Aguadilla Municipio, PR Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 328 mortgage applications in Aguadilla Municipio, PR totaling $66.5 million, up 14% from 2023. The average application was for $202,000, and applicants reported an average income of $104,000. 59% of applications resulted in an originated loan and 18% were denied. The most active lender was Banco Popular, with 86 applications, followed by Firstbank and Cooperativa De A/C Isabela.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 328 |
| Total Mortgage Loan Application Amount | $66,520,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $678,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 86 | $ 19,390,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 82 | $ 17,530,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ n/a | 33 | $ 4,975,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 26 | $ 5,580,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 16 | $ 3,170,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 15 | $ 2,295,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 10 | $ 2,860,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 8 | $ 1,080,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 7 | $ 975,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 7 | $ 1,935,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 6 | $ 1,200,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 6 | $ 790,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 5 | $ 625,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 4 | $ 860,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ n/a | 2 | $ 610,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 2 | $ 170,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 2 | $ 120,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 2 | $ 340,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 2 | $ 590,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 1 | $ 325,000 |
| Carrington Mortgage Services LLC 500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400 ORANGE, CA 92868 |
* | $ n/a | 1 | $ 265,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 315,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ n/a | 1 | $ 105,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ n/a | 1 | $ 55,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ n/a | 1 | $ 315,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ n/a | 1 | $ 45,000 |
The tables below break down 2024 mortgage applications in Aguadilla Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Aguadilla Municipio, PR in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 245 | $52,325,000 | $213,000 | $1,405,000 | $108,000 | $678,000 |
| Cash-out Refinancing | 50 | $9,480,000 | $189,000 | $535,000 | $92,000 | $261,000 |
| Other Purpose | 11 | $1,895,000 | $172,000 | $315,000 | $69,000 | $169,000 |
| Home Improvement | 10 | $1,550,000 | $155,000 | $425,000 | $123,000 | $558,000 |
| Refinancing | 7 | $935,000 | $133,000 | $305,000 | $81,000 | $164,000 |
| Not Applicable | 5 | $335,000 | $67,000 | $145,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 275 | $54,775,000 | $199,000 | $1,405,000 | $96,000 | $558,000 |
| Not applicable | 22 | $3,330,000 | $151,000 | $455,000 | $0 | $0 |
| White | 17 | $4,065,000 | $239,000 | $415,000 | $130,000 | $678,000 |
| Not Provided | 6 | $1,880,000 | $313,000 | $535,000 | $242,000 | $471,000 |
| Black or African American | 4 | $1,510,000 | $377,000 | $525,000 | $257,000 | $643,000 |
| Asian | 3 | $625,000 | $208,000 | $495,000 | $132,000 | $142,000 |
| American Indian or Alaskan Native | 1 | $335,000 | $335,000 | $335,000 | $95,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 147 | $27,205,000 | $185,000 | $1,405,000 | $122,000 | $678,000 |
| FHA-insured (Federal Housing Administration) | 114 | $21,140,000 | $185,000 | $475,000 | $81,000 | $502,000 |
| VA-guaranteed (Veterans Administration) | 52 | $15,740,000 | $302,000 | $605,000 | $106,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,435,000 | $162,000 | $315,000 | $67,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193 | $40,845,000 | $211,000 | $1,405,000 | $106,000 | $558,000 |
| Application Denied By Financial Institution | 59 | $11,525,000 | $195,000 | $605,000 | $72,000 | $225,000 |
| Application Withdrawn By Applicant | 36 | $8,020,000 | $222,000 | $835,000 | $137,000 | $678,000 |
| Loan Purchased By The Institution | 20 | $3,050,000 | $152,000 | $455,000 | $0 | $0 |
| Application Approved But Not Accepted | 12 | $1,730,000 | $144,000 | $345,000 | $100,000 | $250,000 |
| File Closed For Incompleteness | 8 | $1,350,000 | $168,000 | $315,000 | $123,000 | $379,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 269 | $54,995,000 | $204,000 | $1,405,000 | $111,000 | $678,000 |
| Collateral | 33 | $6,365,000 | $192,000 | $425,000 | $75,000 | $169,000 |
| Debt-To-Income Ratio | 7 | $1,305,000 | $186,000 | $335,000 | $39,000 | $95,000 |
| Credit History | 5 | $845,000 | $169,000 | $325,000 | $59,000 | $109,000 |
| Other | 4 | $730,000 | $182,000 | $535,000 | $87,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $815,000 | $271,000 | $605,000 | $78,000 | $163,000 |
| Unverifiable Information | 2 | $460,000 | $230,000 | $255,000 | $65,000 | $75,000 |
| Employment History | 2 | $300,000 | $150,000 | $175,000 | $73,000 | $120,000 |
| Credit Application Incomplete | 2 | $430,000 | $215,000 | $265,000 | $140,000 | $161,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $86,000 | $86,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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