Box Butte County, NE Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 287 mortgage applications in Box Butte County, NE totaling $36.8 million, up 25% from 2023. The average application was for $128,000, and applicants reported an average income of $94,000. 43% of applications resulted in an originated loan and 18% were denied. The most active lender was First National Bank of Omaha, with 46 applications, followed by US Bank, N.A. and Meridian Trust Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 287
Total Mortgage Loan Application Amount $36,785,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $1,385,000
Average Applicant Income $94,000
Highest Applicant Income $563,000

Mortgage Company List for Lending in Box Butte County, NE for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 46 $ 4,520,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 16 $ 2,680,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 13 $ 1,145,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 13 $ 1,705,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 2,210,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 11 $ 595,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 9 $ 1,935,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 825,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 9 $ 1,485,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 8 $ 1,480,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 545,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 435,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 655,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 260,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 6 $ 410,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 615,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 5 $ 885,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 335,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 790,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 660,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ n/a 4 $ 530,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 375,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 455,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 595,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 1,510,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 420,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 610,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 90,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 470,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 2 $ 220,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 2 $ 370,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 400,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ n/a 2 $ 240,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 2 $ 170,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 2 $ 290,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 280,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 2 $ 190,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 1 $ 45,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 35,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ n/a 1 $ 15,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 385,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 85,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 85,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 105,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ n/a 1 $ 35,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 65,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 245,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 45,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ n/a 1 $ 65,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 85,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 65,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 85,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 245,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 95,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 205,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 285,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 135,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 85,000

The tables below break down 2024 mortgage applications in Box Butte County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Box Butte County, NE in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 137 $22,995,000 $167,000 $1,385,000 $102,000 $522,000
Cash-out Refinancing 55 $6,975,000 $126,000 $325,000 $82,000 $174,000
Other Purpose 35 $1,935,000 $55,000 $125,000 $81,000 $202,000
Refinancing 31 $3,265,000 $105,000 $255,000 $105,000 $563,000
Home Improvement 28 $1,510,000 $53,000 $115,000 $96,000 $250,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 193 $23,965,000 $124,000 $1,385,000 $95,000 $563,000
Not applicable 36 $6,160,000 $171,000 $295,000 $0 $0
Not Provided 26 $2,540,000 $97,000 $265,000 $114,000 $433,000
Hispanic 26 $3,040,000 $116,000 $365,000 $69,000 $172,000
American Indian or Alaskan Native 5 $925,000 $185,000 $315,000 $103,000 $222,000
Black or African American 1 $155,000 $155,000 $155,000 $109,000 $109,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 179 $18,835,000 $105,000 $1,385,000 $99,000 $563,000
FHA-insured (Federal Housing Administration) 71 $10,375,000 $146,000 $285,000 $74,000 $150,000
VA-guaranteed (Veterans Administration) 31 $6,765,000 $218,000 $365,000 $117,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $810,000 $135,000 $235,000 $77,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 123 $14,825,000 $120,000 $365,000 $95,000 $359,000
Application Denied By Financial Institution 53 $4,735,000 $89,000 $315,000 $79,000 $222,000
Loan Purchased By The Institution 52 $8,850,000 $170,000 $295,000 $94,000 $289,000
Application Withdrawn By Applicant 45 $7,085,000 $157,000 $1,385,000 $107,000 $563,000
File Closed For Incompleteness 10 $1,150,000 $115,000 $325,000 $95,000 $208,000
Application Approved But Not Accepted 4 $140,000 $35,000 $85,000 $158,000 $250,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 234 $32,050,000 $136,000 $1,385,000 $99,000 $563,000
Credit History 18 $1,370,000 $76,000 $165,000 $77,000 $174,000
Collateral 16 $1,350,000 $84,000 $185,000 $68,000 $142,000
Credit Application Incomplete 7 $705,000 $100,000 $315,000 $121,000 $222,000
Debt-To-Income Ratio 6 $480,000 $80,000 $145,000 $48,000 $94,000
Other 5 $635,000 $127,000 $265,000 $98,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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