Toa Baja County PR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Unlock detailed Toa Baja County PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 578
Total Mortgage Loan Application Amount $61,490,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $275,000
Average Applicant Income $47,000
Highest Applicant Income $267,000

Mortgage Company List for Lending in Toa Baja County PR for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANCO POPULAR DE PUERTO RICO
PO BOX 362708
SAN JUAN, PR 00936
* $ 34,726,000,000 147 $ 15,625,000
FIRSTBANK PUERTO RICO
PO BOX 9146
SAN JUAN, PR 00918
* $ 12,246,248,000 109 $ 12,375,000
SCOTIABANK DE PUERTO RICO
290 JESUS T. PIN++ERO
SAN JUAN, PR 00918
* $ 4,131,799,000 41 $ 4,395,000
TRUST MORTGAGE, CORP
EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS
SAN JUAN, PR 00926
* $ -1,000 28 $ 3,000,000
ORIENTAL BANK
PO BOX 195115
SAN JUAN, PR 00919
* $ 6,145,411,000 28 $ 2,690,000
LATIN AMERICAN FINANCIAL CORPORATION
1700 JESUS T. PINERO AVE 2ND FL STE 26
SAN JUAN, PR 00921
* $ -1,000 27 $ 2,565,000
THE MONEY HOUSE INC.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ -1,000 24 $ 2,760,000
PREFERRED MORTGAGE CORPORATION
307 AVE FD ROOSEVELT
SAN JUAN, PR 00918
* $ -1,000 21 $ 2,335,000
E.M.I. EQUITY MORTGAGE, INC.
1651 PONCE DE LEON AVE, SUITE 102
SAN JUAN, PR 00909
* $ -1,000 21 $ 2,145,000
HR MORTGAGE CORP.
M11 CALLE ROBLE, VILLA TURABO
CAGUAS, PR 00725
* $ -1,000 19 $ 1,755,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 22,858,876,000 12 $ 1,620,000
R. F. MORTGAGE & INVESTMENT CORPORATION
PO BOX 361309
SAN JUAN, PR 00936
* $ -1,000 12 $ 1,220,000
COOPERATIVA A/C DE ARECIBO
PO BOX 1056
ARECIBO, PR 00613
* $ 56,114,000 11 $ 1,095,000
FIRST EQUITY MORTGAGE BANKERS, INC.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ -1,000 11 $ 1,255,000
METRO ISLAND MORTGAGE, INC.
VILLA NEVAREZ PROF. CENTER SUITE 201
SAN JUAN, PR 00927
* $ -1,000 8 $ 880,000
HOME MORTGAGE BANKERS CORP.
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ -1,000 7 $ 795,000
THE LENDING CENTER CORPORATION
G-8 ONEILL STREET
SAN JUAN, PR 00918
* $ -1,000 6 $ 560,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 6 $ 710,000
SENIOR MORTGAGE BANKERS INC.
1239 ROOSEVELT AVE
GUAYNABO, PR 00920
* $ -1,000 6 $ 580,000
BANCO SANTANDER PUERTO RICO
P O BOX 362589,
SAN JUAN, PR 00936
* $ 5,107,638,000 6 $ 460,000
CAPITAL MORTGAGE SERVICES CORP.
206 ELEANOR ROOSEVELT
SAN JUAN, PR 00918
* $ -1,000 5 $ 475,000
RM ACTUAL MORTGAGE, INC.
PO BOX 2808
BAYAMON, PR 00960
* $ -1,000 4 $ 390,000
COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA
APARTADO 1078
VEGA ALTA, PR 00692
* $ -1,000 3 $ 205,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 2 $ 310,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 2 $ 140,000
VIG MORTGAGE CORPORATION
1225 PONCE DE LEON VIG TOWER SUITE B-J
GUAYNABO, PR 00907
* $ -1,000 2 $ 160,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 160,000
COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.
