Skagway-Hoonah-Angoon, AK Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 137 mortgage applications in Skagway-Hoonah-Angoon, AK totaling $22.7 million, up 21% from 2006. The average application was for $165,000, and applicants reported an average income of $83,000. 34% of applications resulted in an originated loan and 33% were denied. The most active lender was Wells Fargo Bank, NA, with 42 applications, followed by Wells Fargo Fin'l Alaska, Inc and Residential Mortgage, LLC.

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Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 137
Total Mortgage Loan Application Amount $22,658,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $475,000
Average Applicant Income $83,000
Highest Applicant Income $639,000

Mortgage Company List for Lending in Skagway-Hoonah-Angoon, AK for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 42 $ 7,575,000
Wells Fargo Fin'l Alaska, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 20 $ 2,680,000
Residential Mortgage, LLC
100 CALAIS DRIVE
ANCHORAGE, AK 99515
* $ 10,000,000 14 $ 2,285,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 8 $ 1,240,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ 2,273,380,000 5 $ 787,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 1,273,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 1,114,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 4 $ 525,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 4 $ 405,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 2 $ 75,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 2 $ 313,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 400,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 2 $ 140,000
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 2 $ 530,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 55,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 256,000
Columbia Home Loans, Llc.
C/O OCEAN FIRST BANK, 975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 1,717,409,000 1 $ 127,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 59,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 190,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 256,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 419,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 1 $ 100,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 1 $ 75,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 1 $ 455,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 1 $ 117,000
Wells Fargo Fin'l California
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 35,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 1 $ 166,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ 514,869,000 1 $ 57,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ 239,637,000 1 $ 160,000

The tables below break down 2007 mortgage applications in Skagway-Hoonah-Angoon, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Skagway-Hoonah-Angoon, AK in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 66 $10,228,000 $154,000 $419,000 $95,000 $639,000
Home Purchase 55 $10,739,000 $195,000 $475,000 $70,000 $154,000
Home Improvement 16 $1,691,000 $105,000 $274,000 $81,000 $211,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 90 $16,267,000 $180,000 $475,000 $95,000 $639,000
Not Provided 26 $3,646,000 $140,000 $252,000 $76,000 $151,000
American Indian or Alaskan Native 14 $1,517,000 $108,000 $300,000 $51,000 $104,000
Not applicable 4 $992,000 $248,000 $455,000 $0 $0
Asian 2 $226,000 $113,000 $196,000 $89,000 $120,000
Native Hawaiian or Other Pacific Islander 1 $10,000 $10,000 $10,000 $18,000 $18,000
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 130 $21,166,000 $162,000 $475,000 $85,000 $639,000
FHA-insured (Federal Housing Administration) 7 $1,492,000 $213,000 $308,000 $62,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 46 $8,568,000 $186,000 $455,000 $101,000 $639,000
Application Denied By Financial Institution 45 $6,240,000 $138,000 $253,000 $71,000 $210,000
Application Withdrawn By Applicant 17 $2,649,000 $155,000 $475,000 $62,000 $131,000
Loan Purchased By The Institution 16 $2,975,000 $185,000 $455,000 $82,000 $639,000
Application Approved But Not Accepted 9 $1,852,000 $205,000 $356,000 $119,000 $194,000
File Closed For Incompleteness 4 $374,000 $93,000 $124,000 $47,000 $116,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 12 $1,838,000 $153,000 $226,000 $69,000 $136,000
Other 5 $760,000 $152,000 $236,000 $106,000 $151,000
Debt-To-Income Ratio 4 $555,000 $138,000 $252,000 $86,000 $132,000
Credit History 3 $245,000 $81,000 $117,000 $50,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 1 $171,000 $171,000 $171,000 $27,000 $27,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alaska Lender List