Asotin County, WA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 740 mortgage applications in Asotin County, WA totaling $169.3 million, up 16% from 2023. The average application was for $228,000, and applicants reported an average income of $104,000. 59% of applications resulted in an originated loan and 14% were denied. The most active lender was Potlatch No 1 Financial Credit U, with 131 applications, followed by United Wholesale Mortgage and Freedom Northwest Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 740
Total Mortgage Loan Application Amount $169,320,000
Average Mortgage Loan Application Amount $228,000
Highest Mortgage Loan Application Amount $1,235,000
Average Applicant Income $104,000
Highest Applicant Income $660,000

Mortgage Company List for Lending in Asotin County, WA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Potlatch No 1 Financial Credit U
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ n/a 131 $ 21,855,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 57 $ 16,165,000
Freedom Northwest Credit Union
303 MAIN ST
KAMIAH, ID 83536
* $ n/a 35 $ 5,685,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 32 $ 4,530,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 30 $ 11,000,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ n/a 29 $ 6,005,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 28 $ 6,090,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 28 $ 8,680,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 28 $ 8,940,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 15 $ 4,395,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 15 $ 4,075,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 15 $ 4,345,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 12 $ 3,050,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 11 $ 3,305,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 10 $ 750,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 1,570,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 8 $ 2,030,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 1,450,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,535,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 545,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 6 $ 2,600,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ n/a 6 $ 1,200,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,820,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 2,370,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 6 $ 1,240,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 5 $ 295,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 5 $ 1,345,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 5 $ 855,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 525,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 5 $ 1,055,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 1,285,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ n/a 5 $ 505,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 1,545,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 4 $ 740,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 990,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 420,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 1,350,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 4 $ 1,400,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 4 $ 520,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ n/a 4 $ 940,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ n/a 3 $ 895,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 825,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 3 $ 585,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 3 $ 245,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 675,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 475,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 675,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 475,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ n/a 2 $ 640,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 350,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 760,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 560,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 2 $ 480,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 330,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 2 $ 200,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 610,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 560,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 110,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 2 $ 640,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 600,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 180,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 430,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 1 $ 315,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 325,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 175,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 265,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 305,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 505,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 185,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 275,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 195,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 1 $ 595,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 195,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 195,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 215,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 305,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 165,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 205,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ n/a 1 $ 125,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 635,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 345,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 1 $ 365,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 195,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 345,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 175,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 175,000
Verity Credit Union
PO BOX 75974
SEATTLE, WA 98155
* $ n/a 1 $ 105,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 55,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 55,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 335,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 55,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 245,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 155,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 195,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 185,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 455,000
Five Star Bank
2240 DOUGLAS BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 775,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ n/a 1 $ 95,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 395,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 325,000

The tables below break down 2024 mortgage applications in Asotin County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Asotin County, WA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 346 $97,490,000 $281,000 $1,235,000 $100,000 $604,000
Cash-out Refinancing 150 $31,980,000 $213,000 $725,000 $107,000 $660,000
Other Purpose 106 $10,860,000 $102,000 $445,000 $103,000 $480,000
Refinancing 84 $23,740,000 $282,000 $915,000 $117,000 $518,000
Home Improvement 53 $5,165,000 $97,000 $415,000 $108,000 $654,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 562 $120,050,000 $213,000 $1,235,000 $104,000 $660,000
Not Provided 79 $21,365,000 $270,000 $725,000 $96,000 $288,000
Not applicable 56 $16,780,000 $299,000 $775,000 $126,000 $214,000
Hispanic 18 $4,760,000 $264,000 $655,000 $103,000 $251,000
American Indian or Alaskan Native 9 $1,905,000 $211,000 $375,000 $109,000 $193,000
Black or African American 8 $2,470,000 $308,000 $665,000 $149,000 $431,000
Asian 5 $1,295,000 $259,000 $445,000 $114,000 $220,000
Native Hawaiian or Other Pacific Islander 3 $695,000 $231,000 $255,000 $101,000 $146,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 498 $95,240,000 $191,000 $945,000 $110,000 $660,000
FHA-insured (Federal Housing Administration) 143 $40,625,000 $284,000 $505,000 $83,000 $202,000
VA-guaranteed (Veterans Administration) 90 $31,130,000 $345,000 $1,235,000 $101,000 $265,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $2,325,000 $258,000 $355,000 $72,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 434 $100,110,000 $230,000 $1,235,000 $105,000 $660,000
Application Withdrawn By Applicant 105 $24,925,000 $237,000 $915,000 $101,000 $518,000
Application Denied By Financial Institution 103 $20,105,000 $195,000 $725,000 $86,000 $480,000
Loan Purchased By The Institution 51 $14,485,000 $284,000 $555,000 $95,000 $214,000
Application Approved But Not Accepted 28 $5,760,000 $205,000 $555,000 $170,000 $660,000
File Closed For Incompleteness 18 $3,540,000 $196,000 $365,000 $100,000 $245,000
Preapproval Denied by Financial Institution 1 $395,000 $395,000 $395,000 $77,000 $77,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 600 $142,360,000 $237,000 $1,235,000 $103,000 $654,000
Debt-To-Income Ratio 74 $14,160,000 $191,000 $775,000 $118,000 $660,000
Credit History 21 $3,175,000 $151,000 $535,000 $103,000 $480,000
Collateral 17 $2,455,000 $144,000 $415,000 $93,000 $249,000
Credit Application Incomplete 13 $2,995,000 $230,000 $725,000 $82,000 $230,000
Other 5 $1,515,000 $303,000 $655,000 $126,000 $246,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,125,000 $225,000 $355,000 $52,000 $103,000
Unverifiable Information 2 $380,000 $190,000 $195,000 $39,000 $39,000
Employment History 2 $870,000 $435,000 $615,000 $264,000 $288,000
Mortgage Insurance Denied 1 $285,000 $285,000 $285,000 $64,000 $64,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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