Mortgage Lenders in South Dakota

Every state's mortgage lenders: the lenders based there, the lenders that made the most loans there in 2025, the state's HMDA data, and its lender list to download.

89 mortgage lenders — banks, credit unions and mortgage companies — are based in South Dakota, listed below with the applications and dollars each has reported under HMDA since 2003. For the lenders that made the most loans in the state, wherever they're based, see the top mortgage lenders in South Dakota.

Download the South Dakota lender list

Every lender based in South Dakota in one Excel or CSV file, with addresses, phone numbers and each year's applications and dollar volume since 2003.

South Dakota lender list South Dakota mortgage data
LenderApplications 2003–2025Loan amountLatest year
1st Financial Bank USA
331 DAKOTA DUNES BLVD, Dakota Dunes, SD 57049
133 $9.8 million 2012
American Bank & Trust
120 E MAIN STREET, Sioux Falls, SD 57108
5,350 $1.6 billion 2025
Aspen Federal Credit Union
4956 5TH STREET, Rapid City, SD 57701
161 $34.3 million 2025
Bank 360
P.O. BOX 791, Beresford, SD 57004
58 $6.3 million 2011
Bank 360
P.O. BOX 791, Beresford, SD 57004
679 $68.4 million 2010
Bankfirst
6100 SOUTH OLD VILLAGE PLACE, Sioux Falls, SD 57108
4,301 $1.0 billion 2007
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998, Pierre, SD 57501
29,478 $3.3 billion 2025
Black Hills Community Bank, NA
840 MT. RUSHMORE RD., Rapid City, SD 57701
4,354 $1.0 billion 2025
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST, Rapid City, SD 57702
28,933 $4.0 billion 2025
Bluestone Federal Credit Union
5010 S SOLBERG AVE, Sioux Falls, SD 57109
387 $33.7 million 2025
Builder Finance Inc
1418 N C AVE, Sioux Falls, SD 57103
516 $281.1 million 2025
Cortrust Bank
100 EAST HAVENS, Mitchell, SD 57301
5,880 $723.8 million 2025
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE, Sioux Falls, SD 57105
26,308 $4.5 billion 2025
CU Mortgage Direct, LLC
5010 S SOLBERG AVE, Sioux Falls, SD 57108
598 $70.9 million 2006
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE, Sioux Falls, SD 57108
13,696 $2.2 billion 2025
Dacotah Bank
308 S MAIN STREET, PO BOX 1210, Aberdeen, SD 57401
25,227 $3.9 billion 2025
Dakota Heritage State Bank
221 MAIN ST, Chancellor, SD 57015
36 $2.1 million 2008
Dakota Plains Federal Credit Union
519 MAIN AVE, Lemmon, SD 57638
43 $2.5 million 2017
Explorers Federal Credit Union
609 W 21ST ST, Yankton, SD 57078
22 $2.0 million 2024
Farmers State Bank
P.O. BOX 187, Faith, SD 57626
52 $3.4 million 2009
Farmers State Bank of Canton
220 E 5TH ST/ PO BOX178, Canton, SD 57013
407 $38.3 million 2016
First American Bank & Trust
133 S. MAIN, Sioux Falls, SD 57101
1,163 $139.6 million 2003
First Bank & Trust
110 N. MINNESOTA AVE, Sioux Falls, SD 57104
12,468 $2.5 billion 2020
First Bank & Trust
520 6TH STREET, Brookings, SD 57006
23,083 $4.3 billion 2025
First Bank and Trust NA
110 N. MINNESOTA, Sioux Falls, SD 57104
3,427 $448.2 million 2008
First Dakota National Bak
225 CEDAR ST, Yankton, SD 57078
21,708 $4.8 billion 2025
First Nat'l Bank of S Dakota
332 BROADWAY, Yankton, SD 57078
679 $67.0 million 2010
First Nat'l Bank of S Dakota
332 BROADWAY, Yankton, SD 57078
126 $9.2 million 2011
First National Bank
125 WEST SIOUX AVE, Pierre, SD 57501
9,858 $2.2 billion 2025
First National Bank-Brookings
PO BOX G, Garretson, SD 57030
1,092 $88.5 million 2003
First Premier Bank
400 S SYCAMORE AVE, SUITE 101, Sioux Falls, SD 57104
28,793 $4.6 billion 2025
First Savings Bank
201 NORTH 3RD ST, Beresford, SD 57004
1,325 $210.4 million 2010
First Savings Bank
201 N 3RD ST, Beresford, SD 57004
2,244 $648.4 million 2025
First Western Bank
PO BOX 402, Wall, SD 57790
1,341 $138.9 million 2007
First Western Bank
PO BOX 402, Wall, SD 57790
306 $60.6 million 2008
First Western Bank Custer
648 MOUNT RUSHMORE ROAD, Custer, SD 57730
272 $23.7 million 2005
First Western Bank Sturgis
PO BOX 9, Sturgis, SD 57785
2,186 $237.3 million 2007
First Western Bank Sturgis
PO BOX 9, Sturgis, SD 57785
570 $79.3 million 2008
First Western Federal Savings Bank
P.O. BOX 1435, Rapid City, SD 57701
1,572 $231.5 million 2025
Great Western Bank
225 S MAIN AVE, Sioux Falls, SD 57104
23,358 $3.8 billion 2022
Great Western Bank
35 1ST AVE NE, Watertown, SD 57201
