Southeast Fairbanks, AK Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 198 mortgage applications in Southeast Fairbanks, AK totaling $35.3 million, up 41% from 2011. The average application was for $178,000, and applicants reported an average income of $68,000. 59% of applications resulted in an originated loan and 20% were denied. The most active lender was Alaska USA Mortgage Co., LLC, with 53 applications, followed by Wells Fargo Bank NA and Mt McKinley Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 198 |
| Total Mortgage Loan Application Amount | $35,280,000 |
| Average Mortgage Loan Application Amount | $178,000 |
| Highest Mortgage Loan Application Amount | $978,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $655,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 53 | $ 9,970,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 37 | $ 6,264,000 |
| Mt McKinley Bank PO BOX 73880 FAIRBANKS, AK 99707 |
* | $ 306,681,000 | 24 | $ 3,608,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 16 | $ 3,265,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 5 | $ 1,119,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 787,832,000 | 5 | $ 441,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 4 | $ 918,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 4,686,877,000 | 4 | $ 117,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 2,870,340,000 | 4 | $ 532,000 |
| Spirit of Alaska Federal Credit Union 1417 GILLAM WAY FAIRBANKS, AK 99701 |
* | $ 125,645,000 | 4 | $ 804,000 |
| Agwest Farm Credit, Flca 2001 SOUTH FLINT ROAD SPOKANE, WA 99224 |
* | $ 4,658,882,000 | 3 | $ 1,500,000 |
| American Pacific Mortgage Corporation 3000 LAVA RIDGE COURT, SUITE 200 ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 2 | $ 354,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 2 | $ 358,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 86,198,836,000 | 2 | $ 302,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 2 | $ 165,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 2 | $ 420,000 |
| State Farm Bank, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 2 | $ 219,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 1 | $ 207,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 1 | $ 271,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 169,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ 10,000,000 | 1 | $ 162,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 207,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 200,000 |
| University Lending Group, LLC 42452 HAYES, STE I CLLINTON TOWNSHIP, MI 48038 |
* | $ 133,851,000 | 1 | $ 149,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 225,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 1 | $ 181,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 209,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,288,658,000,000 | 1 | $ 186,000 |
| National Bank of Kansas City 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 1 | $ 292,000 |
| Proficio Bank 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 230,000 |
The tables below break down 2012 mortgage applications in Southeast Fairbanks, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Southeast Fairbanks, AK in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 122 | $21,653,000 | $177,000 | $978,000 | $62,000 | $655,000 |
| Home Purchase | 58 | $12,204,000 | $210,000 | $422,000 | $81,000 | $224,000 |
| Home Improvement | 18 | $1,423,000 | $79,000 | $245,000 | $67,000 | $147,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 153 | $27,187,000 | $177,000 | $978,000 | $71,000 | $655,000 |
| Not Provided | 24 | $4,556,000 | $189,000 | $294,000 | $72,000 | $160,000 |
| Not applicable | 7 | $1,318,000 | $188,000 | $229,000 | $0 | $0 |
| Hispanic | 5 | $1,124,000 | $224,000 | $284,000 | $55,000 | $87,000 |
| American Indian or Alaskan Native | 4 | $157,000 | $39,000 | $79,000 | $63,000 | $121,000 |
| Asian | 2 | $467,000 | $233,000 | $240,000 | $61,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $207,000 | $103,000 | $147,000 | $106,000 | $111,000 |
| Black or African American | 1 | $264,000 | $264,000 | $264,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 96 | $14,238,000 | $148,000 | $978,000 | $90,000 | $655,000 |
| VA-guaranteed (Veterans Administration) | 81 | $17,605,000 | $217,000 | $312,000 | $45,000 | $225,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,593,000 | $152,000 | $261,000 | $58,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $844,000 | $211,000 | $247,000 | $60,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 116 | $21,700,000 | $187,000 | $978,000 | $74,000 | $655,000 |
| Application Denied By Financial Institution | 39 | $5,947,000 | $152,000 | $422,000 | $69,000 | $224,000 |
| Application Withdrawn By Applicant | 17 | $2,916,000 | $171,000 | $271,000 | $61,000 | $208,000 |
| Loan Purchased By The Institution | 17 | $3,563,000 | $209,000 | $294,000 | $31,000 | $153,000 |
| Application Approved But Not Accepted | 7 | $903,000 | $129,000 | $194,000 | $80,000 | $133,000 |
| File Closed For Incompleteness | 2 | $251,000 | $125,000 | $200,000 | $44,000 | $71,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 13 | $2,611,000 | $200,000 | $422,000 | $75,000 | $224,000 |
| Credit History | 10 | $1,559,000 | $155,000 | $272,000 | $76,000 | $161,000 |
| Other | 7 | $304,000 | $43,000 | $98,000 | $64,000 | $123,000 |
| Unverifiable Information | 1 | $94,000 | $94,000 | $94,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 1 | $192,000 | $192,000 | $192,000 | $47,000 | $47,000 |
| Debt-To-Income Ratio | 1 | $114,000 | $114,000 | $114,000 | $131,000 | $131,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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