Windham County VT
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage statistics and lending data for the Windham County VT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Windham County VT, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,321 |
| Total Mortgage Loan Application Amount | $221,890,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $2,003,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $4,795,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 32,973,830,000 | 204 | $ 33,044,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,373,600,000,000 | 110 | $ 19,503,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 217,626,166,000 | 60 | $ 7,411,000 |
| VERMONT STATE EMPLOYEES ONE BAILEY AVENUE MONTPELIER, VT 05602 |
* | $ 618,571,000 | 60 | $ 6,649,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 55 | $ 12,510,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 53 | $ 10,687,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,433,716,000,000 | 45 | $ 9,014,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 44 | $ 5,827,000 |
| MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,735,215,000 | 39 | $ 4,824,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 37 | $ 6,356,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 33 | $ 5,869,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 94,716,980,000 | 30 | $ 4,633,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 943,388,000 | 26 | $ 3,829,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,346,747,000,000 | 26 | $ 6,882,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 26 | $ 3,115,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 21 | $ 2,952,000 |
| LENDUS, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 10,000,000 | 20 | $ 2,871,000 |
| NORTHEAST HOME LOAN, LLC 25 MR ARTHUR DRIVE WEST CHESTERFIELD, NH 03466 |
* | $ 306,000,000 | 19 | $ 2,933,000 |
| KITTREDGE MORTGAGE CORPORATION 123 BONNET STREET MANCHESTER, VT 05254 |
* | $ 7,088,000 | 18 | $ 3,333,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 17 | $ 1,987,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 13 | $ 2,364,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 309,999,678,000 | 11 | $ 2,166,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 84,362,333,000 | 10 | $ 1,539,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 10 | $ 1,635,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 22,971,000,000 | 9 | $ 2,654,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 8 | $ 1,529,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 8 | $ 1,519,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 7 | $ 914,000 |
| MORTGAGE MASTER 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 7 | $ 1,665,000 |
| WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET WATERBURY, CT 06702 |
* | $ 20,830,913,000 | 6 | $ 1,774,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 238,482,903,000 | 5 | $ 759,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 5 | $ 262,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 5 | $ 698,000 |
| CITIZENS STATE BANK 13840 W. NEWBERRY RD NEWBERRY, FL 32669 |
* | $ 191,437,000 | 5 | $ 22,000 |
| TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ 10,000,000 | 5 | $ 1,340,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 5 | $ 887,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 5 | $ 976,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 5,645,664,000 | 5 | $ 1,739,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 4 | $ 561,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 4 | $ 679,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ 100,000,000 | 4 | $ 688,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 439,528,000 | 4 | $ 885,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 90,439,767,000 | 4 | $ 693,000 |
| MORTGAGE FINANCIAL INC 170 MAIN STREET, SUITE 108 TEWKSBURY, MA 01876 |
* | $ 10,000,000 | 4 | $ 617,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 10,000,000 | 4 | $ 360,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 4 | $ 1,113,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 16,840,840,000 | 4 | $ 572,000 |
| SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 74,264,382,000 | 4 | $ 603,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 4 | $ 587,000 |
| NEW ENGLAND FEDERAL CREDIT UNION 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 988,686,000 | 3 | $ 306,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ 242,587,000 | 3 | $ 629,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 245,863,000 | 3 | $ 677,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 5,444,999,000 | 3 | $ 617,000 |
