Coop. De A/C La Puertorrique+¦A Mortgage Lending & HMDA Data, 2019
In 2019, Coop. De A/C La Puertorrique+¦A of San Juan, PR reported 166 mortgage applications totaling $21.1 million. The average application was for $127,289, and applicants reported an average income of $48,963. 70% of its applications resulted in an originated loan and 1% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (141), Arecibo, PR (16) and Aguadilla-Isabela, PR (7) (applications in parentheses).
| Mortgage Company & Address | Coop. De A/C La Puertorrique+¦A Ave. Ana G. Méndez, 9729 Pr-176 Km 1.1 San Juan, PR 00921 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 166 |
| Total Mortgage Loan Application Amount | $21,130,000 |
| Average Mortgage Loan Application Amount | $127,289 |
| Highest Mortgage Loan Application Amount | $395,000 |
| Average Applicant Income | $48,963 |
| Highest Applicant Income | $378,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Coop. De A/C La Puertorrique+¦A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Coop. De A/C La Puertorrique+¦A in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 150 | $19,030,000 | $126,000 | $395,000 | $49,000 | $378,000 |
| Cash-out Refinancing | 11 | $1,575,000 | $143,000 | $355,000 | $53,000 | $144,000 |
| Refinancing | 5 | $525,000 | $105,000 | $145,000 | $39,000 | $46,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 112 | $14,960,000 | $133,000 | $395,000 | $49,000 | $149,000 |
| White | 50 | $5,810,000 | $116,000 | $315,000 | $50,000 | $378,000 |
| Black or African American | 4 | $360,000 | $90,000 | $105,000 | $29,000 | $36,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 96 | $11,750,000 | $122,000 | $355,000 | $42,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $3,495,000 | $105,000 | $175,000 | $37,000 | $72,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25 | $3,075,000 | $123,000 | $345,000 | $76,000 | $378,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,810,000 | $234,000 | $395,000 | $79,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 117 | $14,755,000 | $126,000 | $375,000 | $49,000 | $378,000 |
| Application Withdrawn By Applicant | 30 | $4,280,000 | $142,000 | $395,000 | $56,000 | $140,000 |
| File Closed For Incompleteness | 17 | $1,915,000 | $112,000 | $155,000 | $37,000 | $69,000 |
| Application Denied By Financial Institution | 1 | $115,000 | $115,000 | $115,000 | $23,000 | $23,000 |
| Preapproval Denied by Financial Institution | 1 | $65,000 | $65,000 | $65,000 | $23,000 | $23,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 164 | $20,950,000 | $127,000 | $395,000 | $49,000 | $378,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $23,000 | $23,000 |
| Credit History | 1 | $65,000 | $65,000 | $65,000 | $23,000 | $23,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coop. De A/C La Puertorrique+¦A's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coop. De A/C La Puertorrique+¦A's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet
with aggregated HMDA statistics today.
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