Albany County, WY Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,180 mortgage applications in Albany County, WY totaling $317.0 million, up 22% from 2023. The average application was for $268,000, and applicants reported an average income of $140,000. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was Uniwyo Federal Credit Union, with 251 applications, followed by Jonah Bank of Wyoming and Fairway Independent Mort Corp.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wyoming.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,180
Total Mortgage Loan Application Amount $317,030,000
Average Mortgage Loan Application Amount $268,000
Highest Mortgage Loan Application Amount $10,225,000
Average Applicant Income $140,000
Highest Applicant Income $2,703,000

Mortgage Company List for Lending in Albany County, WY for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Uniwyo Federal Credit Union
2020 GRAND AVE
LARAMIE, WY 82070
* $ n/a 251 $ 37,475,000
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ n/a 119 $ 38,135,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 57 $ 19,645,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 48 $ 15,270,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 47 $ 14,395,000
Anb Bank
3033 E 1ST AVENUE
DENVER, CO 80206
* $ n/a 38 $ 10,370,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 33 $ 12,415,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 30 $ 5,990,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 26 $ 6,240,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 25 $ 4,285,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 21 $ 1,605,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 19 $ 7,545,000
Blue Federal Credit Union
PO BOX 3200
CHEYENNE, WY 82001
* $ n/a 18 $ 1,670,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 17 $ 6,295,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 15 $ 995,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 13 $ 4,605,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 4,010,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 12 $ 3,360,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 11 $ 1,275,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 10 $ 4,710,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ n/a 9 $ 2,185,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 1,405,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 8 $ 2,470,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 2,610,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 505,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 7 $ 465,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 7 $ 1,055,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 3,295,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 1,635,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 640,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 2,870,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 6 $ 2,660,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 6 $ 1,430,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ n/a 6 $ 930,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 1,760,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 6 $ 2,210,000
Platte Valley Bank

SCOTTSBLUFF, NE 69361
* $ n/a 5 $ 1,555,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 5 $ 1,825,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 665,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ n/a 5 $ 1,415,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 1,435,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 5 $ 975,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 1,115,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 1,130,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 1,420,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 910,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 1,470,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 4 $ 1,740,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 1,210,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 560,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 4 $ 1,440,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ n/a 4 $ 2,000,000
Wyoming Bank & Trust
5827 YELLOWSTONE RD
CHEYENNE, WY 82009
* $ n/a 3 $ 1,355,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 2,015,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 3 $ 895,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 450,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 860,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 360,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 2 $ 380,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 700,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 1,130,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 610,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 670,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 760,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 2 $ 1,530,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 585,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 1 $ 255,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ n/a 1 $ 455,000
Western Vista Federal Credit U
3207 SPARKS ROAD
CHEYENNE, WY 82003
* $ n/a 1 $ 35,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 245,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 175,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 75,000
First Education Federal Credit Union
PO BOX 20030
CHEYENNE, WY 82003
* $ n/a 1 $ 135,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ n/a 1 $ 385,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 415,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 1 $ 715,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 465,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ n/a 1 $ 10,225,000
Firstier Bank

BROOMFIELD, CO 82001
* $ n/a 1 $ 565,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ n/a 1 $ 325,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 385,000
New West Lending, Inc.
7310 N. 16TH STREET, #170
PHOENIX, AZ 85020
* $ n/a 1 $ 505,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 1 $ 565,000
Rnb State Bank

