Warren County, OH Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 10,655 mortgage applications in Warren County, OH totaling $2.0 billion, down 35% from 2013. The average application was for $185,000, and applicants reported an average income of $93,000. 57% of applications resulted in an originated loan and 15% were denied. The most active lender was Union Savings Bank, with 1,198 applications, followed by Wells Fargo Bank NA and Fifth Third Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,655
Total Mortgage Loan Application Amount $1,981,381,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $3,775,000
Average Applicant Income $93,000
Highest Applicant Income $4,595,000

Mortgage Company List for Lending in Warren County, OH for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,459,127,000 1,198 $ 232,770,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 664 $ 126,795,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 544 $ 105,570,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 424 $ 66,286,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 363 $ 56,011,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 345 $ 71,116,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 315 $ 61,500,000
Guardian Savings Bank, A Federal Savings Bank
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 813,894,000 279 $ 55,179,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 251 $ 51,240,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 248 $ 47,062,000
1st National Bank
1160 E. MAIN STREET
LEBANON, OH 45036
* $ 118,529,000 227 $ 50,904,000
Lcnb National Bank
2 N BROADWAY
LEBANON, OH 45036
* $ 929,782,000 203 $ 25,660,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 2,728,692,000 179 $ 27,360,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 168 $ 29,489,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 158 $ 14,892,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 152 $ 26,769,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 144 $ 21,964,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 141 $ 19,138,000
Talmer Bank and Trust
2301 W. BIG BEAVER RD., SUITE 200
TROY, MI 48084
* $ 2,308,075,000 139 $ 35,640,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 135 $ 24,485,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 131 $ 25,585,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 122 $ 19,581,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 112 $ 17,010,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 110 $ 18,540,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,912,238,000 105 $ 18,165,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ 661,894,000 104 $ 28,443,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 100 $ 17,626,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 87 $ 14,366,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 299,620,000 87 $ 27,484,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 79 $ 16,596,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 76 $ 20,150,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 75 $ 9,152,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 75 $ 11,385,000
Victory Mortgage, L.L.C.
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 172,944,000 74 $ 18,733,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 72 $ 12,672,000
The National Bank and Trust Co
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 637,708,000 71 $ 9,171,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 66 $ 10,448,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 66 $ 10,857,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,410,604,000 65 $ 11,686,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 60 $ 14,368,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 53 $ 11,412,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 47 $ 8,103,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 45 $ 7,491,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 44 $ 7,109,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 43 $ 9,117,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 41 $ 6,028,000
Centerbank
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 120,712,000 41 $ 7,944,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 41 $ 9,429,000
River Valley Credit Union
505 EARL BLVD
MIAMISBURG, OH 45342
* $ 226,312,000 40 $ 3,397,000
Victory Community Bank
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 159,077,000 38 $ 8,847,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 564,783,000 38 $ 7,346,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 34 $ 5,719,000
Warsaw Federal Savings and Loan Association
3533 WARSAW AVE
CINCINNATI, OH 45205
* $ 66,739,000 34 $ 5,476,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 32 $ 6,343,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 32 $ 5,118,000
Peoples First Savings Bank
225 READING ROAD
MASON, OH 45040
* $ 57,664,000 32 $ 4,840,000
Sharefax Credit Union
1147 OLD STATE ROUTE 74
CINCINNATI, OH 45245
* $ 315,542,000 31 $ 2,606,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 31 $ 4,742,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 6,124,988,000 31 $ 5,760,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 30 $ 5,899,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 30 $ 6,162,000
American Savings Bank, FSB
503 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 254,648,000 30 $ 6,106,000
Cincinnati Federal
6581 HARRISON AVE
CINCINNATI, OH 45247