47,045 $6.2 billion 2016
Highmark Federal Credit Union
725 5TH STREET, Rapid City, SD 57701
4,947 $668.2 million 2025
Home Federal Bank
P.O. BOX 5000, Sioux Falls, SD 57117
14,464 $1.7 billion 2010
Home Federal Bank
225 S MAIN, Sioux Falls, SD 57104
1,730 $283.4 million 2015
Home Federal Bank
P.O. BOX 5000, Sioux Falls, SD 57117
8,316 $1.2 billion 2014
Home Federal Bank
225 S. MAIN AVE, Sioux Falls, SD 57104
330 $48.7 million 2016
Levo Federal Credit Union
700 E 14TH STREET, Sioux Falls, SD 57106
15,105 $2.2 billion 2025
Liberty National Bank
, Sioux Falls, SD 57106
2,505 $535.1 million 2025
Med5 Federal Credit Union
625 FLORMANN ST, Rapid City, SD 57701
96 $6.1 million 2016
Merchants State Bank
305 S MAIN ST PO BOX 399, Freeman, SD 57029
496 $62.3 million 2017
Meta Financial Group, Inc.
4900 S WESTERN AVENUE, Sioux Falls, SD 57108
2,873 $1.0 billion 2020
Minnwest Bank Sioux Falls
5001 S LOUISE AVE, Sioux Falls, SD 57108
590 $88.5 million 2013
Minnwest Mortgage Corporation
5324 EAST ARROWHEAD PKY, SUITE 102, Sioux Falls, SD 57110
2,812 $382.0 million 2013
Northern Hills FCU
1080 MAIN ST, Sturgis, SD 57785
329 $43.0 million 2025
Northern Hills Federal Credit Union
1080 MAIN ST, Sturgis, SD 57785
1,626 $156.3 million 2019
One American Bank
515 S MINNESOTA AVE, Sioux Falls, SD 57104
12,884 $4.6 billion 2023
One American Bank
549 BROADWAY PO BOX 130, Centerville, SD 57014
526 $81.9 million 2016
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A, Spearfish, SD 57783
4,310 $891.5 million 2025
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A, Spearfish, SD 57783
2,326 $232.4 million 2010
Plains Commerce Bank
220 MAIN ST, Hoven, SD 57450
166,898 $46.6 billion 2025
Premier Home Mortgage, Inc.
3024 TOWER RD, Rapid City, SD 57701
25,757 $4.0 billion 2018
Quoin Financial Bank
PO BOX 199, Miller, SD 57362
299 $41.5 million 2016
Quoin Financial Bank
201 N BROADWAY, Miller, SD 57362
140 $53.6 million 2025
Rapid City Telco FCU
811 EAST SAINT ANDREW STREET, Rapid City, SD 57701
243 $20.5 million 2014
Reliabank Dakota
211 N MAIN ST, Estelline, SD 57234
6,912 $1.4 billion 2025
Rivers Edge Bank
211 N BROADWAY, Marion, SD 57043
975 $98.4 million 2019
Rivers Edge Bank
211 N BROADWAY, Marion, SD 57043
269 $35.9 million 2025
Rushmore Bank & Trust
PO BOX 2290, Rapid City, SD 57709
616 $61.3 million 2003
Security Bank
100 N PHILLIPS AVE, Sioux Falls, SD 57104
754 $35.1 million 2005
Security Mortgage Corporation
5000 PENNBROOK AVENUE, Sioux Falls, SD 57108
1,413 $169.9 million 2005
Security Mortgage Corporation
100 N. PHILLIPS AVENUE, Sioux Falls, SD 57104
4,018 $425.7 million 2004
Security National Bank of Sd
325 DAKOTA DUNES BLVD, Dakota Dunes, SD 57049
387 $275.8 million 2025
Security National Bank of South Dakota
325 DAKOTA DUNES BLVD, Dakota Dunes, SD 57049
723 $145.2 million 2019
Security Savings Bank
100 S WEST ST PO BOX 125, Canton, SD 57013
588 $72.3 million 2019
Security State Bank
P.O. BOX 430, Alexandria, SD 57311
189 $20.7 million 2016
Security State Bank
221 MAIN ST, Chancellor, SD 57015
84 $20.4 million 2016
Sentinel Federal Credit Union
2723 LEMAY BOULEVARD, Ellsworthafb, SD 57706
538 $59.8 million 2025
Service First Federal Credit Union
3901 E 10TH STREET, Sioux Falls, SD 57103
6,699 $1.0 billion 2025
Sioux Empire
5010 S SOLBERG AVE, Sioux Falls, SD 57108
1,960 $134.8 million 2020
State Bank of Alcester
190 IOWA STREET PO BOX 168, Alcester, SD 57001
1,021 $90.3 million 2016
Sunrise Banks, N.A.
, Sioux Falls, SD 57108
6,729 $1.9 billion 2025
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L), Sioux Falls, SD 57106
147,835 $36.0 billion 2021
Tcf National Bank
2508 LOUISE AVE S (002-01-P), Sioux Falls, SD 57106
184,448 $24.5 billion 2010
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE, Sioux Falls, SD 57104
10,890 $2.1 billion 2025
The Security State Bank
P.O. BOX 245, Emery, SD 57332
3 $301,000 2013
Unify Home Lending Inc.
2101 MT RUSHMORE RD #300, Pierre, SD 57701
2,536 $651.8 million 2023
Valley Bank, N.A.
4619 E. ARROWHEAD PKWY, Sioux Falls, SD 57110
597 $71.0 million 2007
Valley Exchange Bank
214 S MAIN ST, PO BOX 19, Lennox, SD 57039
368 $33.8 million 2016
Voyage Federal Credit Union
3823 KIWANIS CIR, Sioux Falls, SD 57105
1,597 $205.0 million 2025

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