Bellingham, WA Metro Area Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 16,160 mortgage applications in Bellingham, WA metro area totaling $3.7 billion, up 28% from 2011. The average application was for $229,504, and applicants reported an average income of $84,000. 56% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 2,395 applications, followed by Whatcom Educational Credit Uni and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 16,160
Total Mortgage Loan Application Amount $3,708,787,000
Average Mortgage Loan Application Amount $229,504
Highest Mortgage Loan Application Amount $18,553,000
Average Applicant Income $84,000
Highest Applicant Income $4,714,000

Mortgage Company List for Lending in Bellingham, WA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 2,395 $ 530,398,000
Whatcom Educational Credit Uni
PO BOX 9750
BELLINGHAM, WA 98227
* $ 775,766,000 1,900 $ 372,262,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 1,269 $ 279,975,000
Peoples Bank
3100 WOBURN STREET
BELLINGHAM, WA 98226
* $ 1,224,918,000 1,227 $ 305,825,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 640,272,000 1,003 $ 261,951,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 948 $ 233,636,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,207,809,000 687 $ 160,033,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,048,154,000 421 $ 83,881,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 341 $ 80,746,000
Whidbey Island Bank
PO BOX 7001
OAK HARBOR, WA 98277
* $ 1,668,639,000 298 $ 74,817,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 262 $ 62,598,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 252 $ 56,709,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 217 $ 60,291,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 187 $ 39,999,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 187 $ 29,288,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 186 $ 33,351,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 13,653,019,000 161 $ 46,981,000
Industrial CU of Whatcom County
3233 NORTHWEST AVENUE
BELLINGHAM, WA 98225
* $ 152,532,000 158 $ 20,949,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 156 $ 36,254,000
North Coast
1100 DUPONT ST
BELLINGHAM, WA 98225
* $ 154,520,000 151 $ 14,552,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 125 $ 30,668,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ 106,268,000 118 $ 25,481,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 115 $ 29,452,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 98 $ 20,127,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 97 $ 22,856,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 92 $ 17,551,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 89 $ 21,004,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 86 $ 20,399,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 85 $ 20,493,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 83 $ 19,151,000
Boeing Employees Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 9,954,964,000 78 $ 14,516,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 72 $ 17,269,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 69 $ 15,404,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 61 $ 14,813,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,248,472,000 57 $ 15,454,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 55 $ 10,923,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 53 $ 14,483,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 52 $ 11,443,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 51 $ 11,724,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 51 $ 12,798,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 43 $ 9,355,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 40 $ 8,614,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 39 $ 10,146,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 37 $ 9,039,000
CU Home Mortgage Solutions, Ll
11027 MERIDIAN AVE N, SUITE 102
SEATTLE, WA 98133
* $ 40,000,000 37 $ 6,065,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 35 $ 8,152,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 35 $ 7,067,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 33 $ 8,789,000
Mortgage Advisory Group
2902 COLBY AVENUE
EVERETT, WA 98201
* $ 12,500,000 33 $ 6,855,000
Skagit Bank
301 E FAIRHAVEN AVE (PO BOX 285)
BURLINGTON, WA 98233
* $ 723,263,000 33 $ 7,148,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 32 $ 6,158,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 32 $ 31,747,000
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 31 $ 5,995,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 30 $ 7,929,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 30 $ 7,591,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 30 $ 6,994,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 29 $ 7,534,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 28 $ 6,158,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 26 $ 6,003,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 25 $ 6,354,000
Hunter Financial Group, LLC
1711 W. GREENTREE DR. SUITE 111
TEMPE, AZ 85284
* $ 17,778,000 25 $ 6,257,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 25 $ 5,749,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 23 $ 5,750,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 23 $ 6,629,000
Verity Credit Union
PO BOX 75974
SEATTLE, WA 98155
* $ 382,043,000 22 $ 3,276,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 22 $ 5,487,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 22 $ 5,048,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 21 $ 4,975,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 88,967,536,000 21 $ 10,149,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 1,657,597,000 19 $ 3,689,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 19 $ 3,548,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 19 $ 5,359,000
Westedge Federal Credit Union
2501 JAMES STREET
BELLINGHAM, WA 98225
* $ 51,873,000 18 $ 1,911,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 17 $ 4,168,000
Qualstar Credit Union
PO BOX 3050
BOTHELL, WA 98041
* $ 316,715,000 17 $ 2,986,000
Northrim Bank
3111 C STREET
ANCHORAGE, AK 99503
* $ 1,079,217,000 17 $ 3,855,000
The Legacy Group
11225 SE 6TH STREET SUITE 110
BELLEVUE, WA 98004
* $ 12,000,000 16 $ 4,329,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 16 $ 4,892,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 15 $ 3,087,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 15 $ 4,158,000
Sound Mortgage,Inc.
