San Juan-Caguas-Guaynabo, PR Metro Area Mortgage Lenders & HMDA Data, 2006
In 2006, lenders reported 123,928 mortgage applications in San Juan-Caguas-Guaynabo, PR metro area totaling $14.4 billion, down 20% from 2005. The average application was for $116,250, and applicants reported an average income of $58,000. 44% of applications resulted in an originated loan and 20% were denied. The most active lender was Banco Popular De Puerto Rico, with 15,234 applications, followed by R & G Mortgage Corporation and Popular Mortgage, Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 123,928 |
| Total Mortgage Loan Application Amount | $14,406,661,000 |
| Average Mortgage Loan Application Amount | $116,250 |
| Highest Mortgage Loan Application Amount | $20,805,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $9,999,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 15,234 | $ 663,251,000 |
| R & G Mortgage Corporation P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 11,713,287,000 | 13,528 | $ 1,559,754,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 10,728 | $ 1,775,099,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,848,142,000 | 8,897 | $ 1,008,144,000 |
| Hf Mortgage Bankers DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 17,608,277,000 | 8,704 | $ 1,006,909,000 |
| Doral Mortgage Corp. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 17,608,277,000 | 7,994 | $ 880,245,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 10,939,948,000 | 6,738 | $ 757,472,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 6,469 | $ 837,744,000 |
| Santander Mortgage Corporation PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 5,221 | $ 1,050,538,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 4,547 | $ 723,562,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 706,497,000,000 | 4,083 | $ 84,767,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 4,510,223,000 | 3,831 | $ 431,344,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 19,129,084,000 | 3,626 | $ 564,818,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 7,043,254,000 | 2,381 | $ 488,393,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 16,078,823,000 | 2,218 | $ 100,856,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 706,497,000 | 1,843 | $ 353,836,000 |
| Citifinancial 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,745,248,000,000 | 1,822 | $ 93,644,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 1,709 | $ 283,998,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,311,002,000 | 1,675 | $ 197,013,000 |
| New York Mortgage Bankers AVE.PONCE DE LEON #818 MIRAMAR SAN JUAN, PR 00908 |
* | $ 10,000,000 | 1,580 | $ 230,464,000 |
| Sana Mortgage PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 17,608,277,000 | 1,392 | $ 147,254,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 622 | $ 74,036,000 |
| Popular Finance, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 615 | $ 40,040,000 |
| Cmfc, Inc. 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 279,830,959,000 | 606 | $ 67,805,000 |
| Centro Hipotecario PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 17,608,277,000 | 567 | $ 73,095,000 |
| First Mortgage Capital P.O BOX 550 BAYAMON, PR 00960 |
* | $ 10,000,000 | 541 | $ 91,339,000 |
| The Mortgage Store of P.R. PO BOX 362394 SAN JUAN, PR 00936 |
* | $ 11,713,287,000 | 524 | $ 54,811,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 514 | $ 53,084,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 506 | $ 62,347,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 456 | $ 86,260,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 393 | $ 47,578,000 |
| Emi Equity Mortgage Inc. 413 BOLIVAR ST SAN JUAN, PR 00912 |
* | $ 17,958,000 | 377 | $ 51,323,000 |
| Aaa Concordia Mortgage Corp. RR-37 BOX 1837 TEL. 758-1188 SAN JUAN, PR 00926 |
* | $ 3,823,000 | 355 | $ 43,706,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 321 | $ 42,854,000 |
| Citifinancial Plus 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 279,830,959,000 | 318 | $ 22,200,000 |
| Eurobank PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 2,392,021,000 | 302 | $ 53,406,000 |