* $ 117,508,000 29 $ 6,594,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 29 $ 4,484,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 29 $ 5,019,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 28 $ 4,950,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 28 $ 4,535,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 28 $ 6,588,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 26 $ 5,020,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 26 $ 4,647,000
First Equity Mortgage Inc
211 GRANDVIEW DRIVE, SUITE 102
FT MITCHELL, KY 41017
* $ 31,000,000 26 $ 5,778,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 25 $ 5,141,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 25 $ 5,152,000
Corridor Mtg Co LLC
418 A MILL ST
BRISTOL, PA 19007
* $ 12,917,000 24 $ 4,962,000
Cheviot Savings Bank
3723 GLENMORE AVE
CINCINNATI, OH 45211
* $ 584,426,000 24 $ 3,997,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 21 $ 4,539,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 21 $ 4,357,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 21 $ 3,559,000
Day Air Credit Union
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 278,530,000 20 $ 4,236,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 20 $ 2,804,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 20 $ 4,430,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 20 $ 2,055,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 20 $ 5,391,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 19 $ 3,661,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 19 $ 2,735,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 18 $ 4,152,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,527,444,000 18 $ 3,188,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 18 $ 2,594,000
Western Ohio Mortgage Corporation
733 FAIR RD
SIDNEY, OH 45365
* $ 1,435,000 17 $ 2,482,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 17 $ 2,158,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 559,172,000 16 $ 4,289,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 15 $ 3,396,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 15 $ 1,912,000
Universal 1 Credit Union Inc.
P.O. BOX 467
DAYTON, OH 45409
* $ 374,778,000 15 $ 1,640,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 15 $ 3,004,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 15 $ 2,659,000
Valley Central Bank
6550 PRINCETON GLENDALE ROAD LIBERTY TOWNSHIP
CINCINNATI, OH 45215
* $ 87,631,000 14 $ 2,976,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 14 $ 2,525,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 427,645,000 13 $ 2,684,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 13 $ 441,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 13 $ 3,395,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ 9,135,000 13 $ 2,047,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 13 $ 1,809,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 12 $ 1,511,000
Cinfed Federal Credit Union
4801 KENNEDY AVE
CINCINNATI, OH 45209
* $ 319,800,000 12 $ 2,282,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 12 $ 2,186,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 12 $ 1,959,000
Midusa Credit Union
3600 TOWNE BLVD.
MIDDLETOWN, OH 45005
* $ 195,129,000 12 $ 1,343,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,834,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 11 $ 2,379,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 11 $ 1,850,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 10 $ 2,591,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 10 $ 63,000
First Ohio Home Finance
385 COUNTY LINE RD W, STE 200
WESTERVILLE, OH 43082
* $ 2,458,000 10 $ 1,921,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 10 $ 2,369,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 10 $ 1,329,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 10 $ 3,757,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 10 $ 1,912,000
Farmers & Merchants Bank
41 SOUTH FIRST STREET
MIAMISBURG, OH 45342
* $ 112,309,000 10 $ 1,331,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 9 $ 2,096,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 9 $ 1,463,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 9 $ 1,558,000
Sibcy Cline Mortgage Services, Inc.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ 10,000,000 9 $ 1,216,000
The Farmers State Bank
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 132,825,000 9 $ 1,125,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 9 $ 2,277,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 9 $ 2,207,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 8 $ 167,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 8 $ 1,060,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 8 $ 1,387,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 8 $ 1,556,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 8 $ 1,661,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 1,121,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 8 $ 877,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 8 $ 1,884,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 8 $ 2,766,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 8 $ 1,783,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 7 $ 1,621,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 165,034,000 7 $ 1,121,000
Riverhills Bank
553 CHAMBER DRIVE
MILFORD, OH 45150
* $ 127,807,000 7 $ 990,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 7 $ 529,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 7 $ 1,267,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 7 $ 1,477,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 6 $ 1,413,000
Spring Valley Bank
1206 SPRINGFIELD PIKE