500 SOUTH 336TH STREET, SUITE 201
FEDERAL WAY, WA 98003
* $ 10,000,000 15 $ 3,455,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 15 $ 3,886,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 15 $ 3,734,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 14 $ 3,096,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 14 $ 3,149,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 14 $ 3,608,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 14 $ 3,194,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 13 $ 2,939,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 13 $ 3,695,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 13 $ 3,657,000
Inspirus Credit Union
5200 SOUTHCENTER BLVD
SEATTLE, WA 98188
* $ 857,645,000 13 $ 217,000
Savibank
1854 S BURLINGTON BOULEVARD
BURLINGTON, WA 98233
* $ 88,688,000 12 $ 5,377,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 12 $ 3,147,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 12 $ 2,505,000
Penrith Home Loans

MODESTO, CA 95350
* $ 8,526,000 11 $ 2,831,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 11 $ 2,459,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 11 $ 2,368,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 10 $ 2,182,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,556,684,000 10 $ 2,879,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 10 $ 2,513,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 10 $ 2,735,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 10 $ 4,594,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 10 $ 3,220,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 10 $ 2,077,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 10 $ 2,443,000
Salal Credit Union
1515 DEXTER AVE N
SEATTLE, WA 98115
* $ 345,577,000 10 $ 2,359,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 9 $ 1,824,000
Steward Investments, Inc
1808 ASTON AVE. STE 200
CARLSBAD, CA 92008
* $ 25,989,000 9 $ 2,627,000
Seattle Bank
600 UNIVERSITY STREET SUITE 1850
SEATTLE, WA 98101
* $ 314,340,000 9 $ 2,172,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 9 $ 2,094,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 9 $ 2,237,000
Suburban Mortgage Co of Nm
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,906,000
Bexil American Mortgage Inc.
10251 VISTA SORRENTO PKWY, STE. 225
SAN DIEGO, CA 92121
* $ 0 9 $ 2,582,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 9 $ 2,245,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 9 $ 2,087,000
Network Mortgage Services, Inc.
19101 36TH AVE W, SUITE 103
LYNNWOOD, WA 98036
* $ 10,000,000 9 $ 1,936,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 8 $ 1,865,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 8 $ 2,254,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 8 $ 2,304,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 8 $ 2,120,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 7 $ 1,453,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 7 $ 2,347,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 7 $ 1,593,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 7 $ 1,766,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 7 $ 486,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 7 $ 1,535,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 7 $ 1,497,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 7 $ 1,480,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 7 $ 1,468,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 7 $ 1,090,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 6 $ 845,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 6 $ 1,694,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 6 $ 972,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 6 $ 1,417,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 6 $ 1,330,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 6 $ 1,707,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 121,532,000 5 $ 1,251,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 5 $ 1,413,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 5 $ 822,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 5 $ 1,126,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 744,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 291,219,000 5 $ 2,011,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 5,134,908,000 5 $ 1,256,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 2,274,641,000 5 $ 3,121,000
Mortgage Brokers Services, Inc.
