Toa Baja Municipio, PR Mortgage Lenders & HMDA Data, 2008
In 2008, lenders reported 3,181 mortgage applications in Toa Baja Municipio, PR totaling $299.7 million, down 20% from 2007. The average application was for $94,000, and applicants reported an average income of $46,000. 41% of applications resulted in an originated loan and 26% were denied. The most active lender was Doral Mortgage LLC, with 414 applications, followed by Banco Popular De Puerto Rico and Popular Mortgage, Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,181 |
| Total Mortgage Loan Application Amount | $299,662,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $540,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $748,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 414 | $ 43,263,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 26,742,000,000 | 365 | $ 4,263,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 361 | $ 43,655,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,642,115,000 | 301 | $ 24,413,000 |
| R & G Mortgage Corporation P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 8,011,488,000 | 286 | $ 30,467,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,289,250,000 | 226 | $ 20,468,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,424,734,000 | 224 | $ 21,042,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 16,259,720,000 | 129 | $ 15,524,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 95 | $ 10,090,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 6,588,855,000 | 73 | $ 10,084,000 |
| Citifinancial 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,745,248,000 | 60 | $ 4,590,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,547,096,000 | 58 | $ 6,032,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 52 | $ 6,912,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 5,644,198,000 | 49 | $ 6,230,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 17,936,278,000 | 47 | $ 1,533,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 40 | $ 4,765,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 38 | $ 4,057,000 |
| First Mortgage Capital P.O BOX 550 BAYAMON, PR 00960 |
* | $ 10,000,000 | 37 | $ 3,859,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 30 | $ 3,356,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 29 | $ 2,601,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VFP CAROLINA, PR 00983 |
* | $ 10,000,000 | 26 | $ 2,637,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 24 | $ 2,301,000 |
| Reliable Financial Services PO BOX 21382, MAC F0302-001 SAN JUAN, PR 00928 |
* | $ 481,996,000 | 19 | $ 2,403,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 17 | $ 2,060,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 17 | $ 2,226,000 |
| Beewee Mortgage Bankers Corpor PO BOX 16065 SAN JUAN, PR 00908 |
* | $ 10,000,000 | 17 | $ 1,832,000 |
| The Mortgage Loan Co. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 16 | $ 2,331,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 16 | $ 2,138,000 |
| Popular Finance, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 10 | $ 739,000 |
| Eurobank PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 2,750,773,000 | 10 | $ 1,104,000 |
| World Mortgage Bankers 1108 AVE. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 9 | $ 1,214,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 8 | $ 1,283,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 8 | $ 1,076,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 7 | $ 1,208,000 |
| Golden Mortgage Bankers CALLE BORI 1534 URB. BELISA SAN JUAN, PR 00927 |
* | $ 10,000,000 | 6 | $ 974,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 11,238,962,000 | 6 | $ 447,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 5 | $ 451,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 5 | $ 636,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 5 | $ 759,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 5 | $ 626,000 |
| Mortgage One Group PO BOX 142213 ARECIBO, PR 00614 |
* | $ 10,000,000 | 4 | $ 487,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 4 | $ 593,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 4 | $ 765,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 4,492,211,000 | 3 | $ 377,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 3 | $ 350,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 2 | $ 164,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 200,062,000 | 2 | $ 417,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 10,000,000 | 2 | $ 194,000 |
| Citifinancial Plus 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 279,830,959,000 | 2 | $ 36,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 98,166,000 | 1 | $ 138,000 |
| Vapr Federal Credit Union 2400 177 ROAD GUAYNABO, PR 00969 |
* | $ 112,105,000 | 1 | $ 124,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,304,756,000 | 1 | $ 100,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 1 | $ 146,000 |
| Beneficial Mortgage Corp. 1322 F.D. ROOSEVELT AVE. SAN JUAN, PR 00920 |
* | $ 61,611,000 | 1 | $ 122,000 |
The tables below break down 2008 mortgage applications in Toa Baja Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Toa Baja Municipio, PR in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,340 | $155,518,000 | $116,000 | $520,000 | $46,000 | $548,000 |
| Refinancing | 1,123 | $121,246,000 | $107,000 | $540,000 | $47,000 | $612,000 |
| Home Improvement | 718 | $22,898,000 | $31,000 | $352,000 | $43,000 | $748,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,680 | $247,301,000 | $92,000 | $540,000 | $46,000 | $748,000 |
| Not applicable | 433 | $47,919,000 | $110,000 | $346,000 | $44,000 | $680,000 |
| Not Provided | 40 | $1,601,000 | $40,000 | $288,000 | $52,000 | $624,000 |
| White | 23 | $2,147,000 | $93,000 | $228,000 | $44,000 | $149,000 |
| Black or African American | 5 | $694,000 | $138,000 | $320,000 | $51,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,159 | $174,671,000 | $80,000 | $540,000 | $50,000 | $748,000 |
| FHA-insured (Federal Housing Administration) | 972 | $117,620,000 | $121,000 | $357,000 | $37,000 | $291,000 |
| VA-guaranteed (Veterans Administration) | 39 | $5,942,000 | $152,000 | $280,000 | $49,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,429,000 | $129,000 | $170,000 | $35,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,297 | $119,454,000 | $92,000 | $347,000 | $46,000 | $680,000 |
| Application Denied By Financial Institution | 840 | $67,327,000 | $80,000 | $468,000 | $41,000 | $612,000 |
| Loan Purchased By The Institution | 483 | $53,505,000 | $110,000 | $346,000 | $44,000 | $680,000 |
| Application Withdrawn By Applicant | 302 | $34,534,000 | $114,000 | $520,000 | $49,000 | $313,000 |
| Application Approved But Not Accepted | 133 | $12,745,000 | $95,000 | $312,000 | $55,000 | $570,000 |
| File Closed For Incompleteness | 126 | $12,097,000 | $96,000 | $540,000 | $64,000 | $748,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 108 | $11,211,000 | $103,000 | $243,000 | $49,000 | $612,000 |
| Debt-To-Income Ratio | 66 | $6,401,000 | $96,000 | $238,000 | $32,000 | $140,000 |
| Collateral | 34 | $3,522,000 | $103,000 | $215,000 | $55,000 | $283,000 |
| Other | 19 | $2,010,000 | $105,000 | $224,000 | $55,000 | $245,000 |
| Employment History | 16 | $1,836,000 | $114,000 | $182,000 | $48,000 | $179,000 |
| Credit Application Incomplete | 15 | $1,181,000 | $78,000 | $160,000 | $65,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,328,000 | $102,000 | $225,000 | $37,000 | $81,000 |
| Unverifiable Information | 3 | $399,000 | $133,000 | $164,000 | $36,000 | $48,000 |
| Mortgage Insurance Denied | 1 | $146,000 | $146,000 | $146,000 | $32,000 | $32,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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