CINCINNATI, OH 45215
* $ 75,114,000 6 $ 1,445,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 6 $ 789,000
Somerville National Bank, the
197 NORTH SOUTH MAIN STREET
SOMERVILLE, OH 45064
* $ 171,070,000 6 $ 1,406,000
Cincinnati Ohio Police Federal Credit Union
959 W 8TH STREET
CINCINNATI, OH 45203
* $ 105,505,000 6 $ 508,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 6 $ 1,532,000
Firstkey Mortgage, LLC
900 THIRD AVENUE, SUITE 500
NEW YORK, NY 10022
* $ 4,365,000 6 $ 5,105,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ 10,000,000 5 $ 1,150,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 5 $ 1,161,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 664,841,000 5 $ 1,444,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 5 $ 1,000,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 5 $ 600,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,711,706,000 5 $ 1,288,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 5 $ 620,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 4 $ 166,000
Cinco Family Financial Center
49 WILLIAM HOWARD TAFT
CINCINNATI, OH 45219
* $ 124,355,000 4 $ 307,000
Kh Credit Union
7740 PARAGON ROAD
DAYTON, OH 45459
* $ 43,092,000 4 $ 713,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 4 $ 844,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,556,338,000 4 $ 150,000
The Bank of Kentucky
111 LOOKOUT FARM DR
CRESTVIEW HILLS, KY 41017
* $ 1,856,362,000 4 $ 373,000
Gladewater National Bank
678 N MAIN
GLADEWATER, TX 75647
* $ 55,642,000 4 $ 863,000
The Citizens National Bank
29 WEST WHIPP ROAD
DAYTON, OH 45459
* $ 101,764,000 4 $ 1,764,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 4 $ 1,046,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 4 $ 720,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 4 $ 878,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 839,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 4 $ 514,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 684,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 4 $ 754,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 4 $ 694,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 3,042,240,000 4 $ 728,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 2,383,571,000 3 $ 657,000
Cincinnatus Savings & Loan
3300 HARRISON AVE
CINCINNATI, OH 45211
* $ 85,697,000 3 $ 772,000
Eagle.Bank
6415 BRIDGETOWN ROAD
CINCINNATI, OH 45248
* $ 107,913,000 3 $ 198,000
Treadwell Credit Union
4988 WAGNER FORD ROAD
DAYTON, OH 45414
* $ 82,487,000 3 $ 307,000
Chaco Credit Union Inc
100 SOUTH THIRD STREET
HAMILTON, OH 45011
* $ 172,614,000 3 $ 114,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 105,616,000,000 3 $ 2,805,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 3 $ 872,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,847,543,000 3 $ 741,000
Code Credit Union
355 W MONUMENT AVE
DAYTON, OH 45402
* $ 106,068,000 3 $ 128,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 562,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 3 $ 629,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 110,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 3 $ 633,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 3 $ 690,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 3 $ 514,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 3 $ 975,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 3 $ 520,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 3 $ 681,000
Home City Federal Savings Bank
2454 N. LIMESTONE ST.
SPRINGFIELD, OH 45503
* $ 143,571,000 3 $ 565,000
Foundation Bank
25 GARFIELD PLACE
CINCINNATI, OH 45202
* $ 198,022,000 3 $ 1,063,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 3 $ 450,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 3 $ 468,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 800,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 454,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 23,864,142,000 2 $ 61,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 480,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,463,631,000 2 $ 308,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 2 $ 1,204,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 410,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 58,232,000 2 $ 559,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 2 $ 539,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 2 $ 242,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 846,686,000 2 $ 517,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 295,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 2 $ 291,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 2 $ 186,000
First State Bank
19230 STATE ROUTE 136
WINCHESTER, OH 45697
* $ 266,453,000 2 $ 338,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,888,821,000 2 $ 419,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 2 $ 256,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,253,875,000 2 $ 275,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 633,326,000 2 $ 500,000
North Side Bank & Trust Company
4125 HAMILTON AVE
CINCINNATI, OH 45223
* $ 500,199,000 2 $ 1,854,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 386,638,000 2 $ 315,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 2 $ 399,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 99,877,000,000 2 $ 1,142,000
The First National Bank of Germantown
17 NORTH MAIN STREET
GERMANTOWN, OH 45327
* $ 50,937,000 2 $ 36,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 117,300,000 2 $ 208,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 2 $ 617,000
