Wayne County KY
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage statistics and lending data for the Wayne County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wayne County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,093
Total Mortgage Loan Application Amount $70,353,000
Average Mortgage Loan Application Amount $64,000
Highest Mortgage Loan Application Amount $350,000
Average Applicant Income $45,000
Highest Applicant Income $378,000

Mortgage Company List for Lending in Wayne County KY for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 375,518,000 166 $ 11,062,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 65,629,555,000 165 $ 9,576,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 126 $ 10,035,000
US BANCORP,CONSUMER FINANCE KY
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 174,000,000 69 $ 1,244,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 42 $ 1,576,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 26 $ 1,174,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 24 $ 1,228,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 23 $ 1,278,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 22 $ 1,784,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 21 $ 1,996,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 18 $ 1,301,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 17 $ 1,219,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 997,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 14 $ 1,235,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 727,337,000,000 14 $ 508,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 47,877,769,000 13 $ 1,033,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 13 $ 514,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 13 $ 686,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 43,721,511,000 12 $ 748,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 10 $ 722,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 9 $ 715,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,479,610,000 9 $ 710,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 8 $ 697,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 8 $ 381,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 8 $ 250,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 7 $ 751,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 7 $ 481,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 6 $ 531,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 525,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 356,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 6 $ 396,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 6 $ 366,000
PARAGON HOME LENDING, LLC
19435 W. CAPITOL DRIVE, SUITE 201
BROOKFIELD, WI 53045
* $ 10,000,000 6 $ 542,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 349,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 6 $ 390,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 5 $ 423,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 5 $ 477,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 178,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 4 $ 354,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 177,712,000 4 $ 335,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 4 $ 97,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 4 $ 266,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 4 $ 391,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 3 $ 291,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 232,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 3 $ 282,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 3 $ 352,000
CITIZENS GUARANTY BANK
457 EAST MAIN STREET; PO BOX 767
RICHMOND, KY 40476
* $ 96,782,000 3 $ 79,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 250,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 207,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 3 $ 227,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 2 $ 154,000
UNION SAVINGS BANK
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,160,559,000 2 $ 171,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 204,000,000 2 $ 123,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 2 $ 454,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 116,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 2 $ 184,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 242,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 117,000
SPECIALTY MORTGAGE CORPORATION
2901 JUAN TABO NE, STE 100
ALBUQUERQUE, NM 87112
* $ 10,000,000 2 $ 126,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 2 $ 46,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 132,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 2 $ 108,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 218,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 5,110,819,000 2 $ 46,000
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
PO BOX 709
LONDON, KY 40743
* $ 475,180,000 2 $ 99,000
FIRST FRANKLIN FINANCIAL CORP.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 2 $ 153,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 321,000
FIRST INDIANA BANK
135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204
* $ 2,112,754,000 2 $ 204,000
NEW STATE MORTGAGE COMPANY
8401 VIRGINIA STREET
MERRILLVILE, IN 46410
* $ 10,000,000 2 $ 106,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 2 $ 151,000
MERCANTILE NATIONAL BANK OF IN
5243 HOHMAN AVENUE
HAMMOND, IN 46320
* $ 732,709,000 2 $ 189,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 2 $ 175,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 2 $ 117,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 27,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 2 $ 136,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 2 $ 86,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 234,000
HOMEBOUND MORTGAGE
150 WATER TOWER CIR
COLCHESTER, VT 05446
* $ 10,000,000 1 $ 73,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 105,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 1 $ 20,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 63,000
IRWIN UNION BANK
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,567,878,000 1 $ 74,000
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 418,603,000 1 $ 44,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 389,543,000 1 $ 94,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 37,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 66,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 1 $ 48,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 74,000
MSDW CREDIT CORPORATION
2500 LAKE COOK RD
RIVERWOODS, IL 60015
* $ 10,000,000 1 $ 172,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 54,000
MILLENNIA MORTGAGE CORPORATION
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 50,000
MASTER FINANCIAL, INC.
