Barron County, WI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,679 mortgage applications in Barron County, WI totaling $300.2 million, up 15% from 2023. The average application was for $178,000, and applicants reported an average income of $110,000. 59% of applications resulted in an originated loan and 16% were denied. The most active lender was Westconsin Credit Union, with 257 applications, followed by Royal Credit Union and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,679
Total Mortgage Loan Application Amount $300,165,000
Average Mortgage Loan Application Amount $178,000
Highest Mortgage Loan Application Amount $2,855,000
Average Applicant Income $110,000
Highest Applicant Income $1,435,000

Mortgage Company List for Lending in Barron County, WI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 257 $ 33,455,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 224 $ 33,610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 79 $ 12,255,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ n/a 74 $ 11,750,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 66 $ 14,820,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 65 $ 12,475,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 58 $ 11,930,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 54 $ 13,500,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 36 $ 6,160,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 26 $ 6,170,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 25 $ 2,945,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 24 $ 1,630,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 24 $ 6,890,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 23 $ 6,485,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 23 $ 5,125,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 21 $ 5,375,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 21 $ 3,605,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 20 $ 5,300,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 19 $ 845,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 17 $ 1,645,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 17 $ 1,425,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 17 $ 2,445,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ n/a 15 $ 1,835,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 14 $ 1,100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 13 $ 2,695,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 13 $ 3,965,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ n/a 12 $ 2,860,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 12 $ 640,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 12 $ 430,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 11 $ 1,835,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 11 $ 2,585,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 10 $ 580,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 10 $ 2,460,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 9 $ 1,885,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 8 $ 2,280,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 8 $ 2,130,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 1,515,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 1,875,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 7 $ 1,315,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 1,745,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 7 $ 1,775,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 6 $ 1,610,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 6 $ 1,880,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 6 $ 960,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 5 $ 1,095,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 405,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 5 $ 1,055,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 245,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ n/a 5 $ 3,595,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 5 $ 945,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 320,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 480,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 670,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 4 $ 590,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ n/a 4 $ 1,050,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 670,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 4 $ 230,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 1,500,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ n/a 4 $ 1,050,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 1,120,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 4 $ 630,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 335,000
Intercity State Bank
962 GRAND AVE
SCHOFIELD, WI 54476
* $ n/a 3 $ 435,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 3 $ 615,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 3 $ 505,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 3 $ 625,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 3 $ 865,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 525,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 3 $ 775,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 2 $ 460,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 2 $ 400,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 130,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 460,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 500,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ n/a 2 $ 360,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 230,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 2 $ 610,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 2 $ 520,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ n/a 2 $ 500,000
Westby Co-Op Credit Union
501 N MAIN ST
WESTBY, WI 54667
* $ n/a 2 $ 260,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 2 $ 340,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ n/a 2 $ 90,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 2 $ 800,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 2 $ 330,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 2 $ 830,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 220,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 420,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 2 $ 340,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 260,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 310,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 2 $ 1,270,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 510,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 430,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 2 $ 780,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 180,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ n/a 1 $ 355,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ n/a 1 $ 225,000
Citizens First Bank
101 S MAIN ST
VIROQUA, WI 54665
* $ n/a 1 $ 75,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 525,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 175,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 295,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 75,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 85,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 75,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ n/a 1 $ 705,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 255,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ n/a 1 $ 35,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 135,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 1 $ 215,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 1 $ 55,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ n/a 1 $ 235,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 1 $ 665,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 215,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 605,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 285,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 1 $ 85,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 215,000
North American Banking Company