| Beewee Mortgage Bankers Corpor 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 278 | $ 44,729,000 |
| Golden Mortgage Bankers CALLE BORI 1534 URB. BELISA SAN JUAN, PR 00927 |
* | $ 10,000,000 | 276 | $ 43,228,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 216 | $ 12,606,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 171 | $ 22,975,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 150 | $ 12,176,000 |
| Beneficial Mortgage Corp. 1322 F.D. ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 10,000,000 | 144 | $ 19,172,000 |
| The Mortgage Loan Co. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 141 | $ 17,859,000 |
| Mortgage One Group PO BOX 142213 ARECIBO, PR 00614 |
* | $ 10,000,000 | 138 | $ 16,345,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 134 | $ 20,624,000 |
| Money Express 19 MARGINAL SAN AGUSTIN SAN JUAN, PR 00926 |
* | $ 15,504,754,000 | 118 | $ 5,238,000 |
| Popular Auto PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 95 | $ 1,018,000 |
| World Mortgage Bankers 1108 AVE. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 81 | $ 8,560,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ 67,650,000 | 60 | $ 5,359,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 4,011,971,000 | 53 | $ 4,529,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 47 | $ 3,625,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 106,359,000 | 45 | $ 5,133,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ 62,637,000 | 39 | $ 4,106,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ 130,000,000 | 37 | $ 3,047,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ 222,466,000 | 36 | $ 2,791,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 10,000,000 | 35 | $ 6,921,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 34 | $ 2,965,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ 10,000,000 | 32 | $ 2,728,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 169,261,000 | 31 | $ 3,134,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 30 | $ 3,432,000 |
| Cooperativa A/C Morovena PO BOX 577 MOROVIS, PR 00687 |
* | $ 80,807,158,000 | 28 | $ 2,363,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ 10,000,000 | 26 | $ 3,433,000 |
| Cooperativa A/C Hnos Unidos 229 CALLE DUARTE SAN JUAN, PR 00917 |
* | $ 52,826,000 | 26 | $ 2,095,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 26 | $ 4,266,000 |
| Countrywide Home Loans 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 175,085,370,000 | 23 | $ 2,004,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ 42,498,000 | 22 | $ 3,081,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ 10,000,000 | 21 | $ 2,392,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 20 | $ 1,354,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 10,000,000 | 13 | $ 2,341,000 |
| Vapr Federal Credit Union 2400 177 ROAD GUAYNABO, PR 00969 |
* | $ 102,633,000 | 12 | $ 1,612,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 8,091,469,000 | 7 | $ 746,000 |
| Coop Ahorro Y Credito De Lares AVE.LOS PATRIOTAS C/111 KM 8.3 LARES, PR 00669 |
* | $ 10,000,000 | 7 | $ 759,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 5 | $ 690,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,013,985,000,000 | 5 | $ 1,301,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 403,258,000,000 | 4 | $ 1,090,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 24,644,357,000 | 4 | $ 47,000 |
| Origen Financial Services LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 3 | $ 149,000 |
| Novastar Mortgage 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 2 | $ 258,000 |
| Beneficial Company LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 2 | $ 15,000 |
| Citifinancial Equity Services 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 2 | $ 100,000 |
| Homefield Financial, Inc. 410 EXCHANGE, SUITE 100 IRVINE, CA 92602 |
* | $ 10,000,000 | 1 | $ 290,000 |
| Oak Street Mortgage 11555 N MERIDIAN ST CARMEL, IN 46032 |
* | $ 10,000,000 | 1 | $ 45,000 |
| Columbia Home Loans, Llc. C/O OCEAN FIRST BANK, 975 HOOPER AVENUE TOMS RIVER, NJ 08753 |
