Villalba Municipio, PR Mortgage Lenders & HMDA Data, 2016
In 2016, lenders reported 229 mortgage applications in Villalba Municipio, PR totaling $11.8 million, up 25% from 2015. The average application was for $51,000, and applicants reported an average income of $35,000. 41% of applications resulted in an originated loan and 41% were denied. The most active lender was Banco Popular, with 102 applications, followed by Oriental Bank and Coop Agustin Burgos.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 229 |
| Total Mortgage Loan Application Amount | $11,757,000 |
| Average Mortgage Loan Application Amount | $51,000 |
| Highest Mortgage Loan Application Amount | $225,000 |
| Average Applicant Income | $35,000 |
| Highest Applicant Income | $662,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,750,000,000 | 102 | $ 4,324,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 7,055,071,000 | 69 | $ 2,518,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 12 | $ 957,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,617,669,000 | 11 | $ 686,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,556,537,000 | 10 | $ 1,194,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 6 | $ 344,000 |
| Santander Financial Services 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 5 | $ 413,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 3 | $ 221,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 2 | $ 243,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 2 | $ 175,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 19,460,442,000 | 2 | $ 181,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,344,040,000 | 1 | $ 73,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 1 | $ 93,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 99,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 1 | $ 140,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 1 | $ 96,000 |
The tables below break down 2016 mortgage applications in Villalba Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Villalba Municipio, PR in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 124 | $2,034,000 | $16,000 | $123,000 | $31,000 | $248,000 |
| Home Purchase | 61 | $5,948,000 | $97,000 | $221,000 | $40,000 | $662,000 |
| Refinancing | 44 | $3,775,000 | $85,000 | $225,000 | $40,000 | $148,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 206 | $10,032,000 | $48,000 | $225,000 | $37,000 | $662,000 |
| Not applicable | 19 | $1,687,000 | $88,000 | $128,000 | $16,000 | $148,000 |
| Not Provided | 2 | $8,000 | $4,000 | $5,000 | $16,000 | $19,000 |
| White | 1 | $10,000 | $10,000 | $10,000 | $28,000 | $28,000 |
| Black or African American | 1 | $20,000 | $20,000 | $20,000 | $67,000 | $67,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 173 | $5,958,000 | $34,000 | $176,000 | $38,000 | $662,000 |
| FHA-insured (Federal Housing Administration) | 30 | $2,955,000 | $98,000 | $221,000 | $29,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,039,000 | $107,000 | $129,000 | $15,000 | $41,000 |
| VA-guaranteed (Veterans Administration) | 7 | $805,000 | $115,000 | $225,000 | $37,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 95 | $5,258,000 | $55,000 | $225,000 | $33,000 | $161,000 |
| Application Denied By Financial Institution | 94 | $3,541,000 | $37,000 | $221,000 | $38,000 | $662,000 |
| Loan Purchased By The Institution | 19 | $1,687,000 | $88,000 | $128,000 | $16,000 | $148,000 |
| Application Withdrawn By Applicant | 13 | $991,000 | $76,000 | $123,000 | $42,000 | $83,000 |
| Application Approved But Not Accepted | 5 | $98,000 | $19,000 | $50,000 | $76,000 | $248,000 |
| File Closed For Incompleteness | 3 | $182,000 | $60,000 | $77,000 | $22,000 | $36,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $433,000 | $86,000 | $125,000 | $26,000 | $46,000 |
| Debt-To-Income Ratio | 3 | $278,000 | $92,000 | $140,000 | $35,000 | $60,000 |
| Collateral | 1 | $77,000 | $77,000 | $77,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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