Baxter County, AR Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,703 mortgage applications in Baxter County, AR totaling $296.5 million, up 20% from 2023. The average application was for $174,000, and applicants reported an average income of $100,000. 57% of applications resulted in an originated loan and 13% were denied. The most active lender was Click N' Close, Inc., with 255 applications, followed by Arvest Bank and Anstaff Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,703
Total Mortgage Loan Application Amount $296,485,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $2,605,000
Average Applicant Income $100,000
Highest Applicant Income $2,040,000

Mortgage Company List for Lending in Baxter County, AR for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 255 $ 52,775,000
Arvest Bank

TULSA, OK 74103
* $ n/a 207 $ 35,405,000
Anstaff Bank
PO BOX 1900
GREEN FOREST, AR 72638
* $ n/a 86 $ 12,920,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ n/a 86 $ 16,680,000
First Security Bank
PO BOX 938
SEARCY, AR 72143
* $ n/a 69 $ 9,785,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 62 $ 11,440,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 55 $ 11,005,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 44 $ 6,760,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ n/a 36 $ 6,090,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 29 $ 6,555,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 28 $ 1,850,000
Fnbc Bank
636 ASH FLAT DR
ASH FLAT, AR 72513
* $ n/a 25 $ 4,175,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 24 $ 4,680,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 24 $ 2,460,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 22 $ 4,010,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 22 $ 4,020,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 21 $ 3,495,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 20 $ 1,570,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 19 $ 3,185,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 19 $ 3,615,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 18 $ 1,500,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 17 $ 2,985,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 17 $ 2,895,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 17 $ 3,085,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 16 $ 870,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 15 $ 2,235,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 15 $ 2,635,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 14 $ 2,850,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 13 $ 1,455,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 12 $ 2,700,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ n/a 11 $ 2,415,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 11 $ 635,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 9 $ 995,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 465,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 2,030,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 8 $ 1,000,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 8 $ 1,600,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 1,250,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 745,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 6 $ 640,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 1,270,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 6 $ 610,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 6 $ 1,720,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 6 $ 1,090,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 5 $ 335,000
Focus Bank
PO BOX 99
CHARLESTON, MO 63834
* $ n/a 5 $ 1,705,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 5 $ 835,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 735,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 5 $ 975,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 945,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 870,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 820,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 4 $ 680,000
Bank of 1889
PO 367
BERRYVILLE, AR 72616
* $ n/a 4 $ 620,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 1,090,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 4 $ 780,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 4 $ 650,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 4 $ 300,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 3 $ 205,000
Success Credit Union
P.O. BOX 467
BLYTHEVILLE, AR 72316
* $ n/a 3 $ 295,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 3 $ 815,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 545,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ n/a 3 $ 765,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 225,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ n/a 3 $ 615,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ n/a 3 $ 825,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 735,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 3 $ 1,225,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 325,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 3 $ 385,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 535,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 3 $ 215,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 805,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 535,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 605,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 425,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 330,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ n/a 2 $ 510,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ n/a 2 $ 280,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 2 $ 640,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 2 $ 410,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ n/a 2 $ 230,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 2 $ 340,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 2 $ 260,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 460,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 270,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 90,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 530,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 35,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 125,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 135,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 385,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 85,000
Legacy National Bank
4055 W SUNSET
P O BOX 6490, AR 72766
* $ n/a 1 $ 215,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 155,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 1 $ 105,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 335,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 365,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 295,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 425,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 1 $ 165,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 435,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ n/a 1 $ 115,000
Cross Bank
P. O. BOX 9
WYNNE, AR 72396
* $ n/a 1 $ 305,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ n/a 1 $ 795,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 145,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 1 $ 105,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 85,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ n/a 1 $ 185,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 125,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 125,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 205,000
The Hometown Savings Bank
533 OHIO ST (PO BOX 9629)
TERRE HAUTE, IN 47807
* $ n/a 1 $ 65,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 165,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 35,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ n/a 1 $ 385,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ n/a 1 $ 135,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 225,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ n/a 1 $ 115,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 105,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 45,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 155,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 105,000
Family Savings Credit Union
711 E MEIGHAN BLVD
RAINBOW CITY, AL 35906
* $ n/a 1 $ 115,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 405,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ n/a 1 $ 105,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 1 $ 495,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 145,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 245,000
First Bank of Manhattan
230 S STATE STREET
MANHATTAN, IL 60442
* $ n/a 1 $ 165,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 215,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ n/a 1 $ 335,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 175,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ n/a 1 $ 335,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ n/a 1 $ 695,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 655,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 115,000
The City National Bank of Sulphur Springs
1108 S BROADWAY ST
SULPHUR SPRINGS, TX 75482
* $ n/a 1 $ 285,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 185,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 125,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ n/a 1 $ 145,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 1 $ 265,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 135,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 85,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ n/a 1 $ 175,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 245,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 225,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 175,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 175,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 175,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ n/a 1 $ 615,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 35,000
Cs Bank
PO BOX 309, 152 EAST VAN BUREN
EUREKA SPRINGS, AR 72632
* $ n/a 1 $ 185,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 225,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 1 $ 605,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 325,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 205,000
Village Bank & Trust, N.A.
234 WEST NORTH WEST HIGHWAY
ARLINGTON HEIGHTS, IL 60004
* $ n/a 1 $ 205,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 75,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 125,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 125,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 65,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 75,000

