San German-Cabo Rojo, PR Metro Area Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 3,154 mortgage applications in San German-Cabo Rojo, PR metro area totaling $295.6 million, down 4% from 2011. The average application was for $93,729, and applicants reported an average income of $49,000. 48% of applications resulted in an originated loan and 25% were denied. The most active lender was Banco Popular, with 1,641 applications, followed by Scotiabank De Puerto Rico and Oriental Bank.

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Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,154
Total Mortgage Loan Application Amount $295,622,000
Average Mortgage Loan Application Amount $93,729
Highest Mortgage Loan Application Amount $566,000
Average Applicant Income $49,000
Highest Applicant Income $2,014,000

Mortgage Company List for Lending in San German-Cabo Rojo, PR for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banco Popular
PO BOX 362708
SAN JUAN, PR 00936
* $ 27,941,000,000 1,641 $ 127,230,000
Scotiabank De Puerto Rico
290 JESUS T. PIN++ERO
SAN JUAN, PR 00918
* $ 6,740,450,000 253 $ 30,483,000
Oriental Bank
PO BOX 195115
SAN JUAN, PR 00919
* $ 6,642,161,000 186 $ 22,518,000
Doral Mortgage LLC
DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV
SAN JUAN, PR 00921
* $ 11,855,073,000 162 $ 16,294,000
Banco Santander Puerto Rico
P O BOX 362589,
SAN JUAN, PR 00936
* $ 6,587,459,000 147 $ 8,843,000
Firstbank
PO BOX 9146
SAN JUAN, PR 00908
* $ 13,111,660,000 146 $ 19,026,000
Firstmortgage
PO BOX 9146
SAN JUAN, PR 00908
* $ 9,582,507,000 108 $ 15,467,000
Doral Bank
268 PONCE DE LEON SUITE 910
SAN JUAN, PR 00918
* $ 7,241,449,000 108 $ 11,695,000
Banco Bilbao Vizcaya Argentari
254 MU?OZ RIVERA AVE.,
SAN JUAN, PR 00936
* $ 5,016,217,000 60 $ 7,608,000
Express Solution Mortgage Corp
1606 PONCE DE LEON AVE. SUITE L-06
SAN JUAN, PR 00909
* $ 15,000,000 39 $ 4,324,000
Santander Financial Services
P.O. BOX 71504
SAN JUAN, PR 00936
* $ 8,082,156,000 28 $ 1,372,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 27 $ 2,191,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ 10,000,000 21 $ 2,528,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 20 $ 2,676,000
Preferred Mortgage LLC
307 AVE FD ROOSEVELT
SAN JUAN, PR 00918
* $ 10,000,000 20 $ 2,089,000
Senior Mortgage Banker
1239 ROOSEVELT AVE
SAN JUAN, PR 00920
* $ 0 20 $ 1,945,000
Cooperativa A/C Cabo Rojo
PR 100 KM. 7.0 BO.MIRADERO
CABO ROJO, PR 00623
* $ 10,000,000 17 $ 1,084,000
Advance Mortgage Bankers, Inc.
P.O. BOX 50286
TOA BAJA, PR 00950
* $ 15,555,000 15 $ 2,049,000
Vig Mortgage
1225 PONCE DE LEON VIG TOWER SUITE B-J
SAN JUAN, PR 00907
* $ 789,772,000 13 $ 1,487,000
Rbs Mortgage Corporation
894-D MUNOZ RIVERA AVE SUITE 106
SAN JUAN, PR 00927
* $ 10,000,000 10 $ 1,339,000
The Lending Center Corporation
G-8 ONEILL STREET
SAN JUAN, PR 00918
* $ 525,000 9 $ 1,270,000
Emi Equity Mortgage, Inc.
1651 PONCE DE LEON AVE, SUITE 102
SAN JUAN, PR 00909
* $ 10,000,000 8 $ 1,214,000
Cooperativa De Ahorroy Credito
PO BOX 608
RINCON, PR 00677
* $ 10,000,000 8 $ 1,157,000
San Rafael Coop
CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI
QUEBRADILLAS, PR 00678
* $ 137,000,000 7 $ 435,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ 10,000,000 7 $ 902,000
Home Mortgage Bankers
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ 10,000,000 6 $ 974,000
Multiples Mortgage Corp.
761 AVE. LUIS MUNOZ RIVERA,
SAN JUAN, PR 00918
* $ 10,000,000 5 $ 655,000
Trust Mortgage Corp.
EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS
SAN JUAN, PR 00923
* $ 279,615,000 5 $ 566,000
Aaa Concordia Mortgage Corp
RR-37 BOX 1837
SAN JUAN, PR 00926
* $ 10,000,000 5 $ 558,000
Metro Island Mortgage
VILLA NEVAREZ PROF. CENTER SUITE 201
RIO PIEDRAS, PR 00927
* $ 10,000,000 5 $ 638,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 5 $ 705,000
Actual Mortgage Bankers
PO BOX 2808
BAYAMON, PR 00960
* $ 10,000,000 4 $ 320,000
Aeela Mortgage
PO BOX 71502
SAN JUAN, PR 00936
* $ 1,000,000,000 4 $ 447,000
Cooperativa De A/C Arecibo
PO BOX 1056
ARECIBO, PR 00613
* $ 10,000,000 4 $ 293,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 4 $ 300,000
Cooperativa De A/C Isabela
21 CALLE BARBOSA SUITE 1
ISABELA, PR 00662
* $ 10,000,000 3 $ 338,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 456,000
Cooperativa De Ac Santa Isabel
P.O. BOX 812
SANTA ISABEL, PR 00757
* $ 10,000,000 3 $ 478,000
Jr Mortgage Home
2979 EMILIO FAGOT AVE. SUITE 1
PONCE, PR 00716
* $ 1,395,899,000 2 $ 281,000
Top Mortgage Bankers
PONCE DE LEON AVE. 1913
SANTURCE, PR 00607
* $ 100,000,000 2 $ 169,000
Rf Mortgage & Investment Corp
PO BOX 361309
SAN JUAN, PR 00936
* $ 10,000,000 1 $ 114,000
First Security Mortgage, Inc.
97 DE DIEGO AVE. SAN FRANCISCO
SAN JUAN, PR 00929
* $ 10,000,000 1 $ 178,000
Hr Mortgage Corp
M11 CALLE ROBLE, VILLA TURABO
CAGUAS, PR 00725
* $ 10,000,000 1 $ 75,000
Latin American Financlal
1700 JESUS T. PINERO AVE 2ND FL STE 26
SAN JUAN, PR 00921
* $ 10,000,000 1 $ 148,000
Cooperativa De Ac Maunabo
BOX 127
MAUNABO, PR 00707
* $ 10,000,000 1 $ 80,000
Cooperativa De A\C Oriental
PO BOX 876
HUMACAO, PR 00791
* $ 155,431,000 1 $ 102,000
Cooperativa De Mayaguez
PO BOX 416
MAYAGUEZ, PR 00680
* $ 49,000,000 1 $ 25,000
Cooperativa A/C Hnos Unidos
229 CALLE DUARTE
SAN JUAN, PR 00917
* $ 52,826,000 1 $ 44,000
Cooperativa De Ahorro Y Credito De Aguada
P.O. BOX 543
AGUADA, PR 00602
* $ 10,000,000 1 $ 117,000
Cooperativa De A/C De Adjuntas
8 PRIMO DELGADO ST ADJUNTAS,PR 00601
00601, PR 00601
* $ 10,000,000 1 $ 115,000
Vegacoop
APARTADO 1078
VEGA ALTA, PR 00692
* $ 262,934,000 1 $ 45,000
Cooperativa Ahorro Y Credito Aguadilla
APARTADO 541
AGUADILLA, PR 00605
* $ 10,000,000 1 $ 65,000
Coopa/C Asoc De Maestros De Pr
P.O. BOX 192770
SAN JUAN, PR 00919
* $ 83,800,000 1 $ 70,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 40,000

