In 2022, lenders reported 3,747 mortgage applications in San Juan Municipio, PR totaling $775.1 million, down 29% from 2021. The average application was for $206,000, and applicants reported an average income of $118,000. 53% of applications resulted in an originated loan and 17% were denied. The most active lender was Banco Popular, with 844 applications, followed by Firstbank and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,747 |
| Total Mortgage Loan Application Amount | $775,085,000 |
| Average Mortgage Loan Application Amount | $206,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $8,501,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 64,243,000,000 | 844 | $ 216,360,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 20,778,081,000 | 502 | $ 106,710,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,805,742,000 | 333 | $ 64,615,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 303 | $ 45,125,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 294 | $ 53,450,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 138 | $ 29,770,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 32,520,025,000 | 127 | $ 31,675,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 122 | $ 28,680,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 100 | $ 12,650,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 93 | $ 12,695,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 81 | $ 18,165,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 79 | $ 10,215,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 68 | $ 12,180,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 67 | $ 8,595,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 56 | $ 16,260,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 54 | $ 6,950,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 51 | $ 5,605,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 46 | $ 6,390,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 43 | $ 4,915,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 36 | $ 14,670,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 35 | $ 5,605,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 30 | $ 5,730,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 25 | $ 8,945,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 25 | $ 3,365,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 586,695,000 | 24 | $ 2,580,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ -1,000 | 19 | $ 1,495,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ -1,000 | 16 | $ 1,690,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 15 | $ 6,165,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 14 | $ 2,270,000 |
| A&D Mortgage LLC 899 W. CYPRESS CREEK ROAD FT. LAUDERDALE, FL 33309 |
* | $ -1,000 | 14 | $ 12,330,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 11 | $ 1,245,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 9 | $ 1,215,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ -1,000 | 8 | $ 720,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ -1,000 | 7 | $ 1,085,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 7 | $ 845,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ -1,000 | 6 | $ 5,800,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 5,072,223,000 | 5 | $ 705,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 4 | $ 340,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 4 | $ 640,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 4 | $ 340,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ -1,000 | 3 | $ 275,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 3 | $ 235,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ -1,000 | 3 | $ 945,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 2 | $ 240,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ -1,000 | 2 | $ 480,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ -1,000 | 2 | $ 160,000 |
| Cooperativa De A\C Roosvelt R 88PM+5QQ, FAJARDO FAJARDO, PR 00738 |
* | $ -1,000 | 2 | $ 690,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 2 | $ 280,000 |
| Amerant Mortgage LLC 226 N KENTUCKY AVE LAKELAND, FL, FL 33801 |
* | $ -1,000 | 1 | $ 1,105,000 |
| Merck Employees FCU 126 E. LINCOLN AVENUE RAHWAY, NJ 07065 |
* | $ 2,398,029,000 | 1 | $ 105,000 |
| Amerant Bank, N.A. 220 ALHAMBRA CIRCLE MIAMI, FL 33134 |
* | $ 7,622,254,000 | 1 | $ 1,105,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 1 | $ 185,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ -1,000 | 1 | $ 65,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ -1,000 | 1 | $ 45,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ -1,000 | 1 | $ 65,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ -1,000 | 1 | $ 215,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,779,504,000,000 | 1 | $ 105,000 |
The tables below break down 2022 mortgage applications in San Juan Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,885 | $564,755,000 | $195,000 | $4,005,000 | $106,000 | $5,100,000 |
| Cash-out Refinancing | 375 | $107,395,000 | $286,000 | $3,245,000 | $186,000 | $8,501,000 |
| Refinancing | 317 | $63,815,000 | $201,000 | $2,755,000 | $113,000 | $1,373,000 |
| Not Applicable | 96 | $6,590,000 | $68,000 | $335,000 | $0 | $0 |
| Other Purpose | 44 | $16,210,000 | $368,000 | $2,965,000 | $226,000 | $1,593,000 |
| Home Improvement | 30 | $16,320,000 | $544,000 | $3,265,000 | $258,000 | $1,593,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,914 | $534,790,000 | $183,000 | $3,005,000 | $100,000 | $3,504,000 |
| Not applicable | 478 | $98,290,000 | $205,000 | $3,265,000 | $67,000 | $67,000 |
| White | 231 | $94,025,000 | $407,000 | $3,255,000 | $284,000 | $8,501,000 |
| Not Provided | 81 | $33,115,000 | $408,000 | $4,005,000 | $240,000 | $5,100,000 |
| Black or African American | 21 | $4,635,000 | $220,000 | $1,285,000 | $108,000 | $639,000 |
| Asian | 18 | $8,620,000 | $478,000 | $1,875,000 | $238,000 | $735,000 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $14,000 | $14,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,212 | $545,230,000 | $246,000 | $4,005,000 | $152,000 | $8,501,000 |
| FHA-insured (Federal Housing Administration) | 1,399 | $199,685,000 | $142,000 | $425,000 | $57,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 131 | $29,595,000 | $225,000 | $1,855,000 | $88,000 | $575,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $575,000 | $115,000 | $185,000 | $33,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,995 | $419,465,000 | $210,000 | $4,005,000 | $119,000 | $2,327,000 |
| Application Denied By Financial Institution | 647 | $118,195,000 | $182,000 | $3,005,000 | $80,000 | $1,691,000 |
| Loan Purchased By The Institution | 474 | $83,690,000 | $176,000 | $1,855,000 | $58,000 | $218,000 |
| Application Withdrawn By Applicant | 384 | $92,420,000 | $240,000 | $4,005,000 | $139,000 | $5,100,000 |
| File Closed For Incompleteness | 125 | $35,195,000 | $281,000 | $3,245,000 | $257,000 | $8,501,000 |
| Application Approved But Not Accepted | 122 | $26,120,000 | $214,000 | $965,000 | $102,000 | $712,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,099 | $656,845,000 | $211,000 | $4,005,000 | $127,000 | $8,501,000 |
| Collateral | 339 | $52,655,000 | $155,000 | $645,000 | $76,000 | $480,000 |
| Debt-To-Income Ratio | 135 | $31,395,000 | $232,000 | $3,005,000 | $73,000 | $1,206,000 |
| Other | 59 | $10,325,000 | $175,000 | $675,000 | $89,000 | $360,000 |
| Credit History | 45 | $7,845,000 | $174,000 | $415,000 | $68,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $4,025,000 | $161,000 | $605,000 | $76,000 | $441,000 |
| Unverifiable Information | 17 | $4,425,000 | $260,000 | $1,085,000 | $97,000 | $413,000 |
| Employment History | 17 | $2,985,000 | $175,000 | $865,000 | $163,000 | $1,691,000 |
| Mortgage Insurance Denied | 6 | $2,740,000 | $456,000 | $1,875,000 | $107,000 | $299,000 |
| Credit Application Incomplete | 5 | $1,845,000 | $369,000 | $615,000 | $175,000 | $431,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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