Santa Isabel Municipio, PR Mortgage Lenders & HMDA Data, 2017
In 2017, lenders reported 306 mortgage applications in Santa Isabel Municipio, PR totaling $19.2 million, down 33% from 2016. The average application was for $62,000, and applicants reported an average income of $35,000. 45% of applications resulted in an originated loan and 34% were denied. The most active lender was Banco Popular, with 126 applications, followed by Oriental Bank and Firstbank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 306 |
| Total Mortgage Loan Application Amount | $19,183,000 |
| Average Mortgage Loan Application Amount | $62,000 |
| Highest Mortgage Loan Application Amount | $184,000 |
| Average Applicant Income | $35,000 |
| Highest Applicant Income | $170,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 29,700,000,000 | 126 | $ 6,729,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,457,746,000 | 72 | $ 2,280,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 11,906,979,000 | 25 | $ 2,378,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 22 | $ 2,738,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,231,596,000 | 12 | $ 1,024,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 12 | $ 1,074,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 7 | $ 622,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ -1,000 | 6 | $ 485,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 4 | $ 359,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 3 | $ 241,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,339,217,000 | 3 | $ 127,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 3 | $ 182,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 2 | $ 147,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 21,301,361,000 | 2 | $ 247,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,727,235,000,000 | 1 | $ 5,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 1 | $ 124,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 1 | $ 84,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 1 | $ 16,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 1 | $ 110,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 146,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ -1,000 | 1 | $ 65,000 |
The tables below break down 2017 mortgage applications in Santa Isabel Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Santa Isabel Municipio, PR in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 131 | $2,047,000 | $15,000 | $140,000 | $30,000 | $132,000 |
| Home Purchase | 131 | $13,233,000 | $101,000 | $184,000 | $39,000 | $170,000 |
| Refinancing | 44 | $3,903,000 | $88,000 | $163,000 | $34,000 | $105,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 274 | $16,659,000 | $60,000 | $184,000 | $36,000 | $170,000 |
| Not applicable | 24 | $2,239,000 | $93,000 | $157,000 | $10,000 | $76,000 |
| Not Provided | 5 | $28,000 | $5,000 | $12,000 | $21,000 | $42,000 |
| White | 2 | $206,000 | $103,000 | $140,000 | $79,000 | $132,000 |
| Asian | 1 | $51,000 | $51,000 | $51,000 | $146,000 | $146,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 158 | $4,154,000 | $26,000 | $140,000 | $35,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $7,524,000 | $100,000 | $163,000 | $28,000 | $105,000 |
| FHA-insured (Federal Housing Administration) | 53 | $5,048,000 | $95,000 | $163,000 | $34,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 20 | $2,457,000 | $122,000 | $184,000 | $55,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 137 | $10,124,000 | $73,000 | $184,000 | $39,000 | $168,000 |
| Application Denied By Financial Institution | 103 | $3,588,000 | $34,000 | $163,000 | $30,000 | $116,000 |
| Loan Purchased By The Institution | 25 | $2,339,000 | $93,000 | $157,000 | $12,000 | $76,000 |
| Application Withdrawn By Applicant | 19 | $1,698,000 | $89,000 | $159,000 | $58,000 | $170,000 |
| File Closed For Incompleteness | 12 | $1,015,000 | $84,000 | $155,000 | $41,000 | $132,000 |
| Application Approved But Not Accepted | 10 | $419,000 | $41,000 | $142,000 | $27,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $447,000 | $89,000 | $145,000 | $33,000 | $49,000 |
| Credit Application Incomplete | 3 | $329,000 | $109,000 | $140,000 | $41,000 | $61,000 |
| Other | 2 | $249,000 | $124,000 | $146,000 | $52,000 | $61,000 |
| Collateral | 2 | $149,000 | $74,000 | $85,000 | $31,000 | $33,000 |
| Credit History | 1 | $2,000 | $2,000 | $2,000 | $6,000 | $6,000 |
| Employment History | 1 | $66,000 | $66,000 | $66,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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