The tables below break down 2012 mortgage applications in San German-Cabo Rojo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for San German-Cabo Rojo, PR in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,193 $139,572,000 $116,000 $566,000 $55,000 $2,014,000
Home Purchase 1,113 $142,379,000 $127,000 $515,000 $58,000 $2,000,000
Home Improvement 848 $13,671,000 $16,000 $292,000 $28,000 $599,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,915 $268,837,000 $92,000 $566,000 $51,000 $2,014,000
Not applicable 212 $24,682,000 $116,000 $379,000 $24,000 $197,000
White 15 $1,551,000 $103,000 $211,000 $53,000 $166,000
Not Provided 10 $302,000 $30,000 $94,000 $19,000 $44,000
Black or African American 2 $250,000 $125,000 $145,000 $30,000 $38,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,154 $178,806,000 $83,000 $566,000 $57,000 $2,014,000
FHA-insured (Federal Housing Administration) 526 $56,837,000 $108,000 $315,000 $28,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 361 $42,180,000 $116,000 $270,000 $29,000 $109,000
VA-guaranteed (Veterans Administration) 113 $17,799,000 $157,000 $362,000 $50,000 $216,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,523 $142,106,000 $93,000 $515,000 $52,000 $2,014,000
Application Denied By Financial Institution 801 $56,173,000 $70,000 $566,000 $38,000 $915,000
Loan Purchased By The Institution 320 $38,013,000 $118,000 $379,000 $34,000 $244,000
Application Withdrawn By Applicant 313 $39,639,000 $126,000 $417,000 $70,000 $1,800,000
File Closed For Incompleteness 106 $12,174,000 $114,000 $417,000 $60,000 $275,000
Application Approved But Not Accepted 91 $7,517,000 $82,000 $365,000 $49,000 $192,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 38 $3,824,000 $100,000 $191,000 $40,000 $128,000
Credit History 36 $3,683,000 $102,000 $309,000 $37,000 $116,000
Collateral 34 $3,945,000 $116,000 $296,000 $44,000 $159,000
Other 11 $1,170,000 $106,000 $175,000 $29,000 $84,000
Unverifiable Information 7 $423,000 $60,000 $88,000 $49,000 $149,000
Insufficient Cash (Downpayment, Closing Cost) 4 $330,000 $82,000 $147,000 $12,000 $48,000
Credit Application Incomplete 3 $260,000 $86,000 $150,000 $61,000 $81,000
Employment History 3 $213,000 $71,000 $111,000 $49,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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