Bibb County, AL Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 666 mortgage applications in Bibb County, AL totaling $100.6 million, down 2% from 2023. The average application was for $151,000, and applicants reported an average income of $83,000. 41% of applications resulted in an originated loan and 26% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 101 applications, followed by 21st Mortgage and Triad Financial Services, Inc..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alabama.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 666
Total Mortgage Loan Application Amount $100,590,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $1,025,000
Average Applicant Income $83,000
Highest Applicant Income $310,000

Mortgage Company List for Lending in Bibb County, AL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 101 $ 11,405,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 60 $ 6,580,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 42 $ 4,910,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 33 $ 4,265,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 30 $ 4,160,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 27 $ 3,175,000
First Financial Bank
1630 4TH AVENUE N
BESSEMER, AL 35020
* $ n/a 16 $ 1,650,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 15 $ 3,815,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 15 $ 2,995,000
America's First Federal CU
1200 4TH AVENUE NORTH
BIRMINGHAM, AL 35203
* $ n/a 15 $ 1,285,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ n/a 13 $ 2,565,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 11 $ 2,545,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 11 $ 2,155,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 1,930,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 1,430,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ n/a 8 $ 1,250,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 8 $ 2,000,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 8 $ 1,420,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 8 $ 1,890,000
Avadian Credit Union
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ n/a 7 $ 805,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 1,105,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 7 $ 1,215,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 6 $ 1,230,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 190,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 265,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 5 $ 545,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 5 $ 755,000
First US Bank
P O BOX 249
BIRMINGHAM, AL 35243
* $ n/a 5 $ 205,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 925,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 315,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 355,000
Alabama One Credit Union
1215 VETERANS MEMORIAL PARKWAY
TUSCALOOSA, AL 35404
* $ n/a 5 $ 945,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 5 $ 1,155,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 830,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ n/a 4 $ 490,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 400,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 4 $ 1,060,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 4 $ 550,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 740,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 750,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 4 $ 780,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 4 $ 840,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ n/a 3 $ 365,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 455,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 3 $ 435,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 465,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ n/a 3 $ 695,000
Evabank
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ n/a 3 $ 1,205,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 2 $ 140,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 2 $ 490,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 2 $ 490,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ n/a 2 $ 310,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 2 $ 330,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 2 $ 520,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 470,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 390,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 2 $ 100,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 2 $ 400,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 620,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 2 $ 770,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 2 $ 140,000
Alabama Credit Union
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35486
* $ n/a 2 $ 350,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 2 $ 560,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 1 $ 165,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 175,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 385,000
Central State Bank
PO BOX 180
CALERA, AL 35040
* $ n/a 1 $ 35,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 235,000
Listerhill Credit Union
P O BOX 566
SHEFFIELD, AL 35660
* $ n/a 1 $ 85,000
Consumer First Mortgage, Inc.
511 ENERGY CENTER BLVD, SUITE 702
NORTHPORT, AL 35473
* $ n/a 1 $ 185,000
Floridacentral Credit Union
3333 HENDERSON BLVD
TAMPA, FL 33609
* $ n/a 1 $ 135,000
Acipco Federal Credit Union
1501 31ST AVE N
BIRMINGHAM, AL 35202
* $ n/a 1 $ 185,000
West Alabama Bank & Trust
P O BOX 310
REFORM, AL 35481
* $ n/a 1 $ 265,000
Alabama State Employees CU
1000 INTERSTATE PARK DRIVE
MONTGOMERY, AL 36106
* $ n/a 1 $ 125,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 175,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 105,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 295,000
Guardian Credit Union
616 MADISON AVENUE
MONTGOMERY, AL 36104
* $ n/a 1 $ 65,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 225,000
Legends Bank
P.O. BOX 1066
CLARKSVILLE, TN 37041
* $ n/a 1 $ 245,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 165,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 125,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 505,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 195,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 135,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 255,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 155,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 245,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 75,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 455,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 185,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 85,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 185,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 195,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 1 $ 45,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 155,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 165,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ n/a 1 $ 105,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 105,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 465,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 175,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 155,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 115,000
Marion Community Bank
601 WASHINGTON ST
MARION, AL 36756
* $ n/a 1 $ 95,000
Troy Bank and Trust
1000 US-231
TROY, AL 36081
* $ n/a 1 $ 255,000

The tables below break down 2024 mortgage applications in Bibb County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bibb County, AL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 452 $72,430,000 $160,000 $1,025,000 $79,000 $274,000
Cash-out Refinancing 65 $11,755,000 $180,000 $465,000 $84,000 $255,000
Other Purpose 63 $4,835,000 $76,000 $255,000 $100,000 $310,000
Refinancing 56 $10,050,000 $179,000 $505,000 $85,000 $243,000
Home Improvement 30 $1,520,000 $50,000 $125,000 $104,000 $252,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 466 $69,920,000 $150,000 $645,000 $89,000 $310,000
Black or African American 109 $13,355,000 $122,000 $345,000 $61,000 $178,000
Not applicable 50 $10,490,000 $209,000 $1,025,000 $82,000 $105,000
Not Provided 29 $4,685,000 $161,000 $325,000 $75,000 $130,000
Hispanic 10 $1,690,000 $169,000 $545,000 $103,000 $245,000
American Indian or Alaskan Native 1 $265,000 $265,000 $265,000 $72,000 $72,000
Asian 1 $185,000 $185,000 $185,000 $57,000 $57,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 500 $63,890,000 $127,000 $1,025,000 $82,000 $310,000
FHA-insured (Federal Housing Administration) 106 $22,880,000 $215,000 $495,000 $90,000 $234,000
VA-guaranteed (Veterans Administration) 40 $10,230,000 $255,000 $545,000 $87,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $3,590,000 $179,000 $285,000 $73,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 273 $44,205,000 $161,000 $1,025,000 $97,000 $310,000
Application Denied By Financial Institution 175 $21,865,000 $124,000 $465,000 $68,000 $255,000
Application Withdrawn By Applicant 67 $13,035,000 $194,000 $545,000 $80,000 $229,000
File Closed For Incompleteness 66 $7,490,000 $113,000 $265,000 $71,000 $180,000
Loan Purchased By The Institution 47 $9,125,000 $194,000 $525,000 $121,000 $220,000
Application Approved But Not Accepted 36 $4,060,000 $112,000 $335,000 $76,000 $175,000
Preapproval Approved but not Accepted 1 $495,000 $495,000 $495,000 $163,000 $163,000
Preapproval Denied by Financial Institution 1 $315,000 $315,000 $315,000 $161,000 $161,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 479 $76,615,000 $159,000 $645,000 $90,000 $310,000
Credit History 94 $10,900,000 $115,000 $265,000 $61,000 $245,000
Debt-To-Income Ratio 31 $4,835,000 $155,000 $1,025,000 $55,000 $126,000
Unverifiable Information 21 $2,145,000 $102,000 $185,000 $65,000 $116,000
Collateral 19 $2,705,000 $142,000 $375,000 $104,000 $255,000
Credit Application Incomplete 15 $2,445,000 $163,000 $465,000 $100,000 $200,000
Other 5 $575,000 $115,000 $205,000 $64,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 2 $370,000 $185,000 $315,000 $115,000 $161,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alabama Lender List