Sebring, FL Metro Area Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 5,040 mortgage applications in Sebring, FL metro area totaling $675.3 million, up 8% from 2018. The average application was for $133,992, and applicants reported an average income of $69,000. 48% of applications resulted in an originated loan and 19% were denied. The most active lender was Midflorida Credit Union, with 526 applications, followed by Heartland National Bank and Everett Financial, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 5,040
Total Mortgage Loan Application Amount $675,320,000
Average Mortgage Loan Application Amount $133,992
Highest Mortgage Loan Application Amount $11,625,000
Average Applicant Income $69,000
Highest Applicant Income $1,280,000

Mortgage Company List for Lending in Sebring, FL for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Midflorida Credit Union
3004 S FLORIDA AVE
LAKELAND, FL 33801
* $ 3,286,122,000 526 $ 44,610,000
Heartland National Bank
320 US HWY 27 NORTH
SEBRING, FL 33870
* $ 380,287,000 327 $ 40,635,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 242 $ 34,640,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 210 $ 25,480,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 149 $ 15,775,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 137 $ 20,285,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 126 $ 18,160,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 125 $ 13,735,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 117 $ 18,335,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 12,326,862,000 109 $ 8,125,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 89 $ 12,345,000
Metroplex Mortgage Services
8622 N HIMES AVE
TAMPA, FL 33614
* $ -1,000 85 $ 11,735,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 84 $ 12,150,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 83 $ 12,195,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 82 $ 10,780,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 74 $ 13,420,000
Crews Bank & Trust
106 EAST MAIN ST , P.O. BOX 248
WAUCHULA, FL 33873
* $ 659,199,000 72 $ 8,950,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 70 $ 11,940,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 67 $ 12,515,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 66 $ 7,430,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 64 $ 7,340,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 62 $ 11,260,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 54 $ 9,050,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 52 $ 7,540,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 44 $ 6,280,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 9,292,180,000 44 $ 3,900,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 40 $ 6,970,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 39 $ 2,185,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 38 $ 2,800,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 36 $ 4,890,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 34 $ 4,440,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 33 $ 5,845,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 33 $ 5,005,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 32 $ 4,270,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 31 $ 4,025,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 11,357,345,000 28 $ 4,120,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 26 $ 2,770,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 26 $ 3,500,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 302,668,929,000 25 $ 2,045,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 24 $ 2,240,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 24 $ 3,620,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 23 $ 3,395,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 22 $ 3,130,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ 14,325,826,000 22 $ 5,430,000
Mortgage Lenders Investment Tr
1400 INTERNATIONAL PARKWAY SOUTH SUITE 1000 LAKE MARY
LAKE MARY, FL 32746
* $ -1,000 22 $ 2,790,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 22 $ 3,280,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 21 $ 2,425,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 21 $ 2,765,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 19 $ 2,905,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 17 $ 1,835,000
Seacoast National Bank
815 S COLORADO AVE
MIAMI, FL 34994
* $ 6,748,096,000 16 $ 2,220,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 16 $ 2,720,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 16 $ 1,490,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 16 $ 1,550,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 15 $ 2,235,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 15 $ 2,115,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 14 $ 1,800,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 14 $ 2,310,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 13 $ 1,755,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 13 $ 1,665,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 13 $ 2,005,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 4,734,882,000 12 $ 2,250,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 11 $ 1,255,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 11 $ 1,385,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 11 $ 465,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 11 $ 635,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 10 $ 1,480,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 10 $ 2,030,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 10 $ 1,390,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 9 $ 1,305,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 9 $ 715,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 9 $ 695,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 9 $ 1,165,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 9 $ 715,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 9 $ 1,365,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 9 $ 1,645,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 8 $ 1,310,000
Mission Mortgage LLC
13550 FALLING WATER ROAD
WILMINGTON, DE 44136
* $ -1,000 8 $ 1,470,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 8 $ 1,590,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 1,190,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 8 $ 1,150,000
Preferred Lending Services, LLC
1100 VIRGINIA DR SUITE 125
FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 1,060,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 7 $ 655,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 7 $ 795,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 1,315,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 7 $ 1,295,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 7 $ 1,085,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 6 $ 860,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 6 $ 970,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 6 $ 370,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 6 $ 1,000,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 5 $ 745,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 5 $ 1,285,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 5 $ 765,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 5 $ 1,445,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 4,142,520,000 5 $ 625,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,087,848,000 5 $ 425,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 5 $ 915,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 5 $ 755,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 5 $ 745,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 5 $ 675,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 5 $ 165,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 5 $ 825,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 5 $ 795,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 5 $ 865,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 415,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 715,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 855,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 415,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 5 $ 845,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 5 $ 845,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 4 $ 660,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 360,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 4 $ 230,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 4 $ 370,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 4 $ 440,000
Tropical Financial Credit Union
3050 CORPORATE WAY
MIRAMAR, FL 33025
* $ 692,247,000 4 $ 500,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 830,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 4 $ 740,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 4 $ 550,000
Financial Freedom Mortgage, LLC
875 ROUTE 73 NORTH SUITE F
MOUNT LAUREL, NJ 08054