The Harrison Building and Loan Association
10490 NEW HAVEN RD.
HARRISON, OH 45030
* $ 223,085,000 2 $ 631,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 2 $ 231,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 1,269,690,000 1 $ 448,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 1 $ 214,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 128,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 417,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ 14,292,000 1 $ 135,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 1 $ 365,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 417,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 62,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 13,380,372,000 1 $ 204,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 29,098,779,000 1 $ 964,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,132,304,000 1 $ 524,000
Greenville National Bank
446 S. BROADWAY
GREENVILLE, OH 45331
* $ 382,804,000 1 $ 236,000
Cme Federal Credit Union
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 224,360,000 1 $ 301,000
Firefighters & Company Federal Credit Union
338 S. PATTERSON BLVD.
DAYTON, OH 45402
* $ 47,779,000 1 $ 15,000
Bfg Federal Credit Union
445 S. MAIN STREET
AKRON, OH 44311
* $ 155,196,000 1 $ 150,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 574,021,000 1 $ 43,000
First Merchants Bank, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 5,417,382,000 1 $ 170,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 253,764,000 1 $ 299,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 1 $ 75,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 255,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 409,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 1 $ 463,000
Aurgroup Financial Credit Union
8811 HOLDEN BLVD
FAIRFIELD, OH 45014
* $ 144,735,000 1 $ 199,000
First Safety Bank
4901 VINE STREET
CINCINNATI, OH 45217
* $ 51,525,000 1 $ 160,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,151,790,000 1 $ 337,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 499,849,000 1 $ 385,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 265,000
First Independence Bank
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 202,781,000 1 $ 264,000
Bank of Tennessee
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 908,779,000 1 $ 140,000
Abbey Credit Union, Inc.
800 FALLS CREEK DR
VANDALIA, OH 45377
* $ 83,340,000 1 $ 85,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 4,127,288,000 1 $ 520,000
Reliant Bank
1736 CAROTHERS PKWY., STE. 100
BRENTWOOD, TN 37027
* $ 384,572,000 1 $ 125,000
Ent Credit Union
7250 CAMPUS DRIVE
COLORADO SPRINGS, CO 80920
* $ 3,911,926,000 1 $ 12,000
Gs Commercial Real Estate LP
200 WEST STREET
NEW YORK, NY 10282
* $ 939,558,522,000 1 $ 3,775,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 340,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 147,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 139,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 132,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 1 $ 403,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 296,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 2,943,281,000 1 $ 306,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 316,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 485,792,000 1 $ 381,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 123,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 368,385,000 1 $ 195,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 239,452,000 1 $ 25,000
Cfbank
3009 SMITH RD SUITE 100
FAIRLAWN, OH 44333
* $ 251,614,000 1 $ 262,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 3,347,202,000 1 $ 3,315,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 1 $ 56,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 98,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ 4,785,307,000 1 $ 108,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 580,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 1 $ 155,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 15,000
Orrstown Bank
4750 LINDLE RD
HARRISBURG, PA 17111
* $ 1,177,380,000 1 $ 173,000
Croghan Colonial Bank
323 CROGHAN ST