PO BOX 30562
MANATI, PR 00674
* $ -1,000 1 $ 115,000
COOPERATIVA DE CREDITO LA SAGRADA FAMILIA
CALLE BOU 38
COROZAL, PR 00783
* $ -1,000 1 $ 105,000
CARIBE FEDERAL CREDIT UNION
195 ONEIL ST
SAN JUAN, PR 00918
* $ 358,897,000 1 $ 105,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 1 $ 85,000
COOPERATIVA DE AHORRO Y CREDITO DE LARES
CARR 111 KM 3.8 AVE LOS PATRIOTAS
LARES, PR 00669
* $ -1,000 1 $ 65,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 125,000
COOPERATIVA DE AHORRO Y CREDITO ORIENTAL
PO BOX 876
HUMACAO, PR 00792
* $ -1,000 1 $ 75,000
COOPERATIVA DE AHORRO Y CREDITO DR. MANUEL ZENO GANDIA
PO BOX 1865
ARECIBO, PR 00613
* $ -1,000 1 $ 155,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Toa Baja County PR in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 423 $46,425,000 $109,000 $275,000 $47,000 $267,000
Cash-out Refinancing 68 $5,930,000 $87,000 $205,000 $43,000 $157,000
Refinancing 67 $7,345,000 $109,000 $255,000 $50,000 $178,000
Not Applicable 15 $1,455,000 $97,000 $165,000 $26,000 $26,000
Other Purpose 3 $235,000 $78,000 $85,000 $57,000 $73,000
Home Improvement 2 $100,000 $50,000 $65,000 $90,000 $108,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 456 $47,640,000 $104,000 $275,000 $46,000 $267,000
Not applicable 90 $9,520,000 $105,000 $245,000 $0 $0
White 23 $2,885,000 $125,000 $275,000 $53,000 $162,000
Not Provided 6 $880,000 $146,000 $205,000 $52,000 $94,000
American Indian or Alaskan Native 2 $290,000 $145,000 $155,000 $119,000 $128,000
Black or African American 1 $275,000 $275,000 $275,000 $86,000 $86,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 374 $40,540,000 $108,000 $275,000 $42,000 $178,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 174 $16,400,000 $94,000 $255,000 $54,000 $267,000
VA-guaranteed (Veterans Administration) 28 $4,330,000 $154,000 $275,000 $61,000 $162,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $220,000 $110,000 $125,000 $46,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 301 $32,405,000 $107,000 $275,000 $47,000 $267,000
Application Denied By Financial Institution 121 $12,715,000 $105,000 $255,000 $45,000 $174,000
Loan Purchased By The Institution 93 $9,825,000 $105,000 $245,000 $35,000 $45,000
Application Withdrawn By Applicant 46 $4,990,000 $108,000 $275,000 $52,000 $214,000
File Closed For Incompleteness 10 $970,000 $97,000 $165,000 $55,000 $130,000
Application Approved But Not Accepted 7 $585,000 $83,000 $105,000 $27,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 457 $48,775,000 $106,000 $275,000 $48,000 $267,000
Collateral 41 $4,875,000 $118,000 $255,000 $49,000 $157,000
Credit History 28 $2,700,000 $96,000 $235,000 $47,000 $128,000
Debt-To-Income Ratio 28 $2,900,000 $103,000 $185,000 $39,000 $174,000
Insufficient Cash (Downpayment, Closing Cost) 10 $850,000 $85,000 $125,000 $35,000 $72,000
Other 5 $465,000 $93,000 $115,000 $44,000 $73,000
Unverifiable Information 4 $290,000 $72,000 $105,000 $29,000 $42,000
Mortgage Insurance Denied 2 $360,000 $180,000 $235,000 $81,000 $130,000
Credit Application Incomplete 2 $220,000 $110,000 $135,000 $49,000 $56,000
Employment History 1 $55,000 $55,000 $55,000 $33,000 $33,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Puerto Rico Lender List