604 OAKESDALE AVENUE SW #B-103
RENTON, WA 98057
* $ 10,000,000 5 $ 1,074,000
Landover Mortgage LLC
3535 FACTORIA BLVD SE #250
BELLEVUE, WA 98006
* $ 2,000,000,000 5 $ 1,211,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 5 $ 1,567,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 5 $ 867,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 5 $ 926,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 5 $ 1,256,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 4 $ 1,028,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 4 $ 886,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 4 $ 1,076,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 967,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 4 $ 950,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 1,030,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 4 $ 813,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 4 $ 1,227,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 4 $ 1,037,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 848,000
Northwest Plus Credit Union
2821 HEWITT AVE
EVERETT, WA 98201
* $ 148,010,000 4 $ 576,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 4 $ 773,000
Peak Credit Union
4501 INTELCO LOOP SE
LACEY, WA 98503
* $ 784,639,000 4 $ 598,000
Gateway Bank F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 266,820,000 4 $ 1,093,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 4 $ 66,000
Sound Community Bank
2400 3RD AVENUE SUITE150
SEATTLE, WA 98121
* $ 339,645,000 4 $ 544,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 232,000,000 4 $ 382,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 4 $ 573,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 4 $ 780,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 4 $ 855,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 3 $ 838,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 4,786,966,000 3 $ 539,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 3 $ 930,000
Seattle Metropolitan Credit Union
1521 1ST AVENUE S
SEATTLE, WA 98134
* $ 567,024,000 3 $ 734,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 3 $ 839,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,534,000 3 $ 643,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,172,393,000 3 $ 1,166,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 3 $ 572,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 732,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 233,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 1,465,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 673,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 924,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 524,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 873,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 3 $ 536,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 3 $ 809,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 3 $ 474,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 3 $ 1,075,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 998,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 558,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 3 $ 621,000
All Western Mortgage Inc
8345 W SUNSET RD SUITE 380
LAS VGEAS, NV 89113
* $ 1,175,181,000 2 $ 381,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ 1,000,000,000 2 $ 243,000
First Continental Mortgage, Ltd.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77072
* $ 10,000,000 2 $ 425,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 2 $ 351,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 2 $ 549,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 96,267,000 2 $ 466,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 2 $ 184,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 2 $ 275,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ 3,153,000 2 $ 412,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 2 $ 491,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 2 $ 594,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 2 $ 626,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 470,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 829,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 465,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 2 $ 273,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,235,536,000 2 $ 1,234,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 1,138,033,000 2 $ 664,000
Sound Credit Union
1331 BROADWAY
TACOMA, WA 98402
* $ 1,038,685,000 2 $ 246,000
Red Canoe Credit Union
1418 15TH AVE
LONGVIEW, WA 98632
* $ 581,285,000 2 $ 376,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ 10,000,000 2 $ 461,000
Hapo Community Credit Union
7601 W CLEARWATER AVE
KENNEWICK, WA 99336
* $ 1,014,989,000 2 $ 407,000
Prevail Credit Union
801 2ND AVE SUITE 100
SEATTLE, WA 98104
* $ 235,346,000 2 $ 540,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 2 $ 645,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 154,241,000 2 $ 486,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 2 $ 460,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 2 $ 725,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,388,411,000 2 $ 157,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 2 $ 661,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 2 $ 373,000
Opus Bank
19900 MACARTHUR BLVD 12TH FL
IRVINE, CA 92612
* $ 2,404,245,000 2 $ 1,925,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 464,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 347,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 2 $ 495,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 2 $ 572,000
Anchor Bank
120 N BROADWAY
ABERDEEN, WA 98520
* $ 486,534,000 2 $ 344,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1 $ 179,000
The First Bexley Bank
2680 E MAIN STREET
BEXLEY, OH 43209
* $ 186,111,000 1 $ 241,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 824,374,000 1 $ 665,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 283,794,000 1 $ 231,000
Pacific Crest Savings Bank
3500 188TH ST. S.W. SUITE 575
LYNNWOOD, WA 98037
* $ 157,176,000 1 $ 123,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 136,147,000 1 $ 380,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 1 $ 174,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 1 $ 102,000
Pacific Mercantile Bank
949 SOUTH COAST DRIVE 3RD FLOOR
COSTA MESA, CA 92626
* $ 1,023,563,000 1 $ 219,000
Usameribank
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 2,120,766,000 1 $ 332,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 251,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 1 $ 167,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 74,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 23,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 1 $ 191,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 417,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 1 $ 160,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 231,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 219,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 250,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 412,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 1 $ 230,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 165,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,612,136,000 1 $ 50,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 130,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 7,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ 10,000,000 1 $ 157,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 1 $ 205,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 234,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 361,000
Solarity Credit Union
P.O. BOX 2922
YAKIMA, WA 98902
* $ 477,944,000 1 $ 110,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 256,000
Alpine Bank
2200 GRAND AVE
GLENWOOD SPRINGS, CO 81601
* $ 2,256,513,000 1 $ 370,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 5,848,935,000 1 $ 350,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 459,051,000 1 $ 106,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 4,686,877,000 1 $ 7,000
Cascade Federal Credit Union
18020 80TH AVENUE SOUTH
KENT, WA 98032
* $ 253,430,000 1 $ 71,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 140,933,000 1 $ 401,000
Aerospace Federal Credit Union

LOS ANGELES, CA 90009
* $ 339,710,000 1 $ 250,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,663,069,000 1 $ 330,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 777,842,000 1 $ 154,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,741,434,000 1 $ 163,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 170,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 851,816,000 1 $ 222,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,383,068,000 1 $ 395,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 198,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 179,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 97,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 1 $ 171,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 1 $ 18,553,000
Blufi Lending Corp.
