Black Hawk County, IA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 5,420 mortgage applications in Black Hawk County, IA totaling $751.2 million, up 9% from 2023. The average application was for $138,000, and applicants reported an average income of $100,000. 65% of applications resulted in an originated loan and 11% were denied. The most active lender was Veridian Credit Union, with 1,961 applications, followed by Greenstate Credit Union and Dupaco Community Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,420
Total Mortgage Loan Application Amount $751,190,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $7,295,000
Average Applicant Income $100,000
Highest Applicant Income $2,629,000

Mortgage Company List for Lending in Black Hawk County, IA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1,961 $ 210,515,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 907 $ 125,265,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 190 $ 14,500,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ n/a 186 $ 19,740,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ n/a 165 $ 27,105,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 119 $ 14,045,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 109 $ 4,645,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 99 $ 21,705,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 96 $ 22,190,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 86 $ 18,670,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ n/a 80 $ 12,640,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ n/a 80 $ 13,930,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 80 $ 7,930,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 78 $ 20,370,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 60 $ 11,320,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 58 $ 8,240,000
First Bank
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ n/a 57 $ 11,715,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ n/a 44 $ 4,950,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 40 $ 9,100,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 38 $ 5,160,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 35 $ 3,585,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 35 $ 5,795,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 34 $ 5,830,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 33 $ 2,155,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 32 $ 7,670,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 26 $ 2,670,000
Denver Savings Bank
121 S. STATE STREET
DENVER, IA 50622
* $ n/a 26 $ 4,320,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 24 $ 890,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ n/a 24 $ 24,280,000
Peoples Savings Bank
414 N ADAMS ST
WELLSBURG, IA 50680
* $ n/a 21 $ 2,585,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 21 $ 3,645,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 21 $ 5,235,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 21 $ 1,115,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 20 $ 2,140,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 20 $ 3,020,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 20 $ 880,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 18 $ 3,010,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ n/a 17 $ 5,985,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 17 $ 2,515,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 14 $ 3,110,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 12 $ 1,260,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ n/a 11 $ 625,000
Cedar Valley Bank & Trust
321 MAIN ST
LA PORTE CITY, IA 50651
* $ n/a 10 $ 600,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 10 $ 410,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 10 $ 1,560,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 10 $ 2,580,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 965,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 6 $ 1,040,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 6 $ 790,000
Cusb Bank
111 N ELM ST
CRESCO, IA 52136
* $ n/a 6 $ 1,440,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 1,350,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 910,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 6 $ 1,440,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,370,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 1,015,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 5 $ 805,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ n/a 5 $ 395,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ n/a 5 $ 815,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 235,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 370,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ n/a 4 $ 420,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 4 $ 620,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 4 $ 490,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 4 $ 690,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 770,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 340,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 540,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 810,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 4 $ 320,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 4 $ 140,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 1,060,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 3 $ 475,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 565,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 425,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 765,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 3 $ 795,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 3 $ 185,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 485,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ n/a 3 $ 585,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 585,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 515,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ n/a 3 $ 85,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ n/a 3 $ 585,000
Grinnell State Bank
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ n/a 3 $ 455,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 3 $ 465,000
Home State Bank
115 W STATE ST
JEFFERSON, IA 50129