505 CITY PARKWAY WEST SUITE 800
ORANGE, CA 92868
* $ 10,000,000 1 $ 75,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 1 $ 100,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 99,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 335,210,000 1 $ 74,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 70,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 357,432,000 1 $ 100,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 44,000
FIFTH THIRD BANK MICHIGAN
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 25,145,204,000 1 $ 10,000
FIRST CITIZENS BANK
425 W. DIXIE AVENUE
ELIZABETHTOWN, KY 42701
* $ 156,750,000 1 $ 240,000
FIRST CONSOLIDATED MORTGAGE
1700 PACIFIC AVENUE, STE 2400
DALLAS, TX 75080
* $ 10,000,000 1 $ 58,000
FIRST FINANCIAL BANK NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 1,471,289,000 1 $ 51,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,300,104,000 1 $ 58,000
EMMCO, LLC
113 REED AVENUE
LEXINGTON, SC 29072
* $ 10,000,000 1 $ 81,000
DOLLAR BANK, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 4,783,158,000 1 $ 78,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 537,961,000 1 $ 101,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 81,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 1 $ 79,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 1 $ 77,000
AMERUS HOME LENDING, INC
4121 NW URBANDALE DRIVE
URBANDALE, IA 50322
* $ 10,000,000 1 $ 130,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 110,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 17,342,936,000 1 $ 128,000
CENTRAL BANK OF JEFFERSON CTY
4630 TAYLORSVILLE RD
LOUISVILLE, KY 40220
* $ 252,976,000 1 $ 94,000
SECURED FUNDING
2955 REDHILL AVE
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 74,000
STAR FINANCIAL BANK
127 WEST BERRY ST
FORT WAYNE, IN 46835
* $ 1,274,587,000 1 $ 52,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 1 $ 77,000
THE BANK OF KENTUCKY
111 LOOKOUT FARM DR
CRESTVIEW HILLS, KY 41017
* $ 778,218,000 1 $ 53,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 1 $ 66,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 1 $ 65,000
PREMIER MORTGAGE GROUP, LTD
7550 LUCERNE DRIVE, SUITE 204
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 205,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 17,521,326,000 1 $ 65,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 1,736,131,000 1 $ 64,000
ADP FCU
ONE ADP BLVD
ROSELAND, NJ 07068
* $ 47,424,000 1 $ 90,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 1 $ 45,000
ALTRA
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 339,575,000 1 $ 61,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 77,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 65,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 128,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 1 $ 33,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 70,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,366,324,000 1 $ 119,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wayne County KY in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 742 $52,070,000 $70,000 $263,000 $47,000 $313,000
Home Purchase (one-to-four family) 292 $17,107,000 $58,000 $350,000 $40,000 $378,000
Home Improvement (one-to-four family) 59 $1,176,000 $19,000 $130,000 $38,000 $129,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 889 $55,445,000 $62,000 $350,000 $46,000 $378,000
Information not provided by applicant in mail or telephone application 156 $11,455,000 $73,000 $234,000 $43,000 $313,000
Not applicable 22 $1,629,000 $74,000 $205,000 $8,000 $80,000
Other 13 $1,121,000 $86,000 $263,000 $54,000 $142,000
Hispanic 7 $409,000 $58,000 $166,000 $39,000 $83,000
Asian or Pacific Islander 3 $208,000 $69,000 $120,000 $38,000 $56,000
Black 3 $86,000 $28,000 $57,000 $39,000 $65,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,060 $67,933,000 $64,000 $350,000 $46,000 $378,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,379,000 $76,000 $133,000 $34,000 $64,000
VA-guaranteed (Veterans Administration) 9 $651,000 $72,000 $121,000 $17,000 $49,000
FHA-insured (Federal Housing Administration) 6 $390,000 $65,000 $123,000 $29,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 567 $36,785,000 $64,000 $293,000 $52,000 $378,000
Application Denied By Financial Institution 238 $13,005,000 $54,000 $350,000 $40,000 $270,000
Application Withdrawn By Applicant 121 $8,136,000 $67,000 $263,000 $45,000 $154,000
Application Approved But Not Accepted 96 $6,899,000 $71,000 $210,000 $47,000 $153,000
Loan Purchased By The Institution 50 $3,882,000 $77,000 $205,000 $27,000 $313,000
File Closed For Incompleteness 21 $1,646,000 $78,000 $164,000 $42,000 $108,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 71 $3,435,000 $48,000 $157,000 $36,000 $93,000
Other 32 $1,690,000 $52,000 $198,000 $45,000 $270,000
Debt-To-Income Ratio 31 $1,824,000 $58,000 $223,000 $30,000 $94,000
Collateral 27 $1,466,000 $54,000 $350,000 $56,000 $211,000
Credit Application Incomplete 13 $1,046,000 $80,000 $130,000 $57,000 $122,000
Unverifiable Information 4 $364,000 $91,000 $203,000 $57,000 $153,000
Employment History 4 $123,000 $30,000 $54,000 $20,000 $25,000
Insufficient Cash (Downpayment, Closing Cost) 3 $205,000 $68,000 $123,000 $33,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List