* $ -1,000 4 $ 590,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 4 $ 700,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 620,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 4 $ 480,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,690,612,000 4 $ 570,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 3 $ 225,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 355,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 3 $ 395,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 3 $ 405,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 425,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 405,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 3 $ 925,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 3 $ 205,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 3 $ 815,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 3 $ 445,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 3 $ 545,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ 930,360,000 3 $ 195,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 3 $ 565,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 325,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 3 $ 225,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 3 $ 565,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 335,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 375,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 3 $ 755,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 3 $ 355,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 345,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 3 $ 285,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 3 $ 245,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 165,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 330,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 2 $ 160,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 210,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 85,222,000 2 $ 320,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 169,812,442,000 2 $ 280,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 2 $ 280,000
We Florida Financial
9560 PINES BLVD
PEMBROKE PINES, FL 33024
* $ 507,670,000 2 $ 250,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 661,164,000 2 $ 230,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 2 $ 150,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 2 $ 270,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 2 $ 270,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 31,829,272,000 2 $ 510,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 390,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 2 $ 140,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
REDONDO BEACH, CA 90278
* $ -1,000 2 $ 250,000
Achieva Credit Union
1659 VIRGINIA ST
DUNEDIN, FL 34698
* $ 1,717,085,000 2 $ 100,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 2 $ 280,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 260,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 230,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 2 $ 310,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 550,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 650,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 2 $ 70,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 340,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 2 $ 140,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 2 $ 180,000
Synovus Mortgage Corp.
800 SHADES CREEK PARKWAY
BIRMINGHAM, AL 35209
* $ -1,000 2 $ 180,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 210,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 430,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 260,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 2 $ 460,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 2 $ 630,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 2 $ 220,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 2 $ 160,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ -1,000 2 $ 360,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 320,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 230,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 2 $ 360,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 2 $ 210,000
Signature Mortgage Corporation
4790 DOUGLAS CIRCLE NW
CANTON, OH 44718
* $ -1,000 2 $ 280,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 36,070,000 2 $ 390,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 240,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 7,753,848,000 2 $ 160,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 245,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 1 $ 145,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 175,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 1 $ 155,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,356,129,000 1 $ 85,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 195,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 245,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 185,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 255,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 105,746,000 1 $ 175,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 135,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 115,000
Capital Partners Mortgage, LLC
1535 THREE VILLAGE ROAD
WESTON, FL 33326
* $ -1,000 1 $ 135,000
Lending 3, Inc
17220 NEWHOPE ST. SUITE 213
FOUNTAIN VALLEY, CA 92708
* $ -1,000 1 $ 155,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 175,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ -1,000 1 $ 175,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 125,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 165,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,408,923,000 1 $ 185,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,074,501,000 1 $ 145,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,005,697,000 1 $ 65,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 849,359,000 1 $ 205,000
Infirst Federal Credit Union
6462 LITTLE RIVER TURNPIKE
ALEXANDRIA, VA 22312
* $ 169,213,000 1 $ 35,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 115,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 473,202,000 1 $ 75,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 1 $ 85,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 175,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 205,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 105,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ 1,110,685,000 1 $ 25,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 165,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 1 $ 195,000
Fairway Funding Group, Inc
8235 NATURES WAY
LAKEWOOD RANCH, FL 34202
* $ -1,000 1 $ 385,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 1 $ 295,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,985,431,000 1 $ 105,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 1 $ 105,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 1 $ 55,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 1 $ 245,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 295,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,065,189,000 1 $ 65,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 95,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 245,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 165,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 425,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,710,801,000 1 $ 145,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 135,000
Vystar Credit Union
4949 BLANDING BLVD
JACKSONVILLE, FL 32202
* $ 8,284,204,000 1 $ 85,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ -1,000 1 $ 5,805,000
Envision Credit Union
440 NORTH MONROE ST.
TALLAHASSEE, FL 32301
* $ 587,009,000 1 $ 265,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 55,000
American Bancshares Mortgage, LLC
14261 COMMERCE WAY SUITE 100
MIAMI LAKES, FL 33016
* $ -1,000 1 $ 95,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,951,637,000 1 $ 105,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 45,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 135,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 95,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 265,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 125,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 105,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 295,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 115,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 561,866,000 1 $ 245,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 1 $ 25,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 135,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 135,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 105,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 55,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 1 $ 5,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 245,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 95,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 779,710,000 1 $ 35,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 145,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 295,821,000 1 $ 65,000
Educational Federal Credit Union
7800 SW 117 AVENUE
MIAMI, FL 33183
* $ 1,117,104,000 1 $ 55,000
1st Financial, Inc.
