Coop. De A/C La Puertorrique+¦A Mortgage Lending & HMDA Data, 2025
In 2025, Coop. De A/C La Puertorrique+¦A of San Juan, PR reported 161 mortgage applications totaling $22.9 million, down 18% from 2024. The average application was for $142,515, and applicants reported an average income of $69,745. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (137), Arecibo, PR (18) and Aguadilla-Isabela, PR (3) (applications in parentheses).
| Mortgage Company & Address | Coop. De A/C La Puertorrique+¦A Ave. Ana G. Méndez, 9729 Pr-176 Km 1.1 San Juan, PR 00921 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 161 |
| Total Mortgage Loan Application Amount | $22,945,000 |
| Average Mortgage Loan Application Amount | $142,515 |
| Highest Mortgage Loan Application Amount | $435,000 |
| Average Applicant Income | $69,745 |
| Highest Applicant Income | $721,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Coop. De A/C La Puertorrique+¦A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Coop. De A/C La Puertorrique+¦A in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 151 | $21,825,000 | $144,000 | $435,000 | $71,000 | $721,000 |
| Cash-out Refinancing | 6 | $770,000 | $128,000 | $185,000 | $60,000 | $130,000 |
| Refinancing | 4 | $350,000 | $87,000 | $135,000 | $37,000 | $48,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 160 | $22,720,000 | $142,000 | $435,000 | $69,000 | $721,000 |
| White | 1 | $225,000 | $225,000 | $225,000 | $126,000 | $126,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 130 | $18,300,000 | $140,000 | $435,000 | $58,000 | $721,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19 | $3,055,000 | $160,000 | $375,000 | $160,000 | $721,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,435,000 | $130,000 | $285,000 | $47,000 | $93,000 |
| VA-guaranteed (Veterans Administration) | 1 | $155,000 | $155,000 | $155,000 | $62,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 121 | $17,815,000 | $147,000 | $435,000 | $72,000 | $721,000 |
| Application Withdrawn By Applicant | 23 | $3,255,000 | $141,000 | $315,000 | $80,000 | $721,000 |
| Application Denied By Financial Institution | 11 | $1,435,000 | $130,000 | $235,000 | $46,000 | $77,000 |
| File Closed For Incompleteness | 6 | $440,000 | $73,000 | $95,000 | $32,000 | $44,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 150 | $21,510,000 | $143,000 | $435,000 | $71,000 | $721,000 |
| Debt-To-Income Ratio | 5 | $475,000 | $95,000 | $145,000 | $32,000 | $48,000 |
| Collateral | 2 | $270,000 | $135,000 | $155,000 | $60,000 | $61,000 |
| Credit History | 2 | $280,000 | $140,000 | $155,000 | $45,000 | $46,000 |
| Credit Application Incomplete | 1 | $235,000 | $235,000 | $235,000 | $77,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coop. De A/C La Puertorrique+¦A's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coop. De A/C La Puertorrique+¦A's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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