of Alto Pass
555 S. COMMERCIAL
HARRISBURG, IL 62946
* $ 243,452,000 13 $ 1,507,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 833,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 824,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 10 $ 978,000
Integra Bank
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,919,085,000 9 $ 745,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 8 $ 560,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 7 $ 554,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 375,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 375,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 273,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 600,433,000 4 $ 395,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 197,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 3 $ 167,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 3 $ 224,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 3 $ 229,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 2 $ 194,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 203,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 2 $ 17,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 111,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 54,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 93,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 156,000
Dupage Credit Union
P. O. BOX 3930
NAPERVILLE, IL 60563
* $ 268,003,000 1 $ 125,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 72,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 57,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 88,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 280,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 1 $ 153,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 86,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 153,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 5,332,471,000 1 $ 43,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 88,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 89,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 89,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 772,761,000 1 $ 143,000
Illinois Community Credit Union
508 W STATE STREET
SYCAMORE, IL 60178
* $ 64,361,000 1 $ 84,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 383,863,000 1 $ 74,000
Capaha Bank
145 RUSSELL AVENUE - PO BOX 220
TAMMS, IL 62988
* $ 185,273,000 1 $ 99,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 847,945,000 1 $ 136,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 250,579,000 1 $ 233,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 197,047,000 1 $ 63,000
Mwabank
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 221,832,000 1 $ 52,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 167,806,000 1 $ 81,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 112,000
Genfed Financial CU
85 MASSILLON RD
AKRON, OH 44312
* $ 171,654,000 1 $ 15,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,434,993,000 1 $ 249,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 833,054,000 1 $ 57,000

The tables below break down 2010 mortgage applications in Saline County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Saline County, IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 396 $33,089,000 $83,000 $324,000 $64,000 $550,000
Home Purchase 278 $21,214,000 $76,000 $264,000 $55,000 $322,000
Home Improvement 66 $2,831,000 $42,000 $180,000 $62,000 $155,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 645 $49,282,000 $76,000 $324,000 $64,000 $550,000
Not Provided 39 $3,725,000 $95,000 $280,000 $65,000 $326,000
Not applicable 35 $2,413,000 $68,000 $138,000 $0 $0
Black or African American 14 $1,129,000 $80,000 $162,000 $53,000 $141,000
Hispanic 3 $95,000 $31,000 $73,000 $32,000 $61,000
American Indian or Alaskan Native 3 $325,000 $108,000 $220,000 $79,000 $168,000
Asian 1 $165,000 $165,000 $165,000 $197,000 $197,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 581 $43,762,000 $75,000 $324,000 $64,000 $550,000
FHA-insured (Federal Housing Administration) 113 $10,299,000 $91,000 $210,000 $50,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $2,956,000 $67,000 $152,000 $42,000 $87,000
VA-guaranteed (Veterans Administration) 2 $117,000 $58,000 $60,000 $30,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 397 $30,868,000 $77,000 $261,000 $66,000 $326,000
Application Denied By Financial Institution 153 $10,580,000 $69,000 $324,000 $59,000 $550,000
Loan Purchased By The Institution 65 $4,638,000 $71,000 $162,000 $25,000 $120,000
Application Approved But Not Accepted 58 $4,681,000 $80,000 $249,000 $61,000 $183,000
Application Withdrawn By Applicant 53 $5,058,000 $95,000 $280,000 $63,000 $188,000
File Closed For Incompleteness 14 $1,309,000 $93,000 $280,000 $60,000 $126,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 43 $2,593,000 $60,000 $324,000 $51,000 $155,000
Collateral 23 $1,611,000 $70,000 $153,000 $64,000 $212,000
Debt-To-Income Ratio 17 $1,376,000 $80,000 $223,000 $48,000 $167,000
Other 13 $935,000 $71,000 $158,000 $61,000 $120,000
Credit Application Incomplete 5 $335,000 $67,000 $155,000 $198,000 $550,000
Unverifiable Information 4 $387,000 $96,000 $165,000 $176,000 $350,000
Employment History 1 $48,000 $48,000 $48,000 $41,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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