FREMONT, OH 43420
* $ 816,324,000 1 $ 36,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 25,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 554,350,000 1 $ 206,000
New Carlisle Federal Savings Bank
400 N MAIN ST., P.O. BOX 245
NEW CARLISLE, OH 45344
* $ 83,271,000 1 $ 276,000
McHenry Savings Bank
353 BANK DRIVE
MCHENRY, IL 60050
* $ 252,671,000 1 $ 147,000
Miami Savings Bank
8008 FERRY ST. PO BOX 40
MIAMITOWN, OH 45041
* $ 113,193,000 1 $ 411,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 1 $ 140,000
Millennium Bank
2077 MINER STREET
DESPLAINES, IL 60016
* $ 51,942,000 1 $ 248,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 61,000
Heritage Bank, Inc
1818 FLORENCE PIKE
BURLINGTON, KY 41005
* $ 494,650,000 1 $ 80,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 123,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 98,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 126,000
Miami University Community Federal Credit Union
5120 COLLEGE CORNER PIKE
OXFORD, OH 45056
* $ 57,344,000 1 $ 10,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,253,713,000 1 $ 216,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 302,778,000 1 $ 255,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,041,120,000 1 $ 367,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 1 $ 300,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 97,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 1 $ 161,000

The tables below break down 2014 mortgage applications in Warren County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Warren County, OH in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,521 $1,123,481,000 $203,000 $1,811,000 $92,000 $1,650,000
Refinancing 4,596 $824,009,000 $179,000 $3,775,000 $95,000 $4,595,000
Home Improvement 538 $33,891,000 $62,000 $500,000 $96,000 $771,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,914 $1,417,733,000 $179,000 $1,811,000 $98,000 $4,595,000
Not Provided 982 $183,626,000 $186,000 $1,678,000 $112,000 $1,793,000
Not applicable 958 $187,983,000 $196,000 $3,775,000 $13,000 $355,000
Asian 453 $115,968,000 $256,000 $1,124,000 $129,000 $1,304,000
Black or African American 163 $38,407,000 $235,000 $1,750,000 $121,000 $875,000
Hispanic 156 $31,256,000 $200,000 $600,000 $102,000 $364,000
American Indian or Alaskan Native 20 $4,874,000 $243,000 $930,000 $90,000 $216,000
Native Hawaiian or Other Pacific Islander 9 $1,534,000 $170,000 $287,000 $90,000 $235,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,921 $1,526,211,000 $192,000 $3,775,000 $106,000 $4,595,000
FHA-insured (Federal Housing Administration) 1,669 $245,246,000 $146,000 $343,000 $51,000 $395,000
VA-guaranteed (Veterans Administration) 794 $168,115,000 $211,000 $486,000 $71,000 $327,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 271 $41,809,000 $154,000 $299,000 $45,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,106 $1,178,475,000 $193,000 $1,811,000 $107,000 $4,595,000
Application Denied By Financial Institution 1,560 $246,261,000 $157,000 $1,750,000 $84,000 $1,800,000
Loan Purchased By The Institution 1,520 $275,843,000 $181,000 $1,190,000 $42,000 $358,000
Application Withdrawn By Applicant 857 $169,865,000 $198,000 $3,775,000 $99,000 $1,400,000
Application Approved But Not Accepted 337 $62,583,000 $185,000 $1,080,000 $103,000 $651,000
File Closed For Incompleteness 275 $48,354,000 $175,000 $770,000 $105,000 $1,215,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 395 $48,437,000 $122,000 $1,750,000 $80,000 $1,023,000
Debt-To-Income Ratio 288 $50,014,000 $173,000 $1,600,000 $67,000 $461,000
Collateral 247 $45,794,000 $185,000 $1,460,000 $101,000 $908,000
Credit Application Incomplete 178 $29,568,000 $166,000 $900,000 $91,000 $416,000
Other 90 $14,144,000 $157,000 $1,170,000 $104,000 $1,058,000
Insufficient Cash (Downpayment, Closing Cost) 43 $8,530,000 $198,000 $1,413,000 $100,000 $562,000
Unverifiable Information 26 $3,539,000 $136,000 $326,000 $57,000 $265,000
Employment History 9 $1,483,000 $164,000 $269,000 $64,000 $149,000
Mortgage Insurance Denied 1 $262,000 $262,000 $262,000 $92,000 $92,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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