The tables below break down 2024 mortgage applications in Baxter County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Baxter County, AR in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 920 $196,330,000 $213,000 $2,605,000 $114,000 $2,040,000
Cash-out Refinancing 267 $43,685,000 $163,000 $765,000 $75,000 $647,000
Other Purpose 180 $12,230,000 $67,000 $305,000 $84,000 $425,000
Refinancing 175 $33,425,000 $191,000 $1,005,000 $93,000 $282,000
Home Improvement 160 $10,730,000 $67,000 $225,000 $92,000 $624,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,302 $219,060,000 $168,000 $1,205,000 $100,000 $2,040,000
Not applicable 187 $40,275,000 $215,000 $2,605,000 $0 $0
Not Provided 154 $27,000,000 $175,000 $1,515,000 $106,000 $1,770,000
Hispanic 32 $5,640,000 $176,000 $535,000 $95,000 $510,000
American Indian or Alaskan Native 11 $1,195,000 $108,000 $235,000 $61,000 $134,000
Asian 9 $1,725,000 $191,000 $395,000 $126,000 $420,000
Black or African American 5 $1,105,000 $221,000 $405,000 $93,000 $127,000
Native Hawaiian or Other Pacific Islander 3 $485,000 $161,000 $385,000 $138,000 $221,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,182 $192,420,000 $162,000 $2,605,000 $110,000 $2,040,000
FHA-insured (Federal Housing Administration) 232 $41,480,000 $178,000 $445,000 $70,000 $204,000
VA-guaranteed (Veterans Administration) 204 $48,570,000 $238,000 $645,000 $85,000 $291,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 85 $14,015,000 $164,000 $325,000 $63,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 970 $177,630,000 $183,000 $2,605,000 $114,000 $2,040,000
Application Withdrawn By Applicant 269 $49,495,000 $183,000 $1,005,000 $80,000 $639,000
Application Denied By Financial Institution 214 $25,890,000 $120,000 $755,000 $72,000 $593,000
Loan Purchased By The Institution 140 $27,910,000 $199,000 $605,000 $95,000 $444,000
File Closed For Incompleteness 61 $7,675,000 $125,000 $525,000 $86,000 $300,000
Application Approved But Not Accepted 48 $7,720,000 $160,000 $585,000 $88,000 $202,000
Preapproval Approved but not Accepted 1 $165,000 $165,000 $165,000 $137,000 $137,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,367 $250,295,000 $183,000 $2,605,000 $100,000 $2,040,000
Debt-To-Income Ratio 173 $28,655,000 $165,000 $1,055,000 $125,000 $1,520,000
Credit History 62 $5,050,000 $81,000 $415,000 $61,000 $201,000
Collateral 43 $4,975,000 $115,000 $405,000 $90,000 $593,000
Credit Application Incomplete 32 $4,110,000 $128,000 $415,000 $70,000 $189,000
Unverifiable Information 13 $1,595,000 $122,000 $365,000 $54,000 $108,000
Other 10 $1,510,000 $151,000 $295,000 $113,000 $234,000
Insufficient Cash (Downpayment, Closing Cost) 2 $230,000 $115,000 $145,000 $258,000 $492,000
Employment History 1 $65,000 $65,000 $65,000 $55,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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