San German Municipio, PR Mortgage Lenders & HMDA Data, 2021
In 2021, lenders reported 261 mortgage applications in San German Municipio, PR totaling $32.8 million, up 26% from 2020. The average application was for $125,000, and applicants reported an average income of $56,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Banco Popular, with 100 applications, followed by Oriental Bank and Firstbank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 261 |
| Total Mortgage Loan Application Amount | $32,775,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $385,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $390,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 41,627,000,000 | 100 | $ 12,230,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,253,736,000 | 33 | $ 4,135,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,597,360,000 | 30 | $ 4,420,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 15 | $ 1,775,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 14 | $ 1,670,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 12 | $ 1,630,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 9 | $ 635,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 7 | $ 955,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 5 | $ 685,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 5 | $ 595,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 4 | $ 480,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 24,774,361,000 | 4 | $ 550,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ -1,000 | 4 | $ 360,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 4 | $ 500,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 3,921,403,000 | 3 | $ 595,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 2 | $ 330,000 |
| Cooperativa Ahorro Y Credito Aguadilla APARTADO 541 AGUADILLA, PR 00605 |
* | $ -1,000 | 2 | $ 250,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 2 | $ 260,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 1 | $ 115,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 185,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 95,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 155,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ -1,000 | 1 | $ 65,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 105,000 |
The tables below break down 2021 mortgage applications in San German Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San German Municipio, PR in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 195 | $24,515,000 | $125,000 | $355,000 | $52,000 | $390,000 |
| Cash-out Refinancing | 33 | $3,675,000 | $111,000 | $385,000 | $57,000 | $238,000 |
| Refinancing | 28 | $3,940,000 | $140,000 | $355,000 | $81,000 | $241,000 |
| Not Applicable | 2 | $310,000 | $155,000 | $155,000 | $0 | $0 |
| Other Purpose | 2 | $230,000 | $115,000 | $125,000 | $62,000 | $106,000 |
| Home Improvement | 1 | $105,000 | $105,000 | $105,000 | $131,000 | $131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 225 | $28,435,000 | $126,000 | $385,000 | $55,000 | $390,000 |
| Not applicable | 31 | $3,515,000 | $113,000 | $175,000 | $0 | $0 |
| White | 3 | $295,000 | $98,000 | $165,000 | $49,000 | $78,000 |
| Not Provided | 1 | $355,000 | $355,000 | $355,000 | $328,000 | $328,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94 | $11,210,000 | $119,000 | $385,000 | $69,000 | $390,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $11,085,000 | $119,000 | $215,000 | $37,000 | $95,000 |
| FHA-insured (Federal Housing Administration) | 55 | $7,575,000 | $137,000 | $355,000 | $57,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,905,000 | $152,000 | $245,000 | $73,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 147 | $18,855,000 | $128,000 | $355,000 | $57,000 | $390,000 |
| Application Denied By Financial Institution | 40 | $4,970,000 | $124,000 | $385,000 | $52,000 | $234,000 |
| Loan Purchased By The Institution | 31 | $3,515,000 | $113,000 | $175,000 | $0 | $0 |
| Application Withdrawn By Applicant | 25 | $3,615,000 | $144,000 | $315,000 | $71,000 | $210,000 |
| File Closed For Incompleteness | 11 | $955,000 | $86,000 | $165,000 | $37,000 | $65,000 |
| Application Approved But Not Accepted | 7 | $865,000 | $123,000 | $165,000 | $40,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 221 | $27,805,000 | $125,000 | $355,000 | $57,000 | $390,000 |
| Collateral | 22 | $2,480,000 | $112,000 | $215,000 | $53,000 | $234,000 |
| Debt-To-Income Ratio | 6 | $700,000 | $116,000 | $165,000 | $43,000 | $117,000 |
| Credit History | 5 | $885,000 | $177,000 | $385,000 | $59,000 | $100,000 |
| Other | 2 | $240,000 | $120,000 | $135,000 | $84,000 | $120,000 |
| Unverifiable Information | 2 | $170,000 | $85,000 | $95,000 | $18,000 | $19,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $18,000 | $18,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $74,000 | $74,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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