Wade Hampton, AK Mortgage Lenders & HMDA Data, 2005

In 2005, lenders reported 19 mortgage applications in Wade Hampton, AK totaling $1.4 million, up 46% from 2004. The average application was for $74,000, and applicants reported an average income of $64,000. 0% of applications resulted in an originated loan and 58% were denied. The most active lender was Wells Fargo Fin'l Alaska, Inc, with 7 applications, followed by Gmac Mortgage LLC and Wells Fargo Bank, NA.

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Years 2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 19
Total Mortgage Loan Application Amount $1,407,000
Average Mortgage Loan Application Amount $74,000
Highest Mortgage Loan Application Amount $244,000
Average Applicant Income $64,000
Highest Applicant Income $163,000

Mortgage Company List for Lending in Wade Hampton, AK for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Fin'l Alaska, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 155,445,000 7 $ 258,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 148,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 2 $ 77,000
Charter One Bank
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 50,893,179,000 2 $ 469,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 1 $ 76,000
National City Bank of Indiana
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 1 $ 230,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 149,000

The tables below break down 2005 mortgage applications in Wade Hampton, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wade Hampton, AK in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8 $621,000 $77,000 $230,000 $68,000 $128,000
Home Improvement 7 $138,000 $19,000 $45,000 $39,000 $90,000
Home Purchase 4 $648,000 $162,000 $244,000 $94,000 $163,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 8 $276,000 $34,000 $80,000 $42,000 $92,000
Not Provided 5 $333,000 $66,000 $225,000 $76,000 $163,000
White 5 $724,000 $144,000 $244,000 $76,000 $128,000
Black or African American 1 $74,000 $74,000 $74,000 $50,000 $50,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19 $1,407,000 $74,000 $244,000 $64,000 $163,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 11 $365,000 $33,000 $80,000 $45,000 $92,000
Application Withdrawn By Applicant 5 $343,000 $68,000 $149,000 $63,000 $100,000
File Closed For Incompleteness 3 $699,000 $233,000 $244,000 $115,000 $163,000
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1 $3,000 $3,000 $3,000 $15,000 $15,000
Debt-To-Income Ratio 1 $74,000 $74,000 $74,000 $50,000 $50,000
Employment History 1 $15,000 $15,000 $15,000 $24,000 $24,000
Other 1 $15,000 $15,000 $15,000 $60,000 $60,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alaska Lender List