Austin County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,344 mortgage applications in Austin County, TX totaling $341.7 million, down 2% from 2023. The average application was for $254,000, and applicants reported an average income of $133,000. 42% of applications resulted in an originated loan and 20% were denied. The most active lender was 21st Mortgage, with 135 applications, followed by DHI Mortgage Company, Ltd. and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,344
Total Mortgage Loan Application Amount $341,710,000
Average Mortgage Loan Application Amount $254,000
Highest Mortgage Loan Application Amount $1,685,000
Average Applicant Income $133,000
Highest Applicant Income $4,905,000

Mortgage Company List for Lending in Austin County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 135 $ 18,595,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 106 $ 27,300,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 63 $ 8,035,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 58 $ 18,230,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 56 $ 6,480,000
Citizens State Bank
P O BOX 600
SEALY, TX 77474
* $ n/a 44 $ 12,240,000
Stone Meadow Lending, LLC
1177 WEST LOOP S STE 700
HOUSTON, TX 77027
* $ n/a 37 $ 11,035,000
K. Hovnanian American Mortgage
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ n/a 33 $ 8,305,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 31 $ 4,125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 29 $ 3,685,000
Austin County State Bank
P.O. BOX 1466
BELLVILLE, TX 77418
* $ n/a 28 $ 8,310,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 27 $ 8,955,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 26 $ 9,900,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 24 $ 10,190,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 20 $ 7,060,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 19 $ 6,035,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 17 $ 4,725,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 17 $ 4,215,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 15 $ 3,025,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 14 $ 3,540,000
Brazos Valley Schools Credit U
25425 KINGSLAND BLVD
KATY, TX 77494
* $ n/a 14 $ 1,940,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 13 $ 1,455,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 13 $ 4,435,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 13 $ 985,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 12 $ 1,470,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 12 $ 4,610,000
First National Bank of Bellville
PO BOX 128
BELLVILLE, TX 77418
* $ n/a 11 $ 2,435,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 10 $ 3,400,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 1,680,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 9 $ 2,365,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 9 $ 2,385,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 9 $ 915,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 9 $ 3,555,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 9 $ 2,825,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 8 $ 2,010,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 8 $ 5,950,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 8 $ 1,870,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 8 $ 3,250,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 7 $ 865,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 2,445,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 7 $ 1,555,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 7 $ 2,515,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 7 $ 1,875,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 7 $ 1,965,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 6 $ 3,090,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 2,050,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 6 $ 2,070,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 900,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 6 $ 1,340,000
Round Top State Bank
301 N WASHINGTON
ROUND TOP, TX 78954
* $ n/a 5 $ 2,845,000
Industry State Bank
16886 FORDTRAN BLVD
INDUSTRY, TX 78944
* $ n/a 5 $ 1,295,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 5 $ 2,795,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 2,275,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 5 $ 1,185,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 4 $ 1,190,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 1,030,000
First Community Credit Union
15260 FM 529
HOUSTON, TX 77095
* $ n/a 4 $ 780,000
Citizens State Bank
PO BOX 518
SOMERVILLE, TX 77879
* $ n/a 4 $ 780,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ n/a 4 $ 1,110,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 4 $ 1,230,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 4 $ 700,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 1,470,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 950,000
Transpecos Banks, SSB - Pecos, Tx
112 E. PECAN STREET SUITE 800
SAN ANTONIO, TX 78205
* $ n/a 4 $ 710,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 400,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 3 $ 715,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ n/a 3 $ 865,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 465,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ n/a 3 $ 1,325,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 305,000
First Service Credit Union
9621 WEST SAM HOUSTON PKWY N #110
HOUSTON, TX 77084
* $ n/a 3 $ 535,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 3 $ 745,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 3 $ 1,465,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 3 $ 265,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 1,185,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 3 $ 1,435,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 1,095,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 625,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 735,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 420,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 2 $ 590,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ n/a 2 $ 1,690,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 310,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 780,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 2 $ 910,000
Members Choice Credit Union
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ n/a 2 $ 560,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 2 $ 440,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 800,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ n/a 2 $ 430,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ n/a 2 $ 900,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 630,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 2 $ 1,390,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ n/a 2 $ 550,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 2 $ 210,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 490,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 560,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 2 $ 810,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 2 $ 390,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 2 $ 390,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ n/a 2 $ 780,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 1,130,000
City Lending Inc.
8150 LEESBURG PIKE SUITE 405
VIENNA, VA 22182
* $ n/a 2 $ 590,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 180,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 2 $ 580,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 2 $ 590,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 2 $ 580,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 710,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 540,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 2 $ 550,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ n/a 1 $ 485,000
Frontier Bank of Texas
1213 HWY 290 E
ELGIN, TX 78621
* $ n/a 1 $ 705,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ n/a 1 $ 285,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 85,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ n/a 1 $ 575,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ n/a 1 $ 295,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 1 $ 235,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 545,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 245,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ n/a 1 $ 55,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 265,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 305,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 285,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 655,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 105,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 255,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 455,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 485,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 1 $ 345,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 95,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ n/a 1 $ 265,000
Tennessee Valley Federal C U
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ n/a 1 $ 285,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 195,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 465,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 1,685,000
Newfirst National Bank
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ n/a 1 $ 465,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 1 $ 75,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 185,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 285,000
Southtrust Bank, N.A.