LONGMONT, CO 80501
* $ n/a 1 $ 35,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 1 $ 195,000
Solera National Bank
319 S SHERIDAN BLVD
LAKEWOOD, CO 80226
* $ n/a 1 $ 145,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 465,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ n/a 1 $ 185,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 285,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 245,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ n/a 1 $ 85,000
Credit Union of Colorado, A Federal Credit Union
1390 LOGAN STREET
DENVER, CO 80217
* $ n/a 1 $ 155,000
Canvas Credit Union
PO BOX 5238
ENGLEWOOD, CO 80155
* $ n/a 1 $ 15,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 295,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ n/a 1 $ 245,000
Belem Servicing, LLC dba Patriot Home Mortgage
230 N 1680 E
ST GEORGE, UT 84770
* $ n/a 1 $ 315,000
Beehive Federal Credit Union
PO BOX 40
REXBURG, ID 83440
* $ n/a 1 $ 565,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 1,685,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 165,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 295,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 285,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 1 $ 175,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 275,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 285,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 455,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 225,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 285,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ n/a 1 $ 205,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 185,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 1 $ 55,000
Hilltop National Bank
POBOX 2680
CASPER, WY 82609
* $ n/a 1 $ 265,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ n/a 1 $ 485,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 265,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 465,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 865,000
Wyhy Federal Credit Union
1715 STILLWATER AVE
CHEYENNE, WY 82009
* $ n/a 1 $ 105,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 285,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 445,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 235,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 765,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 355,000

The tables below break down 2024 mortgage applications in Albany County, WY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Albany County, WY in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 712 $231,770,000 $325,000 $2,205,000 $158,000 $2,703,000
Other Purpose 152 $13,140,000 $86,000 $305,000 $112,000 $383,000
Home Improvement 117 $9,635,000 $82,000 $495,000 $123,000 $334,000
Cash-out Refinancing 116 $36,340,000 $313,000 $10,225,000 $99,000 $451,000
Refinancing 83 $26,145,000 $315,000 $815,000 $131,000 $346,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 822 $208,700,000 $253,000 $2,205,000 $141,000 $2,703,000
Not Provided 130 $34,160,000 $262,000 $1,035,000 $140,000 $634,000
Not applicable 102 $44,970,000 $440,000 $10,225,000 $140,000 $296,000
Hispanic 74 $14,060,000 $190,000 $1,575,000 $126,000 $682,000
Asian 34 $10,290,000 $302,000 $755,000 $165,000 $988,000
American Indian or Alaskan Native 13 $3,375,000 $259,000 $435,000 $110,000 $400,000
Black or African American 3 $735,000 $245,000 $355,000 $118,000 $163,000
Native Hawaiian or Other Pacific Islander 2 $740,000 $370,000 $485,000 $147,000 $237,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 986 $246,330,000 $249,000 $10,225,000 $145,000 $2,703,000
VA-guaranteed (Veterans Administration) 105 $43,615,000 $415,000 $1,035,000 $122,000 $353,000
FHA-insured (Federal Housing Administration) 88 $27,000,000 $306,000 $505,000 $95,000 $265,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $85,000 $85,000 $85,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 710 $198,950,000 $280,000 $10,225,000 $146,000 $2,341,000
Loan Purchased By The Institution 141 $47,425,000 $336,000 $975,000 $144,000 $682,000
Application Withdrawn By Applicant 140 $37,220,000 $265,000 $2,205,000 $166,000 $2,703,000
Application Denied By Financial Institution 136 $23,540,000 $173,000 $1,035,000 $84,000 $445,000
File Closed For Incompleteness 29 $5,095,000 $175,000 $815,000 $152,000 $516,000
Application Approved But Not Accepted 16 $2,660,000 $166,000 $565,000 $91,000 $188,000
Preapproval Approved but not Accepted 4 $1,010,000 $252,000 $315,000 $217,000 $395,000
Preapproval Denied by Financial Institution 4 $1,130,000 $282,000 $485,000 $159,000 $241,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,029 $288,965,000 $280,000 $10,225,000 $146,000 $2,703,000
Debt-To-Income Ratio 63 $13,225,000 $209,000 $1,025,000 $113,000 $1,350,000
Credit History 31 $4,525,000 $145,000 $425,000 $84,000 $241,000
Collateral 23 $2,865,000 $124,000 $325,000 $119,000 $255,000
Other 13 $1,845,000 $141,000 $545,000 $69,000 $168,000
Credit Application Incomplete 12 $2,680,000 $223,000 $1,035,000 $109,000 $237,000
Unverifiable Information 5 $1,245,000 $249,000 $405,000 $110,000 $222,000
Employment History 2 $290,000 $145,000 $275,000 $26,000 $52,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,390,000 $695,000 $735,000 $276,000 $445,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Wyoming Lender List