Starr County, TX Mortgage Lenders & HMDA Data, 2005

In 2005, lenders reported 1,544 mortgage applications in Starr County, TX totaling $101.2 million, up 10% from 2004. The average application was for $65,000, and applicants reported an average income of $49,000. 28% of applications resulted in an originated loan and 40% were denied. The most active lender was Ameriquest Mortgage Company, with 138 applications, followed by Beneficial Company LLC and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,544
Total Mortgage Loan Application Amount $101,218,000
Average Mortgage Loan Application Amount $65,000
Highest Mortgage Loan Application Amount $760,000
Average Applicant Income $49,000
Highest Applicant Income $1,332,000

Mortgage Company List for Lending in Starr County, TX for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 138 $ 12,014,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 107 $ 4,142,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 92 $ 4,396,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 86 $ 4,664,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 80 $ 8,134,000
Lone Star National Bank
206 WEST FERGUSON
PHARR, TX 78577
* $ 1,089,207,000 77 $ 3,822,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 77 $ 6,326,000
Texas State Bank
3900 N 10TH ST
MCALLEN, TX 78501
* $ 5,829,193,000 71 $ 1,639,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 66 $ 3,254,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 65 $ 2,440,000
Resmae Mortgage Corporation
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 57 $ 3,892,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 43 $ 2,554,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,394,373,000 41 $ 4,215,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 36 $ 1,776,000
Wells Fargo Fin'l Texas, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 852,606,000 33 $ 1,746,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 30 $ 2,486,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 25 $ 2,108,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 25 $ 1,399,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 22 $ 642,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 19 $ 1,109,000
Home123 Corporation
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 18 $ 3,106,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 18 $ 1,444,000
First National Bank
P. O. BOX 810 100 W. CANO
EDINBURG, TX 78540
* $ 2,563,464,000 15 $ 1,032,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 15 $ 1,358,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 14 $ 1,333,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 13 $ 1,603,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 12 $ 1,049,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 11 $ 717,000
Elsa State Bank and Trust Company
P.O. BOX 397
ELSA, TX 78543
* $ 133,719,000 11 $ 703,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 10 $ 361,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 10 $ 582,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 10 $ 1,403,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 22,256,623,000 9 $ 344,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 9 $ 850,000
Aegis Funding Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 8 $ 680,000
The Laredo National Bank
P.O. BOX 59
LAREDO, TX 78042
* $ 2,877,712,000 8 $ 49,000
Hfc Company LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 7 $ 525,000
BNC Mortgage
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 7 $ 672,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 6 $ 250,000
National City Bank of Indiana
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 6 $ 490,000
Citimortgage, Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 6 $ 424,000
Cornerstone Mortgage Company
1177 WEST LOOP SOUTH, SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 5 $ 225,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 5 $ 342,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 5 $ 322,000
Home Loan Corporation
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 5 $ 264,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 5 $ 309,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 4 $ 281,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 183,000
Gmac Bank
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 4 $ 436,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 4 $ 144,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 276,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 4 $ 117,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 339,000
Valley Mortgage/Tsb Mortgage
1319 NORTH 10TH STREET
MCALLEN, TX 78501
* $ 5,839,347,000 3 $ 474,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 3 $ 140,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 3 $ 132,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 3 $ 335,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 3 $ 244,000
Citibank, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 2 $ 105,000
Franklin Bank SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 3,477,922,000 2 $ 214,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 8,712,809,000 2 $ 180,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 2 $ 141,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 18,782,000 2 $ 118,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 58,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 2 $ 200,000
First Magnus Financial Corp
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 210,000
Aegis Wholesale Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 126,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 146,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 2 $ 84,000
Mbna America Delaware, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 2 $ 119,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 2 $ 108,000
Capitalone
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 13,849,972,000 2 $ 140,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 2 $ 160,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 2 $ 124,000
First Holding Company of Cavalier, Inc.
PO BOX 170
CAVALIER, ND 58220
* $ 88,568,000 1 $ 20,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 1 $ 63,000
New South Federal Savings Bank
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,482,420,000 1 $ 92,000
Southwest Securities, FSB
1201 ELM STREET
DALLAS, TX 75270
* $ 672,209,000 1 $ 74,000
United Medical Bank
800 KING FARM BLVD
ROCKVILLE, MD 20850
* $ 61,182,000 1 $ 85,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,092,666,000 1 $ 65,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 35,000
People's Choice Financial Corp
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 86,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 68,000
Sebring Capital Partners, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 45,000
Encore Credit Corp
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 68,000
Irwin Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 1 $ 84,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 128,000
The New York Mortgage Company
1301 AVENUE OF THE AMERICAS
NEW YORK, NY 10019
* $ 10,000,000 1 $ 96,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 109,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 61,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 63,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 76,000
Sunset Direct Lending
5000 SW MEADOWS ROAD SUITE 131
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 83,000
Green Tree Servicing LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 50,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 127,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 120,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 65,000
Jlm Direct Funding Ltd
9235 KATY FREEWAY STE 160
HOUSTON, TX 77024
* $ 10,000,000 1 $ 190,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 140,000
First National Bank of Arizona
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,711,411,000 1 $ 106,000
Frost National Bank
100 W. HOUSTON T-5
SAN ANTONIO, TX 78205
* $ 9,998,202,000 1 $ 15,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 2,234,066,000 1 $ 90,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 1 $ 243,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 1 $ 49,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 1 $ 93,000

