San German-Cabo Rojo, PR Metro Area Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 835 mortgage applications in San German-Cabo Rojo, PR metro area totaling $91.2 million, down 43% from 2017. The average application was for $109,215, and applicants reported an average income of $62,000. 54% of applications resulted in an originated loan and 22% were denied. The most active lender was Banco Popular, with 316 applications, followed by Firstbank and Scotiabank De Puerto Rico.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 835 |
| Total Mortgage Loan Application Amount | $91,195,000 |
| Average Mortgage Loan Application Amount | $109,215 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $869,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 34,726,000,000 | 316 | $ 35,880,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,246,248,000 | 123 | $ 12,965,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,131,799,000 | 62 | $ 6,210,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 55 | $ 6,115,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,145,411,000 | 47 | $ 4,715,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 37 | $ 4,495,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 35 | $ 3,375,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 27 | $ 3,055,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 18 | $ 2,250,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ -1,000 | 17 | $ 1,795,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,107,638,000 | 14 | $ 1,640,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 12 | $ 1,050,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 2,948,023,000 | 11 | $ 835,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 22,858,876,000 | 9 | $ 985,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 7 | $ 665,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 6 | $ 690,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 4 | $ 420,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 4 | $ 500,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 4 | $ 430,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 3 | $ 325,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 3 | $ 315,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ -1,000 | 3 | $ 585,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 2 | $ 250,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 2 | $ 150,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 2 | $ 240,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ -1,000 | 2 | $ 380,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ -1,000 | 2 | $ 170,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ -1,000 | 1 | $ 125,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 1 | $ 55,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ -1,000 | 1 | $ 35,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 358,897,000 | 1 | $ 135,000 |
| Apex Bank 102 E MAIN ST CAMDEN, TN 38320 |
* | $ 524,869,000 | 1 | $ 105,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 1 | $ 165,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 1 | $ 75,000 |
| Usalliance Federal Credit Union 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 1,377,846,000 | 1 | $ 15,000 |
The tables below break down 2018 mortgage applications in San German-Cabo Rojo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San German-Cabo Rojo, PR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 630 | $68,600,000 | $108,000 | $665,000 | $63,000 | $869,000 |
| Cash-out Refinancing | 114 | $10,720,000 | $94,000 | $405,000 | $50,000 | $697,000 |
| Refinancing | 83 | $11,105,000 | $133,000 | $1,465,000 | $69,000 | $343,000 |
| Not Applicable | 4 | $490,000 | $122,000 | $145,000 | $0 | $0 |
| Other Purpose | 4 | $280,000 | $70,000 | $115,000 | $31,000 | $56,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 727 | $77,385,000 | $106,000 | $665,000 | $61,000 | $869,000 |
| Not applicable | 63 | $8,685,000 | $137,000 | $1,465,000 | $0 | $0 |
| White | 36 | $4,060,000 | $112,000 | $235,000 | $60,000 | $291,000 |
| Black or African American | 4 | $480,000 | $120,000 | $155,000 | $116,000 | $264,000 |
| Not Provided | 4 | $510,000 | $127,000 | $275,000 | $63,000 | $87,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $192,000 | $192,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 368 | $37,670,000 | $102,000 | $1,465,000 | $84,000 | $869,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 211 | $23,275,000 | $110,000 | $665,000 | $34,000 | $79,000 |
| FHA-insured (Federal Housing Administration) | 179 | $18,955,000 | $105,000 | $285,000 | $43,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 77 | $11,295,000 | $146,000 | $405,000 | $60,000 | $179,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 450 | $49,750,000 | $110,000 | $1,465,000 | $63,000 | $869,000 |
| Application Denied By Financial Institution | 181 | $19,295,000 | $106,000 | $665,000 | $53,000 | $343,000 |
| Application Withdrawn By Applicant | 79 | $8,275,000 | $104,000 | $275,000 | $62,000 | $226,000 |
| Loan Purchased By The Institution | 60 | $6,980,000 | $116,000 | $225,000 | $0 | $0 |
| Application Approved But Not Accepted | 38 | $3,560,000 | $93,000 | $405,000 | $69,000 | $846,000 |
| File Closed For Incompleteness | 27 | $3,335,000 | $123,000 | $405,000 | $77,000 | $697,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 653 | $71,795,000 | $109,000 | $1,465,000 | $64,000 | $869,000 |
| Debt-To-Income Ratio | 65 | $6,345,000 | $97,000 | $325,000 | $50,000 | $343,000 |
| Collateral | 59 | $6,845,000 | $116,000 | $665,000 | $56,000 | $319,000 |
| Credit History | 28 | $2,890,000 | $103,000 | $205,000 | $51,000 | $298,000 |
| Other | 20 | $2,380,000 | $119,000 | $275,000 | $60,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $510,000 | $85,000 | $125,000 | $41,000 | $86,000 |
| Employment History | 3 | $295,000 | $98,000 | $105,000 | $36,000 | $64,000 |
| Mortgage Insurance Denied | 1 | $135,000 | $135,000 | $135,000 | $49,000 | $49,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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