Bosque County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Bosque County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 459
Total Mortgage Loan Application Amount $48,939,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $675,000
Average Applicant Income $70,000
Highest Applicant Income $426,000

Mortgage Company List for Lending in Bosque County TX for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST NATIONAL BANK OF BOSQUE COUNTY
PO BOX 278
VALLEY MILLS, TX 76689
* $ 109,655,000 47 $ 4,359,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 39 $ 3,712,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 19 $ 2,126,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 17 $ 1,183,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 16 $ 1,991,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 13 $ 1,497,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 10 $ 642,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 9 $ 902,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 5,194,987,000 9 $ 1,368,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 8 $ 793,000
AMERICAN NATIONAL BANK & TRUST
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 76308
* $ 427,619,000 8 $ 1,344,000
CENTRAL NATIONAL BANK
8320 W HWY 84
WACO, TX 76712
* $ 692,957,000 6 $ 967,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 6 $ 784,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 6 $ 609,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 493,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 6 $ 904,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 5 $ 1,377,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 5 $ 774,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 5 $ 325,000
WALLICK & VOLK, INC.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 5 $ 521,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 5 $ 614,000
SUSSER BANK
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 409,634,000 5 $ 764,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 5 $ 487,000
CENDERA FUNDING INC.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 5 $ 705,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 398,000
COMMUNITY BANK & TRUST, WACO, TEXAS
1800 WASHINGTON AVE
WACO, TX 76701
* $ 399,275,000 5 $ 369,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 943,388,000 4 $ 411,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 4 $ 145,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 361,000
EXTRACO BANKS, NATIONAL ASSOCIATION
18 SOUTH MAIN STREET
TEMPLE, TX 76501
* $ 1,208,806,000 4 $ 319,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 4 $ 478,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 355,000
TEXAS BANK FINANCIAL
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 108,891,000 3 $ 367,000
NATIONAL UNITED
905 MAIN ST
GATESVILLE, TX 76528
* $ 534,882,000 3 $ 110,000
GRANDVIEW BANK
PO BOX 449
GRANDVIEW, TX 76050
* $ 131,706,000 3 $ 166,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 3 $ 458,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 3 $ 207,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 150,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 3 $ 381,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 3 $ 312,000
FIRST CENTRAL CREDIT UNION
6201 SANGER AVENUE
WACO, TX 76710
* $ 57,876,000 3 $ 150,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 3 $ 182,000
ALLIANCE BANK CENTRAL TEXAS
P.O. BOX 7554
WOODWAY, TX 76714
* $ 191,403,000 3 $ 296,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 3 $ 528,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 3 $ 232,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 321,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 241,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 161,000
INTERBANK
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,161,353,000 2 $ 282,000
POINTWEST BANK
200 W. OAK
WEST, TX 76691
* $ 100,599,000 2 $ 183,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 2 $ 192,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 2 $ 92,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 18,638,685,000 2 $ 187,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 77,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 2 $ 189,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 26,795,278,000 2 $ 212,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 2 $ 192,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 486,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 2 $ 399,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 2 $ 256,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 2 $ 738,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 187,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 263,000
PINNACLE BANK
PO BOX 676
FORT WORTH, TX 76059
* $ 579,334,000 2 $ 465,000
FIDELITY BANK OF TEXAS
PO BOX 5540
WACO, TX 76708
* $ 90,526,000 2 $ 71,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 238,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 100,000
HERRING BANK
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 472,650,000 1 $ 100,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,256,102,000 1 $ 85,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 101,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 1,269,690,000 1 $ 125,000
IQ CREDIT UNION
1313 MAIN STREET
VANCOUVER, WA 98660
* $ 509,492,000 1 $ 135,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 87,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 95,000
NORTHSTAR BANK OF TEXAS
400 N CARROLL BLVD
DENTON, TX 76201
* $ 1,101,375,000 1 $ 203,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 6,437,850,000 1 $ 38,000
MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
2315 MANGUM ROAD
HOUSTON, TX 77092
* $ 79,970,000 1 $ 24,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,086,046,000 1 $ 95,000
CAPTEX BANK, NATIONAL ASSOCIATION
PO BOX 4
TRENTON, TX 75490
* $ 152,303,000 1 $ 216,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,138,264,000 1 $ 20,000
FIRST NATIONAL BANK OF MOODY
101 7TH ST
MOODY, TX 76557
* $ 45,574,000 1 $ 39,000
FIRST NATIONAL BANK OF CENTRAL TEXAS
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 732,226,000 1 $ 51,000
INCOMMONS BANK, N.A.
301 E COMMERCE
MEXIA, TX 76667
* $ 102,362,000 1 $ 22,000
CITIZENS NATIONAL BANK OF TEXAS
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 619,709,000 1 $ 44,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 120,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 1 $ 47,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 1 $ 138,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ 11,000,000 1 $ 65,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 1 $ 100,000
CROSSLINE CAPITAL, INC.
