Skagway, AK Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 20 mortgage applications in Skagway, AK totaling $6.4 million. The average application was for $318,000, and applicants reported an average income of $181,000. 50% of applications resulted in an originated loan and 25% were denied. The most active lender was Cornerstone Capital Bank, SSB, with 3 applications, followed by Global Federal Credit Union and Synergy One Lending, Inc..
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 20 |
| Total Mortgage Loan Application Amount | $6,370,000 |
| Average Mortgage Loan Application Amount | $318,000 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $181,000 |
| Highest Applicant Income | $654,000 |
Top Mortgage Lenders in Skagway, AK (2024)
Ranked by the number of mortgage applications each lender reported in Skagway, AK in 2024.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Cornerstone Capital Bank, SSB Houston, TX |
3 | $895,000 | $298,000 | $162,000 |
| 2 | Global Federal Credit Union Anchorage, AK |
3 | $715,000 | $238,000 | $107,000 |
| 3 | Synergy One Lending, Inc. San Diego, CA |
1 | $625,000 | $625,000 | $156,000 |
| 4 | Wells Fargo Bank NA Minneapolis, MN |
1 | $275,000 | $275,000 | $300,000 |
| 5 | Mortgage Research Center Columbia, MO |
1 | $545,000 | $545,000 | $160,000 |
| 6 | True North Federal Credit Union Juneau, AK |
1 | $525,000 | $525,000 | $82,000 |
| 7 | Bank of America NA Westlake Village, CA |
1 | $205,000 | $205,000 | $208,000 |
| 8 | Amerisave Mortgage Company Sandy Springs, GA |
1 | $275,000 | $275,000 | $210,000 |
| 9 | Mortgage Solutions of Colorado Colorado Springs, CO |
1 | $625,000 | $625,000 | $0 |
| 10 | Residential Mortgage, LLC Anchorage, AK |
1 | $125,000 | $125,000 | $264,000 |
The tables below break down 2024 mortgage applications in Skagway, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Skagway, AK in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7 | $2,975,000 | $425,000 | $625,000 | $159,000 | $281,000 |
| Cash-out Refinancing | 6 | $1,670,000 | $278,000 | $445,000 | $170,000 | $264,000 |
| Other Purpose | 3 | $595,000 | $198,000 | $275,000 | $348,000 | $654,000 |
| Refinancing | 2 | $870,000 | $435,000 | $525,000 | $76,000 | $82,000 |
| Home Improvement | 2 | $260,000 | $130,000 | $205,000 | $133,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14 | $5,010,000 | $357,000 | $625,000 | $127,000 | $264,000 |
| Not Provided | 3 | $585,000 | $195,000 | $275,000 | $381,000 | $654,000 |
| Asian | 2 | $570,000 | $285,000 | $295,000 | $217,000 | $300,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $208,000 | $208,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17 | $4,575,000 | $269,000 | $525,000 | $184,000 | $654,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,795,000 | $598,000 | $625,000 | $158,000 | $160,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10 | $3,450,000 | $345,000 | $625,000 | $150,000 | $281,000 |
| Application Denied By Financial Institution | 5 | $1,615,000 | $323,000 | $525,000 | $275,000 | $654,000 |
| Application Withdrawn By Applicant | 4 | $680,000 | $170,000 | $285,000 | $142,000 | $264,000 |
| Loan Purchased By The Institution | 1 | $625,000 | $625,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15 | $4,755,000 | $317,000 | $625,000 | $147,000 | $281,000 |
| Debt-To-Income Ratio | 2 | $960,000 | $480,000 | $525,000 | $106,000 | $130,000 |
| Collateral | 1 | $275,000 | $275,000 | $275,000 | $300,000 | $300,000 |
| Credit Application Incomplete | 1 | $275,000 | $275,000 | $275,000 | $210,000 | $210,000 |
| Credit History | 1 | $105,000 | $105,000 | $105,000 | $654,000 | $654,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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