* | $ 1,717,409,000 | 1 | $ 342,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 74,000 |
| Delta Funding Corporation 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 1 | $ 238,000 |
| Andrews Federal Credit Union 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 745,614,000 | 1 | $ 100,000 |
| Aurora Bank FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 22,481,092,000 | 1 | $ 64,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 82,876,683,000 | 1 | $ 8,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,082,250,290,000 | 1 | $ 10,000 |
| Fsnb, National Association PO BOX 33309 LAWTON, OK 73501 |
* | $ 273,452,000 | 1 | $ 29,000 |
| Msu Federal Credit Union 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 1,243,018,000 | 1 | $ 70,000 |
| HSBC Bank USA, NA 1 HSBC CENTER - 24TH FLOOR BUFFALO, NY 14203 |
* | $ 150,679,481,000 | 1 | $ 6,000 |
The tables below break down 2006 mortgage applications in San Juan-Caguas-Guaynabo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San Juan-Caguas-Guaynabo, PR in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 50,178 | $8,254,508,000 | $164,000 | $20,805,000 | $73,000 | $9,999,000 |
| Refinancing | 43,002 | $5,163,340,000 | $120,000 | $5,000,000 | $56,000 | $7,288,000 |
| Home Improvement | 30,748 | $988,813,000 | $32,000 | $1,700,000 | $38,000 | $5,687,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 106,639 | $11,704,827,000 | $109,000 | $20,805,000 | $60,000 | $9,999,000 |
| Not applicable | 13,352 | $2,229,724,000 | $166,000 | $6,960,000 | $39,000 | $6,698,000 |
| Not Provided | 2,860 | $277,030,000 | $96,000 | $4,680,000 | $63,000 | $7,288,000 |
| White | 874 | $152,966,000 | $175,000 | $2,450,000 | $103,000 | $4,019,000 |
| Black or African American | 100 | $18,492,000 | $184,000 | $2,850,000 | $81,000 | $870,000 |
| Asian | 83 | $20,264,000 | $244,000 | $1,760,000 | $134,000 | $1,358,000 |
| American Indian or Alaskan Native | 14 | $2,864,000 | $204,000 | $629,000 | $77,000 | $294,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $494,000 | $82,000 | $151,000 | $53,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 112,987 | $13,101,145,000 | $115,000 | $20,805,000 | $60,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 9,170 | $1,069,562,000 | $116,000 | $350,000 | $36,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,117 | $128,934,000 | $115,000 | $500,000 | $32,000 | $561,000 |
| VA-guaranteed (Veterans Administration) | 654 | $107,020,000 | $163,000 | $412,000 | $50,000 | $576,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 54,405 | $6,309,084,000 | $115,000 | $6,960,000 | $65,000 | $7,500,000 |
| Application Denied By Financial Institution | 25,035 | $1,919,628,000 | $76,000 | $3,300,000 | $45,000 | $6,698,000 |
| Loan Purchased By The Institution | 17,630 | $2,799,573,000 | $158,000 | $4,360,000 | $44,000 | $6,698,000 |
| Application Withdrawn By Applicant | 17,190 | $2,278,996,000 | $132,000 | $20,805,000 | $68,000 | $9,999,000 |
| File Closed For Incompleteness | 5,195 | $602,464,000 | $115,000 | $13,000,000 | $57,000 | $6,698,000 |
| Application Approved But Not Accepted | 4,473 | $496,916,000 | $111,000 | $2,850,000 | $67,000 | $6,698,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,157 | $120,683,000 | $38,000 | $1,600,000 | $35,000 | $1,529,000 |
| Debt-To-Income Ratio | 1,881 | $129,050,000 | $68,000 | $1,719,000 | $32,000 | $521,000 |
| Other | 599 | $65,513,000 | $109,000 | $3,300,000 | $70,000 | $6,698,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 275 | $13,554,000 | $49,000 | $800,000 | $36,000 | $300,000 |
| Collateral | 261 | $38,102,000 | $145,000 | $960,000 | $71,000 | $576,000 |
| Credit Application Incomplete | 167 | $21,183,000 | $126,000 | $1,152,000 | $74,000 | $652,000 |
| Employment History | 109 | $15,820,000 | $145,000 | $690,000 | $55,000 | $256,000 |
| Unverifiable Information | 74 | $7,153,000 | $96,000 | $415,000 | $65,000 | $375,000 |
| Mortgage Insurance Denied | 7 | $850,000 | $121,000 | $170,000 | $46,000 | $75,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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