| LAKE SUNAPEE BANK 9 MAIN ST NEWPORT, NH 03773 |
* | $ 1,422,844,000 | 3 | $ 913,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 410,770,000 | 3 | $ 509,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 3 | $ 424,000 |
| CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ 10,000,000 | 3 | $ 706,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 3 | $ 519,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 3 | $ 429,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 3 | $ 515,000 |
| FIRST REPUBLIC BANK 111 PINE STREET SAN FRANCISCO, CA 94111 |
* | $ 42,112,763,000 | 3 | $ 788,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 3 | $ 345,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 3 | $ 597,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 168,648,000 | 3 | $ 360,000 |
| MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 3 | $ 284,000 |
| ONE CREDIT UNION 380 RIVER STREET SPRINGFIELD, VT 05156 |
* | $ 131,173,000 | 2 | $ 55,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 277,561,000 | 2 | $ 331,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 2 | $ 401,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 2 | $ 172,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 204,003,000 | 2 | $ 42,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 577,338,000 | 2 | $ 22,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 2 | $ 209,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 800,870,000 | 2 | $ 380,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 5,662,890,000 | 2 | $ 380,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 ATLANTA, GA 30328 |
* | $ 826,484,000 | 2 | $ 276,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 2 | $ 316,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 5,253,713,000 | 2 | $ 205,000 |
| NORTH COUNTRY PO BOX 64709 BURLINGTON, VT 05406 |
* | $ 435,318,000 | 2 | $ 415,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 2 | $ 45,000 |
| FIRST NIAGARA BANK 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 37,576,781,000 | 1 | $ 198,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 179,126,294,000 | 1 | $ 239,000 |
| GOLDMAN SACHS BANK USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 105,616,000,000 | 1 | $ 680,000 |
| RAYMOND JAMES BANK, NATIONAL ASSOCIATION 710 CARILLON PARKWAY SAINT PETERSBURG, FL 33716 |
* | $ 11,262,169,000 | 1 | $ 115,000 |
| WEBSTER FIRST FEDERAL CREDIT UNION 271 GREENWOOD ST. WORCESTER, MA 01607 |
* | $ 646,080,000 | 1 | $ 90,000 |
| CENTRAL ONE FEDERAL CREDIT UNION 714 MAIN ST SHREWSBURY, MA 01545 |
* | $ 379,207,000 | 1 | $ 9,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ 0 | 1 | $ 329,000 |
| COMERICA BANK 411 W LAFAYETTE BLVD DETROIT, MI 48226 |
* | $ 65,201,888,000 | 1 | $ 176,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 179,771,772,000 | 1 | $ 101,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 690,026,000 | 1 | $ 102,000 |
| ATLANTA POSTAL 1605 BOGGS ROAD DULUTH, GA 30096 |
* | $ 2,033,309,000 | 1 | $ 200,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 173,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 159,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 111,000 |
| PEOPLESBANK 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 1,827,377,000 | 1 | $ 177,000 |
| MOUNTAINONE BANK 93 MAIN STREET NORTH ADAMS, MA 01247 |
* | $ 772,566,000 | 1 | $ 140,000 |
| TIAA-CREF TRUST COMPANY FSB 211 NORTH BROADWAY, STE 1000 ST. LOUIS, MO 63102 |
* | $ 2,412,590,000 | 1 | $ 126,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LOUISVILLE, KY 40223 |
* | $ 42,141,000 | 1 | $ 96,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH DRAPER, UT 84020 |
* | $ 10,000,000 | 1 | $ 99,000 |
| UNITED BANK 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 2,302,101,000 | 1 | $ 230,000 |
| BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,492,889,000 | 1 | $ 240,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 566,962,000 | 1 | $ 203,000 |
| LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 658,311,000 | 1 | $ 398,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 841,451,000 | 1 | $ 257,000 |
| HOMEBANC, N.A. 3704 W. LAKE MARY BLVD LAKE MARY, FL 32746 |
* | $ 707,304,000 | 1 | $ 556,000 |
| CERTUSBANK, N.A. 2 WEST WASHINGTON STREET 5TH FLOOR GREENVILLE, SC 29601 |