1808 ASTON AVE., STE. 190
CARLSBAD, CA 92008
* $ 4,703,000 1 $ 169,000
Mount Olympus Mortgage Company
2600 MICHELSON DR., #250
IRVINE, CA 92612
* $ 10,000,000 1 $ 274,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 1 $ 165,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 125,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 1 $ 85,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 16,975,063,000 1 $ 798,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 1 $ 181,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 1 $ 202,000
The Lending Company
6910 E CHAUNCEY LN STE 220
PHOENIX, AZ 85054
* $ 40,000,000 1 $ 251,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 112,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 87,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 150,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ 10,000,000 1 $ 225,000
Mortgage Express
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97224
* $ 10,000,000 1 $ 187,000
Mortgage Trust, Inc.
4386 SW MACADAM AVE. SUITE 401
PORTLAND, OR 97239
* $ 10,000,000 1 $ 275,000
Barings Multifamily Capital LLC
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ 10,000,000 1 $ 6,200,000
Eagle Mortgage Ventures, LLC
7320 HUNZIKER ROAD, SUITE 305
TIGARD, OR 97223
* $ 3,437,000 1 $ 333,000
Northwest Mortgage Alliance Ll
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 3,216,000 1 $ 122,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 211,000

The tables below break down 2012 mortgage applications in Bellingham, WA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bellingham, WA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,865 $2,759,274,000 $232,000 $18,553,000 $85,000 $4,714,000
Home Purchase 3,630 $861,337,000 $237,000 $6,755,000 $82,000 $2,126,000
Home Improvement 665 $88,176,000 $132,000 $1,300,000 $90,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,292 $2,712,179,000 $220,000 $4,851,000 $91,000 $4,714,000
Not applicable 1,452 $448,749,000 $309,000 $18,553,000 $21,000 $780,000
Not Provided 1,295 $307,222,000 $237,000 $1,670,000 $96,000 $3,000,000
Hispanic 443 $90,973,000 $205,000 $760,000 $72,000 $1,408,000
Asian 429 $99,171,000 $231,000 $1,000,000 $93,000 $777,000
American Indian or Alaskan Native 121 $22,788,000 $188,000 $395,000 $62,000 $400,000
Black or African American 81 $18,361,000 $226,000 $700,000 $85,000 $336,000
Native Hawaiian or Other Pacific Islander 47 $9,344,000 $198,000 $355,000 $64,000 $202,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,316 $3,041,764,000 $228,000 $8,000,000 $93,000 $4,714,000
FHA-insured (Federal Housing Administration) 1,584 $370,159,000 $233,000 $18,553,000 $44,000 $1,800,000
VA-guaranteed (Veterans Administration) 846 $212,929,000 $251,000 $703,000 $40,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 414 $83,935,000 $202,000 $950,000 $51,000 $216,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,090 $2,077,720,000 $228,000 $18,553,000 $92,000 $4,714,000
Loan Purchased By The Institution 2,685 $627,315,000 $233,000 $794,000 $52,000 $1,067,000
Application Denied By Financial Institution 2,089 $484,051,000 $231,000 $5,516,000 $86,000 $3,000,000
Application Withdrawn By Applicant 1,205 $269,767,000 $223,000 $1,808,000 $88,000 $1,011,000
Application Approved But Not Accepted 764 $172,052,000 $225,000 $2,500,000 $93,000 $1,800,000
File Closed For Incompleteness 326 $77,778,000 $238,000 $1,062,000 $101,000 $708,000
Preapproval Approved but not Accepted 1 $104,000 $104,000 $104,000 $24,000 $24,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 390 $89,010,000 $228,000 $2,150,000 $57,000 $716,000
Collateral 337 $81,534,000 $241,000 $1,300,000 $115,000 $1,850,000
Credit Application Incomplete 263 $55,521,000 $211,000 $616,000 $95,000 $763,000
Credit History 194 $38,568,000 $198,000 $810,000 $80,000 $542,000
Other 177 $40,301,000 $227,000 $1,808,000 $108,000 $3,000,000
Unverifiable Information 68 $14,075,000 $206,000 $685,000 $80,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 29 $8,579,000 $295,000 $903,000 $152,000 $965,000
Employment History 25 $4,484,000 $179,000 $406,000 $54,000 $173,000
Mortgage Insurance Denied 16 $3,493,000 $218,000 $401,000 $68,000 $135,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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