* $ n/a 3 $ 485,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 3 $ 445,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 115,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 2 $ 150,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 300,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ n/a 2 $ 190,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ n/a 2 $ 180,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 2 $ 280,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 390,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 2 $ 170,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 2 $ 380,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ n/a 2 $ 120,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 290,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ n/a 2 $ 630,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 210,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 400,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 2 $ 5,980,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 960,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 520,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 280,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 2 $ 490,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 830,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 430,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 460,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 510,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 65,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ n/a 1 $ 555,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 145,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ n/a 1 $ 145,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 85,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 155,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 135,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 35,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 145,000
Security State Bank
109 W 2ND ST
SUTHERLAND, IA 51058
* $ n/a 1 $ 205,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 55,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 135,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 95,000
Builder Finance Inc
1418 N C AVE
SIOUX FALLS, SD 57103
* $ n/a 1 $ 105,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 245,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 165,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 1 $ 145,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ n/a 1 $ 35,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 2,255,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ n/a 1 $ 2,385,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 335,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 1 $ 135,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 75,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 185,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 75,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 235,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 195,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 355,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ n/a 1 $ 125,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 1 $ 75,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ n/a 1 $ 85,000
Platinum Bank
7667 10TH ST N
OAKDALE, MN 55128
* $ n/a 1 $ 4,765,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 275,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 1 $ 305,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 185,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 105,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 135,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 195,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ n/a 1 $ 15,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ n/a 1 $ 225,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 85,000
Readlyn Savings Bank
141 MAIN STREET PO BOX 40
READLYN, IA 50668
* $ n/a 1 $ 5,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 2,255,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 1 $ 205,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 15,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ n/a 1 $ 105,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 165,000
State Savings Bank
4800 MILLS CIVIC PKWY., STE. 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 135,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 165,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 115,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 45,000
Fidelity Bank
302 MAIN ST
SAVANNA, IL 61074
* $ n/a 1 $ 105,000
Chelsea Savings Bank
601 13TH STREET
BELLE PLAINE, IA 52208
* $ n/a 1 $ 35,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ n/a 1 $ 105,000
Exchange State Bank
823 WHEELER STREET, SUITE 32
AMES, IA 50010
* $ n/a 1 $ 125,000
Keystone Savings Bank
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ n/a 1 $ 35,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 265,000
Green Belt Bank & Trust
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ n/a 1 $ 215,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 1 $ 155,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 1 $ 85,000

The tables below break down 2024 mortgage applications in Black Hawk County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Black Hawk County, IA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,750 $473,290,000 $172,000 $7,295,000 $96,000 $950,000
Other Purpose 844 $46,950,000 $55,000 $505,000 $98,000 $1,680,000
Refinancing 614 $100,720,000 $164,000 $2,205,000 $121,000 $2,629,000
Home Improvement 607 $36,295,000 $59,000 $2,935,000 $100,000 $1,168,000
Cash-out Refinancing 581 $88,635,000 $152,000 $3,775,000 $97,000 $1,952,000
Not Applicable 24 $5,300,000 $220,000 $2,385,000 $83,000 $98,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,657 $446,215,000 $122,000 $1,425,000 $100,000 $2,629,000
Not applicable 691 $176,135,000 $254,000 $7,295,000 $161,000 $2,629,000
Not Provided 361 $51,615,000 $142,000 $665,000 $107,000 $1,262,000
Black or African American 317 $28,855,000 $91,000 $695,000 $73,000 $500,000
Hispanic 259 $23,175,000 $89,000 $675,000 $77,000 $739,000
Asian 109 $20,995,000 $192,000 $1,945,000 $147,000 $1,680,000
American Indian or Alaskan Native 17 $3,165,000 $186,000 $505,000 $81,000 $238,000
Native Hawaiian or Other Pacific Islander 8 $970,000 $121,000 $345,000 $76,000 $127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,984 $667,330,000 $133,000 $7,295,000 $102,000 $2,629,000
FHA-insured (Federal Housing Administration) 241 $36,365,000 $150,000 $495,000 $66,000 $300,000
VA-guaranteed (Veterans Administration) 195 $47,495,000 $243,000 $605,000 $84,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,528 $500,720,000 $141,000 $7,295,000 $104,000 $2,629,000
Application Denied By Financial Institution 590 $45,710,000 $77,000 $585,000 $72,000 $1,680,000
Application Withdrawn By Applicant 473 $70,125,000 $148,000 $2,385,000 $101,000 $1,952,000
Loan Purchased By The Institution 453 $98,965,000 $218,000 $765,000 $134,000 $2,629,000
File Closed For Incompleteness 240 $17,910,000 $74,000 $665,000 $91,000 $1,000,000
Application Approved But Not Accepted 132 $17,000,000 $128,000 $765,000 $101,000 $950,000
Preapproval Approved but not Accepted 4 $760,000 $190,000 $245,000 $85,000 $120,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,671 $661,675,000 $141,000 $4,765,000 $104,000 $2,629,000
Debt-To-Income Ratio 343 $58,025,000 $169,000 $7,295,000 $69,000 $727,000
Credit History 227 $12,795,000 $56,000 $485,000 $69,000 $1,038,000
Collateral 63 $6,685,000 $106,000 $585,000 $112,000 $1,680,000
Credit Application Incomplete 40 $3,990,000 $99,000 $365,000 $70,000 $150,000
Other 35 $3,005,000 $85,000 $415,000 $86,000 $388,000
Employment History 16 $1,970,000 $123,000 $295,000 $60,000 $132,000
Unverifiable Information 15 $1,885,000 $125,000 $335,000 $77,000 $257,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,035,000 $115,000 $215,000 $56,000 $135,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $111,000 $111,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Iowa Lender List