The tables below break down 2005 mortgage applications in Starr County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Starr County, TX in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 793 $58,448,000 $73,000 $760,000 $52,000 $1,332,000
Home Purchase 437 $32,563,000 $74,000 $450,000 $48,000 $768,000
Home Improvement 314 $10,207,000 $32,000 $293,000 $40,000 $506,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,246 $78,543,000 $63,000 $760,000 $48,000 $1,188,000
Not Provided 201 $14,927,000 $74,000 $652,000 $60,000 $1,332,000
White 57 $4,770,000 $83,000 $255,000 $53,000 $240,000
Not applicable 35 $2,656,000 $75,000 $417,000 $9,000 $84,000
American Indian or Alaskan Native 2 $149,000 $74,000 $100,000 $37,000 $62,000
Asian 2 $143,000 $71,000 $93,000 $95,000 $120,000
Black or African American 1 $30,000 $30,000 $30,000 $35,000 $35,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,524 $99,692,000 $65,000 $760,000 $50,000 $1,332,000
FHA-insured (Federal Housing Administration) 13 $884,000 $68,000 $109,000 $25,000 $61,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $513,000 $102,000 $129,000 $43,000 $73,000
VA-guaranteed (Veterans Administration) 2 $129,000 $64,000 $65,000 $44,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 613 $33,373,000 $54,000 $400,000 $47,000 $768,000
Loan Originated 433 $27,514,000 $63,000 $417,000 $55,000 $365,000
Application Withdrawn By Applicant 194 $16,731,000 $86,000 $760,000 $47,000 $299,000
Application Approved But Not Accepted 131 $9,219,000 $70,000 $243,000 $48,000 $144,000
File Closed For Incompleteness 111 $9,355,000 $84,000 $204,000 $61,000 $1,332,000
Loan Purchased By The Institution 62 $5,026,000 $81,000 $652,000 $37,000 $290,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 160 $7,723,000 $48,000 $313,000 $43,000 $506,000
Other 108 $8,208,000 $76,000 $250,000 $61,000 $768,000
Debt-To-Income Ratio 50 $2,589,000 $51,000 $209,000 $28,000 $107,000
Collateral 43 $2,932,000 $68,000 $400,000 $58,000 $159,000
Credit Application Incomplete 40 $2,459,000 $61,000 $209,000 $58,000 $140,000
Unverifiable Information 13 $648,000 $49,000 $125,000 $44,000 $104,000
Employment History 3 $133,000 $44,000 $52,000 $17,000 $22,000
Insufficient Cash (Downpayment, Closing Cost) 2 $156,000 $78,000 $114,000 $47,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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