Aguada Municipio, PR Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 119 mortgage applications in Aguada Municipio, PR totaling $20.0 million, down 7% from 2023. The average application was for $167,000, and applicants reported an average income of $84,000. 62% of applications resulted in an originated loan and 20% were denied. The most active lender was Banco Popular, with 35 applications, followed by Firstbank and Cooperativa De Ahorroy Credito.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 119 |
| Total Mortgage Loan Application Amount | $19,955,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $474,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 35 | $ 6,395,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 30 | $ 4,690,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 14 | $ 2,040,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 8 | $ 1,380,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 6 | $ 1,230,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 6 | $ 1,180,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 3 | $ 485,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ n/a | 3 | $ 365,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 3 | $ 445,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 2 | $ 420,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 2 | $ 290,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ n/a | 2 | $ 290,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 1 | $ 155,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ n/a | 1 | $ 85,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ n/a | 1 | $ 95,000 |
| Spring Eq, LLC 1 WEST ELM STREET SUITE 450 CONSHOHOCKEN, PA 19428 |
* | $ n/a | 1 | $ 155,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 1 | $ 255,000 |
The tables below break down 2024 mortgage applications in Aguada Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Aguada Municipio, PR in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 84 | $14,700,000 | $175,000 | $505,000 | $91,000 | $474,000 |
| Cash-out Refinancing | 24 | $3,630,000 | $151,000 | $405,000 | $70,000 | $227,000 |
| Other Purpose | 4 | $580,000 | $145,000 | $175,000 | $39,000 | $75,000 |
| Refinancing | 3 | $585,000 | $195,000 | $295,000 | $84,000 | $133,000 |
| Home Improvement | 3 | $405,000 | $135,000 | $155,000 | $81,000 | $103,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 104 | $17,420,000 | $167,000 | $505,000 | $79,000 | $227,000 |
| White | 6 | $1,380,000 | $230,000 | $355,000 | $188,000 | $474,000 |
| Not applicable | 5 | $335,000 | $67,000 | $95,000 | $0 | $0 |
| Not Provided | 4 | $820,000 | $205,000 | $225,000 | $55,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60 | $9,670,000 | $161,000 | $405,000 | $98,000 | $474,000 |
| FHA-insured (Federal Housing Administration) | 34 | $5,120,000 | $150,000 | $345,000 | $70,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,520,000 | $180,000 | $375,000 | $56,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,645,000 | $240,000 | $505,000 | $85,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 74 | $13,240,000 | $178,000 | $505,000 | $89,000 | $474,000 |
| Application Denied By Financial Institution | 24 | $3,910,000 | $162,000 | $405,000 | $71,000 | $227,000 |
| Application Withdrawn By Applicant | 15 | $2,225,000 | $148,000 | $305,000 | $78,000 | $214,000 |
| Loan Purchased By The Institution | 5 | $335,000 | $67,000 | $95,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $245,000 | $245,000 | $245,000 | $185,000 | $185,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 95 | $16,045,000 | $168,000 | $505,000 | $88,000 | $474,000 |
| Collateral | 13 | $2,295,000 | $176,000 | $405,000 | $90,000 | $227,000 |
| Debt-To-Income Ratio | 4 | $940,000 | $235,000 | $355,000 | $76,000 | $150,000 |
| Other | 3 | $295,000 | $98,000 | $155,000 | $20,000 | $32,000 |
| Credit History | 2 | $210,000 | $105,000 | $145,000 | $52,000 | $88,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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