Washington County, NE Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 854 mortgage applications in Washington County, NE totaling $202.2 million, up 12% from 2023. The average application was for $236,000, and applicants reported an average income of $136,000. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was Washington County Bank, with 59 applications, followed by US Bank, N.A. and West Gate Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 854
Total Mortgage Loan Application Amount $202,150,000
Average Mortgage Loan Application Amount $236,000
Highest Mortgage Loan Application Amount $3,295,000
Average Applicant Income $136,000
Highest Applicant Income $1,601,000

Mortgage Company List for Lending in Washington County, NE for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ n/a 59 $ 10,505,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 58 $ 10,340,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 55 $ 16,175,000
Rvr Bank
1005 E 23RD ST #1
FREMONT, NE 68025
* $ n/a 45 $ 7,495,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 40 $ 7,760,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 35 $ 8,455,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 33 $ 9,355,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 30 $ 4,890,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ n/a 23 $ 2,815,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 20 $ 7,110,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 18 $ 3,910,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 18 $ 1,610,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 17 $ 3,105,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 16 $ 4,420,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ n/a 16 $ 1,320,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 14 $ 5,720,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 14 $ 4,150,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 14 $ 3,740,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 12 $ 2,480,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ n/a 10 $ 2,260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 5,300,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 10 $ 4,290,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 9 $ 1,265,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 8 $ 1,690,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ n/a 8 $ 2,260,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 8 $ 2,650,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ n/a 8 $ 880,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 8 $ 1,790,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 7 $ 2,185,000
Omaha Federal Credit Union
3001 S 82ND AVE
OMAHA, NE 68124
* $ n/a 6 $ 590,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ n/a 6 $ 5,280,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 6 $ 1,980,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 6 $ 3,190,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 6 $ 1,810,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ n/a 6 $ 1,280,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,735,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 945,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 5 $ 1,045,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 205,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 5 $ 1,385,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 5 $ 835,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ n/a 5 $ 1,095,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 5 $ 1,385,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ n/a 4 $ 1,320,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 4 $ 160,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 4 $ 1,050,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 800,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 340,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 160,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 4 $ 1,560,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 720,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 640,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 870,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 885,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 1,035,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 3 $ 1,775,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 1,165,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 755,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 3 $ 385,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 3 $ 235,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ n/a 3 $ 705,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 3 $ 2,035,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 2 $ 190,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 100,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 690,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 150,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 150,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 530,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 650,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ n/a 2 $ 30,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 990,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 150,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 690,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 920,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 270,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 620,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 2 $ 680,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 755,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 1 $ 355,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 255,000
Premier Bank
16802 BURKE ST
OMAHA, NE 68118
* $ n/a 1 $ 505,000
Great Plains State Bank
140 MAIN ST #5636
PETERSBURG, NE 68652
* $ n/a 1 $ 355,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 205,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 245,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 425,000
First Community Bank
201 MAIN ST
BEEMER, NE 68716
* $ n/a 1 $ 295,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 35,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ n/a 1 $ 205,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 265,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 245,000
Malvern Bank
404 MAIN ST
MALVERN, IA 51551
* $ n/a 1 $ 105,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ n/a 1 $ 445,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 85,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 315,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ n/a 1 $ 345,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 1 $ 325,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 275,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 315,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 535,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 205,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 75,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 455,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ n/a 1 $ 35,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ n/a 1 $ 55,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 295,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ n/a 1 $ 505,000
Commercial State Bank
579 EAST BROADWAY P.O. BOX 179
WAUSA, NE 68786
* $ n/a 1 $ 115,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 55,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 245,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ n/a 1 $ 125,000
Omaha Police Federal Credit Un
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ n/a 1 $ 105,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 185,000

The tables below break down 2024 mortgage applications in Washington County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washington County, NE in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 417 $125,475,000 $300,000 $3,295,000 $131,000 $1,601,000
Refinancing 149 $37,415,000 $251,000 $875,000 $159,000 $539,000
Cash-out Refinancing 104 $23,340,000 $224,000 $665,000 $116,000 $1,247,000
Other Purpose 96 $7,660,000 $79,000 $355,000 $123,000 $447,000
Home Improvement 87 $7,955,000 $91,000 $505,000 $160,000 $635,000
Not Applicable 1 $305,000 $305,000 $305,000 $132,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 670 $146,150,000 $218,000 $875,000 $131,000 $1,247,000
Not applicable 72 $23,690,000 $329,000 $3,295,000 $169,000 $169,000
Not Provided 63 $18,565,000 $294,000 $805,000 $155,000 $785,000
Hispanic 25 $6,175,000 $247,000 $555,000 $142,000 $440,000
American Indian or Alaskan Native 12 $3,840,000 $320,000 $725,000 $151,000 $241,000
Black or African American 7 $2,755,000 $393,000 $1,245,000 $350,000 $1,601,000
Asian 3 $115,000 $38,000 $65,000 $102,000 $125,000
Native Hawaiian or Other Pacific Islander 2 $860,000 $430,000 $605,000 $265,000 $445,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 662 $147,380,000 $222,000 $3,295,000 $143,000 $1,601,000
FHA-insured (Federal Housing Administration) 104 $24,160,000 $232,000 $505,000 $94,000 $253,000
VA-guaranteed (Veterans Administration) 75 $27,865,000 $371,000 $825,000 $127,000 $320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,745,000 $211,000 $315,000 $76,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 509 $119,275,000 $234,000 $3,295,000 $140,000 $1,247,000
Application Denied By Financial Institution 104 $19,510,000 $187,000 $825,000 $121,000 $456,000
Application Withdrawn By Applicant 92 $23,800,000 $258,000 $1,245,000 $144,000 $1,601,000
Loan Purchased By The Institution 88 $24,540,000 $278,000 $645,000 $105,000 $440,000
Application Approved But Not Accepted 31 $6,675,000 $215,000 $635,000 $120,000 $360,000
File Closed For Incompleteness 29 $8,055,000 $277,000 $825,000 $149,000 $445,000
Preapproval Approved but not Accepted 1 $295,000 $295,000 $295,000 $119,000 $119,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 639 $162,775,000 $254,000 $3,295,000 $137,000 $1,601,000
Debt-To-Income Ratio 150 $28,510,000 $190,000 $705,000 $132,000 $539,000
Credit Application Incomplete 24 $5,310,000 $221,000 $825,000 $135,000 $255,000
Credit History 17 $2,065,000 $121,000 $465,000 $127,000 $231,000
Collateral 15 $1,755,000 $117,000 $465,000 $170,000 $456,000
Other 6 $1,200,000 $200,000 $645,000 $109,000 $191,000
Unverifiable Information 2 $370,000 $185,000 $245,000 $94,000 $188,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $57,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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