Arecibo, PR Metro Area Mortgage Lenders & HMDA Data, 2014
In 2014, lenders reported 3,008 mortgage applications in Arecibo, PR metro area totaling $233.4 million. The average application was for $77,599, and applicants reported an average income of $34,000. 44% of applications resulted in an originated loan and 25% were denied. The most active lender was Banco Popular, with 1,122 applications, followed by Firstbank and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2003 |
| Total Number of Mortgage Applications | 3,008 |
| Total Mortgage Loan Application Amount | $233,418,000 |
| Average Mortgage Loan Application Amount | $77,599 |
| Highest Mortgage Loan Application Amount | $632,000 |
| Average Applicant Income | $34,000 |
| Highest Applicant Income | $667,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 26,563,000,000 | 1,122 | $ 63,218,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,636,531,000 | 395 | $ 35,794,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 8,100,165,000 | 280 | $ 14,699,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 5,491,658,000 | 277 | $ 23,782,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 195 | $ 22,611,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,970,729,000 | 184 | $ 21,151,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 6,664,323,000 | 64 | $ 5,692,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 51 | $ 4,401,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 42 | $ 4,001,000 |
| Santander Financial Services 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 38 | $ 2,469,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 35 | $ 4,051,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 33 | $ 3,772,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 29 | $ 2,811,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 29 | $ 2,748,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 25 | $ 2,299,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 17 | $ 1,756,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE, SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 16 | $ 1,796,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 15 | $ 1,773,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 14 | $ 1,525,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ 222,466,000 | 14 | $ 1,286,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 13 | $ 1,530,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ 10,000,000 | 12 | $ 683,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 12 | $ 1,169,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 12 | $ 1,178,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 10 | $ 1,018,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 9 | $ 773,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ 10,000,000 | 7 | $ 784,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ 11,000,000 | 6 | $ 654,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 6 | $ 389,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 6 | $ 468,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 0 | 5 | $ 334,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 5 | $ 520,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 245,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 4 | $ 348,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 3 | $ 170,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 2 | $ 212,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 2 | $ 123,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ 119,815,000 | 2 | $ 100,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 2 | $ 92,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 2 | $ 212,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 2 | $ 225,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 1 | $ 90,000 |
| Cooperativa De A/C De Adjuntas 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 1 | $ 19,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 1 | $ 65,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 1 | $ 76,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 6,533,403,000 | 1 | $ 4,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,373,600,000,000 | 1 | $ 300,000 |
| Community Bank, N.A. 45-49 COURT STREET CANTON, NY 13617 |
* | $ 7,068,834,000 | 1 | $ 2,000 |
The tables below break down 2014 mortgage applications in Arecibo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Arecibo, PR in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,108 | $108,783,000 | $98,000 | $632,000 | $36,000 | $667,000 |
| Home Purchase | 1,005 | $108,048,000 | $107,000 | $374,000 | $37,000 | $360,000 |
| Home Improvement | 895 | $16,587,000 | $18,000 | $504,000 | $29,000 | $253,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,452 | $181,330,000 | $73,000 | $632,000 | $36,000 | $667,000 |
| Not applicable | 520 | $49,441,000 | $95,000 | $374,000 | $25,000 | $261,000 |
| Not Provided | 15 | $442,000 | $29,000 | $225,000 | $30,000 | $56,000 |
| White | 12 | $1,063,000 | $88,000 | $231,000 | $62,000 | $231,000 |
| Black or African American | 6 | $781,000 | $130,000 | $223,000 | $40,000 | $104,000 |
| American Indian or Alaskan Native | 2 | $205,000 | $102,000 | $152,000 | $28,000 | $44,000 |
| Asian | 1 | $156,000 | $156,000 | $156,000 | $83,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,952 | $126,244,000 | $64,000 | $632,000 | $38,000 | $667,000 |
| FHA-insured (Federal Housing Administration) | 567 | $51,888,000 | $91,000 | $424,000 | $21,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 365 | $39,069,000 | $107,000 | $265,000 | $30,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 124 | $16,217,000 | $130,000 | $281,000 | $34,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,326 | $104,041,000 | $78,000 | $632,000 | $38,000 | $667,000 |
| Application Denied By Financial Institution | 743 | $40,932,000 | $55,000 | $414,000 | $31,000 | $301,000 |
| Loan Purchased By The Institution | 532 | $50,974,000 | $95,000 | $380,000 | $25,000 | $261,000 |
| Application Withdrawn By Applicant | 201 | $20,911,000 | $104,000 | $424,000 | $40,000 | $231,000 |
| File Closed For Incompleteness | 118 | $11,415,000 | $96,000 | $288,000 | $44,000 | $540,000 |
| Application Approved But Not Accepted | 88 | $5,145,000 | $58,000 | $219,000 | $38,000 | $214,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 59 | $5,095,000 | $86,000 | $300,000 | $37,000 | $153,000 |
| Debt-To-Income Ratio | 37 | $3,376,000 | $91,000 | $200,000 | $28,000 | $68,000 |
| Collateral | 31 | $3,333,000 | $107,000 | $224,000 | $41,000 | $145,000 |
| Other | 25 | $2,489,000 | $99,000 | $298,000 | $33,000 | $120,000 |
| Employment History | 8 | $741,000 | $92,000 | $170,000 | $33,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $571,000 | $114,000 | $210,000 | $51,000 | $114,000 |
| Credit Application Incomplete | 4 | $470,000 | $117,000 | $225,000 | $26,000 | $37,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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