* | $ 1,656,164,000 | 1 | $ 235,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 0 | 1 | $ 180,000 |
| FIRST FEDERAL SVG BANK BOSTON 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 64,984,000 | 1 | $ 127,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,161,463,000 | 1 | $ 239,000 |
| NORTH MIDDLESEX SAVINGS BANK 7 MAIN STREET AYER, MA 01432 |
* | $ 358,824,000 | 1 | $ 600,000 |
| NORWICH COMMERCIAL GROUP, INC. 38 SECURITY DRIVE AVON, CT 06001 |
* | $ 17,789,000 | 1 | $ 417,000 |
| CITIZENS BANK OF PENNSYLVANIA ONE LOGAN SQUARE, 130 NORTH 18TH STREET PHILADELPHIA, PA 19103 |
* | $ 29,098,779,000 | 1 | $ 506,000 |
| CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE HENDERSON, NV 89074 |
* | $ 99,877,000,000 | 1 | $ 173,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 90,000 |
| ADVANCIAL 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75201 |
* | $ 1,132,304,000 | 1 | $ 124,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 499,849,000 | 1 | $ 85,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ 10,000,000 | 1 | $ 262,000 |
| INLAND BANK & TRUST 1900 W STATE ST GENEVA, IL 60134 |
* | $ 1,016,109,000 | 1 | $ 111,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 130,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 1 | $ 259,000 |
| MORTGAGE ACCESS CORP. 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 1 | $ 375,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ 4,464,000 | 1 | $ 157,000 |
| ALLIED FIRST BANK,SB 3201 ORCHARD RD OSWEGO, IL 60543 |
* | $ 121,123,000 | 1 | $ 250,000 |
| GUILD MORTGAGE COMPANY 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 1 | $ 124,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Windham County VT in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 618 | $119,586,000 | $193,000 | $2,003,000 | $186,000 | $4,795,000 |
| Refinancing | 583 | $92,987,000 | $159,000 | $820,000 | $114,000 | $2,569,000 |
| Home Improvement | 120 | $9,317,000 | $77,000 | $975,000 | $85,000 | $869,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,040 | $174,710,000 | $167,000 | $1,125,000 | $150,000 | $3,357,000 |
| Not Provided | 138 | $23,535,000 | $170,000 | $2,003,000 | $186,000 | $4,795,000 |
| Not applicable | 109 | $18,425,000 | $169,000 | $556,000 | $46,000 | $1,523,000 |
| Hispanic | 12 | $2,070,000 | $172,000 | $257,000 | $187,000 | $490,000 |
| Black or African American | 9 | $1,184,000 | $131,000 | $199,000 | $119,000 | $270,000 |
| Asian | 7 | $1,316,000 | $188,000 | $518,000 | $216,000 | $764,000 |
| American Indian or Alaskan Native | 4 | $417,000 | $104,000 | $151,000 | $44,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $233,000 | $116,000 | $125,000 | $83,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,136 | $193,982,000 | $170,000 | $2,003,000 | $161,000 | $4,795,000 |
| FHA-insured (Federal Housing Administration) | 103 | $14,589,000 | $141,000 | $334,000 | $52,000 | $408,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,973,000 | $148,000 | $232,000 | $44,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 35 | $6,346,000 | $181,000 | $270,000 | $40,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 665 | $114,199,000 | $171,000 | $2,003,000 | $175,000 | $4,795,000 |
| Application Denied By Financial Institution | 263 | $39,338,000 | $149,000 | $715,000 | $100,000 | $2,336,000 |
| Loan Purchased By The Institution | 150 | $25,730,000 | $171,000 | $556,000 | $61,000 | $1,523,000 |
| Application Withdrawn By Applicant | 132 | $23,588,000 | $178,000 | $1,125,000 | $138,000 | $1,778,000 |
| File Closed For Incompleteness | 64 | $11,356,000 | $177,000 | $464,000 | $156,000 | $1,330,000 |
| Application Approved But Not Accepted | 47 | $7,679,000 | $163,000 | $675,000 | $242,000 | $3,357,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $6,129,000 | $109,000 | $715,000 | $80,000 | $942,000 |
| Debt-To-Income Ratio | 53 | $8,999,000 | $169,000 | $610,000 | $63,000 | $182,000 |
| Collateral | 47 | $6,645,000 | $141,000 | $570,000 | $112,000 | $972,000 |
| Credit Application Incomplete | 15 | $3,169,000 | $211,000 | $374,000 | $116,000 | $200,000 |
| Other | 14 | $1,911,000 | $136,000 | $360,000 | $150,000 | $475,000 |
| Unverifiable Information | 8 | $1,688,000 | $211,000 | $683,000 | $362,000 | $2,336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,719,000 | $245,000 | $420,000 | $86,000 | $171,000 |
| Employment History | 2 | $618,000 | $309,000 | $500,000 | $226,000 | $420,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information back through 2003.