Worth County, MO Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 43 mortgage applications in Worth County, MO totaling $4.3 million, up 258% from 2023. The average application was for $100,000, and applicants reported an average income of $77,000. 53% of applications resulted in an originated loan and 23% were denied. The most active lender was First Interstate Bank, with 7 applications, followed by The Nodaway Valley Bank and Btc Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43 |
| Total Mortgage Loan Application Amount | $4,335,000 |
| Average Mortgage Loan Application Amount | $100,000 |
| Highest Mortgage Loan Application Amount | $355,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $192,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| First Interstate Bank PO BOX 30918 BILLINGS, MT 59101 |
* | $ n/a | 7 | $ 345,000 |
| The Nodaway Valley Bank P. O. BOX 7315, 402 N. BELT HWY MARYVILLE, MO 64468 |
* | $ n/a | 5 | $ 745,000 |
| Btc Bank 1201-2 US-65 BUSINESS BETHANY, MO 64424 |
* | $ n/a | 4 | $ 300,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ n/a | 3 | $ 345,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 3 | $ 355,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ n/a | 2 | $ 180,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 2 | $ 410,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 2 | $ 220,000 |
| Goodleap, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ n/a | 1 | $ 95,000 |
| Hnb National Bank PO BOX 1107; 100 NORTH MAIN STREET HANNIBAL, MO 63401 |
* | $ n/a | 1 | $ 45,000 |
| Das Acquisition Company, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ n/a | 1 | $ 135,000 |
| Communityamerica Federal Credit Union 9777 RIDGE DR LENEXA, KS 66219 |
* | $ n/a | 1 | $ 75,000 |
| Flat Branch Mortgage, Inc. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ n/a | 1 | $ 115,000 |
| Connections Bank PO BOX 380 PLATTE CITY, MO 64079 |
* | $ n/a | 1 | $ 15,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ n/a | 1 | $ 85,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 1 | $ 65,000 |
| Flanagan State Bank 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ n/a | 1 | $ 135,000 |
| Bank Northwest 201 S DAVIS HAMILTON, MO 64644 |
* | $ n/a | 1 | $ 45,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ n/a | 1 | $ 125,000 |
| United Community Bank 104 N MACOUPIN CHATHAM, IL 62629 |
* | $ n/a | 1 | $ 175,000 |
The tables below break down 2024 mortgage applications in Worth County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Worth County, MO in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 31 | $3,475,000 | $112,000 | $355,000 | $77,000 | $154,000 |
| Refinancing | 5 | $425,000 | $85,000 | $195,000 | $61,000 | $99,000 |
| Home Improvement | 3 | $105,000 | $35,000 | $65,000 | $115,000 | $192,000 |
| Cash-out Refinancing | 2 | $160,000 | $80,000 | $95,000 | $49,000 | $67,000 |
| Other Purpose | 2 | $170,000 | $85,000 | $85,000 | $79,000 | $90,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38 | $3,740,000 | $98,000 | $355,000 | $77,000 | $192,000 |
| Not applicable | 3 | $355,000 | $118,000 | $145,000 | $0 | $0 |
| Asian | 1 | $185,000 | $185,000 | $185,000 | $106,000 | $106,000 |
| Black or African American | 1 | $55,000 | $55,000 | $55,000 | $32,000 | $32,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28 | $2,760,000 | $98,000 | $355,000 | $83,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $705,000 | $100,000 | $135,000 | $52,000 | $67,000 |
| FHA-insured (Federal Housing Administration) | 6 | $580,000 | $96,000 | $185,000 | $72,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 2 | $290,000 | $145,000 | $145,000 | $59,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23 | $2,215,000 | $96,000 | $305,000 | $87,000 | $192,000 |
| Application Denied By Financial Institution | 10 | $1,050,000 | $105,000 | $355,000 | $62,000 | $118,000 |
| Application Withdrawn By Applicant | 4 | $340,000 | $85,000 | $115,000 | $67,000 | $94,000 |
| Loan Purchased By The Institution | 4 | $470,000 | $117,000 | $145,000 | $59,000 | $59,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $58,000 | $58,000 |
| Application Approved But Not Accepted | 1 | $135,000 | $135,000 | $135,000 | $60,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23 | $2,285,000 | $99,000 | $225,000 | $81,000 | $192,000 |
| Debt-To-Income Ratio | 11 | $1,105,000 | $100,000 | $305,000 | $79,000 | $154,000 |
| Credit History | 4 | $210,000 | $52,000 | $85,000 | $42,000 | $68,000 |
| Collateral | 3 | $315,000 | $105,000 | $175,000 | $89,000 | $116,000 |
| Credit Application Incomplete | 1 | $355,000 | $355,000 | $355,000 | $118,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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