Coop. De A/C La Puertorrique+¦A Mortgage Lending & HMDA Data, 2024
In 2024, Coop. De A/C La Puertorrique+¦A of San Juan, PR reported 196 mortgage applications totaling $26.8 million, down 17% from 2023. The average application was for $136,938, and applicants reported an average income of $62,336. 78% of its applications resulted in an originated loan and 2% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (167), Arecibo, PR (19) and Aguadilla-Isabela, PR (4) (applications in parentheses).
| Mortgage Company & Address | Coop. De A/C La Puertorrique+¦A Ave. Ana G. Méndez, 9729 Pr-176 Km 1.1 San Juan, PR 00921 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 196 |
| Total Mortgage Loan Application Amount | $26,840,000 |
| Average Mortgage Loan Application Amount | $136,938 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $62,336 |
| Highest Applicant Income | $465,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Coop. De A/C La Puertorrique+¦A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Coop. De A/C La Puertorrique+¦A in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 191 | $26,375,000 | $138,000 | $505,000 | $63,000 | $465,000 |
| Cash-out Refinancing | 5 | $465,000 | $93,000 | $135,000 | $37,000 | $49,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 195 | $26,665,000 | $136,000 | $505,000 | $62,000 | $465,000 |
| Asian | 1 | $175,000 | $175,000 | $175,000 | $48,000 | $48,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 137 | $18,615,000 | $135,000 | $505,000 | $55,000 | $465,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32 | $4,600,000 | $143,000 | $325,000 | $105,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $3,450,000 | $132,000 | $295,000 | $49,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 1 | $175,000 | $175,000 | $175,000 | $60,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 153 | $22,215,000 | $145,000 | $505,000 | $67,000 | $465,000 |
| Application Withdrawn By Applicant | 23 | $2,605,000 | $113,000 | $235,000 | $46,000 | $97,000 |
| File Closed For Incompleteness | 16 | $1,490,000 | $93,000 | $205,000 | $42,000 | $115,000 |
| Application Denied By Financial Institution | 4 | $530,000 | $132,000 | $165,000 | $44,000 | $90,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 192 | $26,310,000 | $137,000 | $505,000 | $63,000 | $465,000 |
| Debt-To-Income Ratio | 2 | $310,000 | $155,000 | $155,000 | $34,000 | $43,000 |
| Collateral | 1 | $55,000 | $55,000 | $55,000 | $20,000 | $20,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $90,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coop. De A/C La Puertorrique+¦A's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coop. De A/C La Puertorrique+¦A's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About