MINNEAPOLIS, MN 55410
* $ n/a 1 $ 1,125,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 205,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 145,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 1 $ 405,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 85,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 225,000
Bank of Sun Prairie
228 E MAIN ST
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 155,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 135,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ n/a 1 $ 145,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 1 $ 105,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 655,000
The Peoples Community Bank
222 W. COMMERCIAL ST., PO BOX 8
MAZOMANIE, WI 53560
* $ n/a 1 $ 65,000
Park State Bank
2630 WEST SUPERIOR STREET
DULUTH, MN 55806
* $ n/a 1 $ 145,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ n/a 1 $ 545,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 115,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ n/a 1 $ 305,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ n/a 1 $ 335,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 1 $ 35,000
Eagle Rock Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ n/a 1 $ 285,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 1 $ 255,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 1 $ 25,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 875,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 275,000
First State Bank of Wyoming
26741 FELTON AVE - PO BOX 308
WYOMING, MN 55092
* $ n/a 1 $ 255,000
Indianhead Credit Union
104 E MAPLE ST
SPOONER, WI 54801
* $ n/a 1 $ 35,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 495,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 25,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ n/a 1 $ 365,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 215,000
Premier Bank Minnesota
101 10TH ST E
HASTINGS, MN 55033
* $ n/a 1 $ 175,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 15,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 85,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 145,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 345,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 95,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 1 $ 105,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ n/a 1 $ 625,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 1 $ 5,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 115,000
F & M Community Bank, N.A.
PO BOX 467
PRESTON, MN 55965
* $ n/a 1 $ 235,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 75,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 35,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 545,000

The tables below break down 2024 mortgage applications in Barron County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Barron County, WI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 784 $182,930,000 $233,000 $2,855,000 $120,000 $1,435,000
Cash-out Refinancing 284 $48,670,000 $171,000 $935,000 $96,000 $1,053,000
Other Purpose 230 $20,460,000 $88,000 $655,000 $107,000 $623,000
Home Improvement 225 $15,195,000 $67,000 $375,000 $104,000 $1,334,000
Refinancing 155 $32,805,000 $211,000 $2,015,000 $102,000 $666,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,336 $222,780,000 $166,000 $1,125,000 $109,000 $1,435,000
Not Provided 140 $29,290,000 $209,000 $975,000 $127,000 $717,000
Not applicable 139 $34,505,000 $248,000 $2,855,000 $35,000 $35,000
Hispanic 28 $6,200,000 $221,000 $455,000 $94,000 $623,000
American Indian or Alaskan Native 12 $2,150,000 $179,000 $405,000 $79,000 $207,000
Asian 12 $2,320,000 $193,000 $365,000 $84,000 $149,000
Black or African American 10 $2,590,000 $259,000 $705,000 $128,000 $266,000
Native Hawaiian or Other Pacific Islander 2 $330,000 $165,000 $185,000 $52,000 $54,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,307 $216,325,000 $165,000 $2,855,000 $116,000 $1,435,000
FHA-insured (Federal Housing Administration) 208 $43,130,000 $207,000 $485,000 $81,000 $343,000
VA-guaranteed (Veterans Administration) 87 $25,155,000 $289,000 $575,000 $92,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $15,555,000 $202,000 $275,000 $74,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 983 $182,945,000 $186,000 $2,015,000 $120,000 $1,435,000
Application Denied By Financial Institution 272 $35,970,000 $132,000 $905,000 $78,000 $1,053,000
Application Withdrawn By Applicant 204 $40,160,000 $196,000 $935,000 $112,000 $666,000
Loan Purchased By The Institution 117 $24,775,000 $211,000 $665,000 $95,000 $174,000
File Closed For Incompleteness 63 $8,915,000 $141,000 $465,000 $103,000 $439,000
Application Approved But Not Accepted 39 $7,065,000 $181,000 $2,855,000 $93,000 $329,000
Preapproval Approved but not Accepted 1 $335,000 $335,000 $335,000 $83,000 $83,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,366 $251,890,000 $184,000 $2,015,000 $114,000 $1,435,000
Debt-To-Income Ratio 139 $25,805,000 $185,000 $2,855,000 $99,000 $716,000
Credit History 79 $8,405,000 $106,000 $315,000 $80,000 $299,000
Collateral 48 $7,660,000 $159,000 $905,000 $104,000 $1,053,000
Credit Application Incomplete 23 $2,785,000 $121,000 $345,000 $67,000 $155,000
Other 10 $1,110,000 $111,000 $335,000 $96,000 $223,000
Employment History 7 $905,000 $129,000 $345,000 $74,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,530,000 $255,000 $595,000 $129,000 $404,000
Unverifiable Information 1 $75,000 $75,000 $75,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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