601 GUADALUPE ST
GEORGE WEST, TX 78022
* $ n/a 1 $ 115,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ n/a 1 $ 455,000
Houston Federal Credit Union
16320 KENSINGTON
SUGAR LAND, TX 77479
* $ n/a 1 $ 315,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 155,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ n/a 1 $ 335,000
Residential Acceptance Corporation. Rac.
5027 W LAUREL ST
TAMPA, FL 33607
* $ n/a 1 $ 215,000
Investmark Mortgage LLC
200 MIDWAY RD #345
ADDISON, TX 75062
* $ n/a 1 $ 155,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ n/a 1 $ 285,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 355,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 245,000
Stellar Bank
9 GREENWAY PLAZA, SUITE 110
HOUSTON, TX 77046
* $ n/a 1 $ 1,485,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 1 $ 255,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ n/a 1 $ 375,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 295,000
Homeway Mortgage LLC
23218 RED RIVER DR.
KATY, TX 77494
* $ n/a 1 $ 405,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 345,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 445,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 305,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ n/a 1 $ 145,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 205,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 45,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 215,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ n/a 1 $ 325,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ n/a 1 $ 365,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 295,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 55,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ n/a 1 $ 205,000
Gulf Coast Educators Federal Credit Union
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ n/a 1 $ 55,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 505,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 155,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 285,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 235,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 425,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 155,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 555,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 255,000
The Brenham National Bank
2211 S DAY ST
BRENHAM, TX 77833
* $ n/a 1 $ 495,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 205,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 335,000
Bank of Brenham N.A.
501 S AUSTIN ST
BRENHAM, TX 77833
* $ n/a 1 $ 295,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 275,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 185,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 305,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 225,000
Home Financing Unlimited, Inc.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ n/a 1 $ 545,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 1 $ 275,000

The tables below break down 2024 mortgage applications in Austin County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Austin County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,003 $253,385,000 $252,000 $1,685,000 $121,000 $3,132,000
Refinancing 133 $48,975,000 $368,000 $1,535,000 $167,000 $790,000
Cash-out Refinancing 95 $23,315,000 $245,000 $675,000 $188,000 $4,905,000
Other Purpose 63 $8,485,000 $134,000 $755,000 $140,000 $1,047,000
Home Improvement 48 $7,410,000 $154,000 $405,000 $183,000 $742,000
Not Applicable 2 $140,000 $70,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 585 $158,385,000 $270,000 $1,685,000 $160,000 $4,905,000
Hispanic 337 $73,585,000 $218,000 $1,485,000 $98,000 $1,156,000
Not applicable 184 $53,480,000 $290,000 $855,000 $188,000 $601,000
Black or African American 107 $20,705,000 $193,000 $1,485,000 $80,000 $564,000
Not Provided 98 $28,230,000 $288,000 $1,555,000 $142,000 $1,136,000
Asian 26 $5,990,000 $230,000 $535,000 $130,000 $310,000
American Indian or Alaskan Native 6 $1,090,000 $181,000 $275,000 $173,000 $400,000
Native Hawaiian or Other Pacific Islander 1 $245,000 $245,000 $245,000 $150,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,003 $240,565,000 $239,000 $1,685,000 $139,000 $4,905,000
FHA-insured (Federal Housing Administration) 250 $70,090,000 $280,000 $485,000 $110,000 $3,132,000
VA-guaranteed (Veterans Administration) 76 $27,510,000 $361,000 $755,000 $126,000 $819,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $3,545,000 $236,000 $305,000 $87,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 563 $166,935,000 $296,000 $1,685,000 $156,000 $4,905,000
Application Denied By Financial Institution 275 $52,435,000 $190,000 $1,485,000 $109,000 $3,132,000
Loan Purchased By The Institution 184 $52,930,000 $287,000 $855,000 $137,000 $601,000
Application Withdrawn By Applicant 157 $41,305,000 $263,000 $1,125,000 $134,000 $1,156,000
File Closed For Incompleteness 91 $14,555,000 $159,000 $675,000 $99,000 $537,000
Application Approved But Not Accepted 73 $13,215,000 $181,000 $565,000 $88,000 $241,000
Preapproval Approved but not Accepted 1 $335,000 $335,000 $335,000 $133,000 $133,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 967 $260,905,000 $269,000 $1,685,000 $138,000 $4,905,000
Debt-To-Income Ratio 198 $45,100,000 $227,000 $1,535,000 $114,000 $742,000
Credit History 106 $15,650,000 $147,000 $415,000 $99,000 $1,047,000
Collateral 19 $7,735,000 $407,000 $1,485,000 $224,000 $660,000
Credit Application Incomplete 19 $5,065,000 $266,000 $615,000 $126,000 $269,000
Other 12 $1,930,000 $160,000 $265,000 $139,000 $289,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,305,000 $300,000 $1,265,000 $113,000 $249,000
Unverifiable Information 7 $1,005,000 $143,000 $395,000 $502,000 $3,132,000
Employment History 5 $1,015,000 $203,000 $335,000 $81,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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