Southeast Fairbanks, AK Mortgage Lenders & HMDA Data, 2013
In 2013, lenders reported 227 mortgage applications in Southeast Fairbanks, AK totaling $38.9 million, up 15% from 2012. The average application was for $171,000, and applicants reported an average income of $70,000. 50% of applications resulted in an originated loan and 27% were denied. The most active lender was Wells Fargo Bank NA, with 56 applications, followed by Alaska USA Mortgage Co., LLC and USAA Federal Savings Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 227 |
| Total Mortgage Loan Application Amount | $38,877,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $206,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,266,125,000,000 | 56 | $ 9,352,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 53 | $ 9,021,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 17 | $ 2,989,000 |
| Mt McKinley Bank PO BOX 73880 FAIRBANKS, AK 99707 |
* | $ 328,091,000 | 9 | $ 1,737,000 |
| Spirit of Alaska Federal Credit Union 1417 GILLAM WAY FAIRBANKS, AK 99701 |
* | $ 134,780,000 | 8 | $ 1,947,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ 106,268,000 | 8 | $ 1,115,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 7 | $ 1,871,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 5,166,732,000 | 7 | $ 128,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 3,015,844,000 | 5 | $ 886,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,474,077,383,000 | 5 | $ 726,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 4 | $ 1,063,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 3 | $ 650,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 3 | $ 653,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 850,258,000 | 3 | $ 223,000 |
| Admirals Bank 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 646,232,000 | 2 | $ 37,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 2 | $ 290,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ 100,000,000 | 2 | $ 368,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 150,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 98,000 |
| United Security Financial Corp 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 143,000 |
| Bbmc Mortgage, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 270,000 |
| First Choice Loan Services Inc. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 213,000 |
| Cashcall, Inc. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 154,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,232,230,000 | 1 | $ 272,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 1,105,077,000 | 1 | $ 161,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 156,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ 10,000,000 | 1 | $ 249,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 18,212,833,000 | 1 | $ 84,000 |
| Discover Home Loans, Inc. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 1 | $ 240,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 87,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,532,278,000 | 1 | $ 210,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 52,436,123,000 | 1 | $ 150,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,313,401,000,000 | 1 | $ 156,000 |
| Northrim Bank 3111 C STREET ANCHORAGE, AK 99503 |
* | $ 1,152,672,000 | 1 | $ 184,000 |
| Denali Federal Credit Union 471 WS. 36TH AVENUE SUITE 110 ANCHORAGE, AK 99503 |
* | $ 510,392,000 | 1 | $ 142,000 |
The tables below break down 2013 mortgage applications in Southeast Fairbanks, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Southeast Fairbanks, AK in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 102 | $20,324,000 | $199,000 | $500,000 | $71,000 | $161,000 |
| Refinancing | 99 | $17,147,000 | $173,000 | $320,000 | $68,000 | $206,000 |
| Home Improvement | 26 | $1,406,000 | $54,000 | $225,000 | $72,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 159 | $26,529,000 | $166,000 | $500,000 | $72,000 | $206,000 |
| Not Provided | 30 | $5,632,000 | $187,000 | $274,000 | $84,000 | $180,000 |
| Hispanic | 12 | $3,090,000 | $257,000 | $292,000 | $51,000 | $96,000 |
| American Indian or Alaskan Native | 10 | $618,000 | $61,000 | $309,000 | $56,000 | $120,000 |
| Not applicable | 8 | $1,542,000 | $192,000 | $280,000 | $13,000 | $110,000 |
| Black or African American | 7 | $1,285,000 | $183,000 | $249,000 | $74,000 | $136,000 |
| Asian | 1 | $181,000 | $181,000 | $181,000 | $120,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103 | $14,532,000 | $141,000 | $500,000 | $80,000 | $206,000 |
| VA-guaranteed (Veterans Administration) | 90 | $19,792,000 | $219,000 | $335,000 | $59,000 | $167,000 |
| FHA-insured (Federal Housing Administration) | 25 | $3,077,000 | $123,000 | $257,000 | $71,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,476,000 | $164,000 | $240,000 | $56,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 114 | $19,615,000 | $172,000 | $319,000 | $70,000 | $195,000 |
| Application Denied By Financial Institution | 61 | $9,378,000 | $153,000 | $500,000 | $72,000 | $206,000 |
| Application Withdrawn By Applicant | 20 | $4,016,000 | $200,000 | $335,000 | $86,000 | $195,000 |
| Loan Purchased By The Institution | 19 | $3,715,000 | $195,000 | $280,000 | $40,000 | $136,000 |
| File Closed For Incompleteness | 8 | $1,439,000 | $179,000 | $300,000 | $97,000 | $120,000 |
| Application Approved But Not Accepted | 5 | $714,000 | $142,000 | $249,000 | $42,000 | $87,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $2,030,000 | $112,000 | $500,000 | $72,000 | $180,000 |
| Other | 15 | $2,199,000 | $146,000 | $319,000 | $68,000 | $206,000 |
| Credit Application Incomplete | 10 | $1,560,000 | $156,000 | $255,000 | $68,000 | $120,000 |
| Collateral | 6 | $935,000 | $155,000 | $262,000 | $57,000 | $93,000 |
| Debt-To-Income Ratio | 4 | $890,000 | $222,000 | $288,000 | $56,000 | $62,000 |
| Unverifiable Information | 2 | $299,000 | $149,000 | $189,000 | $96,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $355,000 | $177,000 | $215,000 | $132,000 | $167,000 |
| Employment History | 1 | $230,000 | $230,000 | $230,000 | $130,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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