25520 COMMERCENTRE DRIVE, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 40,422,000 1 $ 64,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 22,971,000,000 1 $ 30,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 1 $ 70,000
SUTHERLAND MORTGAGE SERVICES
5959 CORPORATE DR, SUITE 3000
HOUSTON, TX 77036
* $ 37,000,000 1 $ 194,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 1 $ 103,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 1 $ 180,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 5,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 1 $ 83,000
COMMUNITY BANK
P O BOX 580
GRANBURY, TX 76048
* $ 559,281,000 1 $ 200,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 6,533,403,000 1 $ 24,000
UNITED HERITAGE CREDIT UNION
12208 N MOPAC EXPY
AUSTIN, TX 78758
* $ 765,123,000 1 $ 140,000
TEXAS TRUST
5080 W IH 20
ARLINGTON, TX 76017
* $ 825,086,000 1 $ 30,000
RED RIVER EMPLOYEES FEDERAL CREDIT UNION
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 659,905,000 1 $ 40,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 25,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 97,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 104,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 225,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 0 1 $ 85,000
DALLAS FEDERAL CREDIT UNION
1301 YOUNG STREET, SUITE 100
DALLAS, TX 75202
* $ 47,795,000 1 $ 134,000
GREATER TEXAS FEDERAL CREDIT UNION
6411 N LAMAR BLVD
AUSTIN, TX 78752
* $ 518,134,000 1 $ 35,000
RANDOLPH-BROOKS FEDERAL CREDIT UNION
PO BOX 2097
LIVE OAK, TX 78148
* $ 5,717,040,000 1 $ 70,000
TEXAS FIRST STATE BANK
400 S. HWY 6
RIESEL, TX 76682
* $ 363,353,000 1 $ 38,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 35,000
HOME BANK OF CALIFORNIA
4493 RUFFIN ROAD
SAN DIEGO, CA 92123
* $ 229,484,000 1 $ 85,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 95,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 117,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 117,000
EDUCATORS CREDIT UNION
501 W STATE HWY 6
WACO, TX 76710
* $ 353,634,000 1 $ 39,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,426,829,000 1 $ 138,000
CROCKETT NATIONAL BANK
8018 BROADWAY STE 200
SAN ANTONIO, TX 78209
* $ 440,149,000 1 $ 320,000
FIRST COMMUNITY BANK NA
3 SUGAR CREEK CENTER BLVD SUITE 200
SUGAR LAND, TX 77478
* $ 620,667,000 1 $ 6,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 87,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ 10,000,000 1 $ 184,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 126,000
BARRONS MORTGAGE GROUP LTD
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 145,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 217,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 68,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 106,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 1 $ 218,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Bosque County TX in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 245 $26,149,000 $106,000 $675,000 $75,000 $426,000
Refinancing 177 $21,665,000 $122,000 $417,000 $64,000 $390,000
Home Improvement 37 $1,125,000 $30,000 $168,000 $62,000 $195,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 332 $37,355,000 $112,000 $675,000 $81,000 $426,000
Hispanic 45 $3,416,000 $75,000 $387,000 $48,000 $130,000
Not applicable 41 $4,311,000 $105,000 $223,000 $11,000 $125,000
Not Provided 36 $3,416,000 $94,000 $415,000 $58,000 $177,000
Black or African American 2 $133,000 $66,000 $100,000 $14,000 $29,000
American Indian or Alaskan Native 2 $168,000 $84,000 $100,000 $129,000 $169,000
Asian 1 $140,000 $140,000 $140,000 $78,000 $78,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 357 $37,692,000 $105,000 $675,000 $78,000 $426,000
FHA-insured (Federal Housing Administration) 49 $4,868,000 $99,000 $216,000 $38,000 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $2,381,000 $88,000 $148,000 $29,000 $59,000
VA-guaranteed (Veterans Administration) 26 $3,998,000 $153,000 $431,000 $50,000 $187,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 223 $22,839,000 $102,000 $417,000 $78,000 $383,000
Application Denied By Financial Institution 97 $10,723,000 $110,000 $675,000 $72,000 $426,000
Loan Purchased By The Institution 52 $5,612,000 $107,000 $259,000 $27,000 $346,000
Application Withdrawn By Applicant 41 $5,330,000 $130,000 $431,000 $79,000 $390,000
Application Approved But Not Accepted 28 $2,124,000 $75,000 $200,000 $63,000 $226,000
File Closed For Incompleteness 18 $2,311,000 $128,000 $283,000 $70,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $1,110,000 $50,000 $207,000 $47,000 $193,000
Debt-To-Income Ratio 20 $3,409,000 $170,000 $675,000 $78,000 $426,000
Collateral 8 $1,479,000 $184,000 $415,000 $118,000 $325,000
Other 8 $893,000 $111,000 $218,000 $103,000 $293,000
Unverifiable Information 4 $439,000 $109,000 $179,000 $59,000 $121,000
Credit Application Incomplete 2 $334,000 $167,000 $266,000 $142,000 $187,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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