1111 BENFIELD BLVD #106
MILLERSVILLE, MD 21108
* $ -1,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 115,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 1 $ 35,000
Fairwinds Credit Union
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ 2,319,989,000 1 $ 75,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 302,011,000 1 $ 85,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 1 $ 55,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 235,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 325,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 1 $ 165,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 105,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,673,422,000 1 $ 35,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 5,000
Commonwealth Bank and Trust Company
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 996,244,000 1 $ 55,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ -1,000 1 $ 105,000
Miami Firefighters Federal Credit Union
1111 NW 7TH ST
MIAMI, FL 33136
* $ 106,010,000 1 $ 245,000
Croghan Colonial Bank
323 CROGHAN ST
FREMONT, OH 43420
* $ 844,680,000 1 $ 105,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 135,000
Granite Federal Credit Union
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ 454,837,000 1 $ 145,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 215,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 315,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 145,000
Citizens Bank and Trust
P O BOX 7, 2 E WALL STREET
FROSTPROOF, FL 33843
* $ 634,947,000 1 $ 45,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,077,570,000 1 $ 115,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 28,215,417,000 1 $ 15,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 315,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 628,258,000 1 $ 75,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 831,309,000 1 $ 185,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 135,000
Usf Credit Union
13101 TELECOM PARK DRIVE SUITE 100
TEMPLE TERRACE, FL 33637
* $ 642,830,000 1 $ 75,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 1 $ 115,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 11,625,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 1 $ 235,000
Bankers Mortgage Lending, Inc.
1300 SAWGRASS CORPORATE PARKWAY, STE130
SUNRISE, FL 33323
* $ -1,000 1 $ 225,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 40,636,055,000 1 $ 155,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 85,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 90,988,326,000 1 $ 655,000
Secure One Capital Corporation
555 ANTON BLVD #900
555 ANTON BLVD. SUITE 900, CA 92626
* $ -1,000 1 $ 135,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 1 $ 35,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 145,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 294,391,000 1 $ 45,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 12,179,508,000 1 $ 75,000

The tables below break down 2019 mortgage applications in Sebring, FL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sebring, FL in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,679 $385,405,000 $143,000 $5,805,000 $72,000 $1,280,000
Cash-out Refinancing 862 $120,140,000 $139,000 $775,000 $61,000 $1,033,000
Refinancing 728 $117,840,000 $161,000 $11,625,000 $69,000 $391,000
Other Purpose 374 $27,900,000 $74,000 $655,000 $72,000 $786,000
Home Improvement 352 $19,370,000 $55,000 $805,000 $66,000 $713,000
Not Applicable 45 $4,665,000 $103,000 $255,000 $64,000 $84,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,970 $381,290,000 $128,000 $805,000 $72,000 $1,280,000
Hispanic 714 $90,260,000 $126,000 $585,000 $62,000 $600,000
Not applicable 620 $107,820,000 $173,000 $11,625,000 $65,000 $665,000
Not Provided 474 $64,840,000 $136,000 $475,000 $69,000 $484,000
Black or African American 180 $21,330,000 $118,000 $375,000 $58,000 $425,000
Asian 43 $4,745,000 $110,000 $255,000 $73,000 $360,000
American Indian or Alaskan Native 26 $3,780,000 $145,000 $435,000 $85,000 $187,000
Native Hawaiian or Other Pacific Islander 3 $575,000 $191,000 $225,000 $50,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,133 $390,175,000 $124,000 $11,625,000 $77,000 $1,280,000
FHA-insured (Federal Housing Administration) 902 $121,230,000 $134,000 $325,000 $49,000 $250,000
VA-guaranteed (Veterans Administration) 716 $125,270,000 $174,000 $765,000 $60,000 $428,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 289 $38,645,000 $133,000 $275,000 $49,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,437 $346,225,000 $142,000 $11,625,000 $74,000 $1,280,000
Application Denied By Financial Institution 967 $100,065,000 $103,000 $805,000 $59,000 $1,002,000
Loan Purchased By The Institution 701 $103,675,000 $147,000 $445,000 $68,000 $665,000
Application Withdrawn By Applicant 669 $93,505,000 $139,000 $685,000 $66,000 $413,000
File Closed For Incompleteness 139 $18,225,000 $131,000 $765,000 $73,000 $1,033,000
Application Approved But Not Accepted 123 $13,255,000 $107,000 $355,000 $67,000 $343,000
Preapproval Approved but not Accepted 3 $285,000 $95,000 $145,000 $52,000 $73,000
Preapproval Denied by Financial Institution 1 $85,000 $85,000 $85,000 $33,000 $33,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,928 $555,790,000 $141,000 $11,625,000 $72,000 $1,280,000
Debt-To-Income Ratio 445 $48,805,000 $109,000 $575,000 $50,000 $433,000
Credit History 268 $24,370,000 $90,000 $805,000 $57,000 $460,000
Collateral 180 $19,460,000 $108,000 $455,000 $73,000 $522,000
Credit Application Incomplete 79 $10,795,000 $136,000 $315,000 $80,000 $1,002,000
Other 61 $7,015,000 $115,000 $325,000 $80,000 $624,000
Unverifiable Information 34 $3,730,000 $109,000 $335,000 $62,000 $288,000
Insufficient Cash (Downpayment, Closing Cost) 31 $3,235,000 $104,000 $235,000 $58,000 $167,000
Employment History 13 $1,985,000 $152,000 $265,000 $55,000 $141,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $29,000 $29,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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