Brooke County, WV Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 533 mortgage applications in Brooke County, WV totaling $65.3 million, down 11% from 2023. The average application was for $122,000, and applicants reported an average income of $82,000. 53% of applications resulted in an originated loan and 22% were denied. The most active lender was Wesbanco Bank, Inc., with 80 applications, followed by Hancock County Savings Bank, FSB and First National Bank of Pa.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 533
Total Mortgage Loan Application Amount $65,325,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $1,105,000
Average Applicant Income $82,000
Highest Applicant Income $557,000

Mortgage Company List for Lending in Brooke County, WV for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 80 $ 9,270,000
Hancock County Savings Bank, FSB
351 CAROLINA AVENUE
CHESTER, WV 26034
* $ n/a 77 $ 7,885,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 47 $ 4,155,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 34 $ 3,810,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 2,810,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 16 $ 2,470,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 13 $ 1,225,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 13 $ 1,915,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 12 $ 1,120,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 12 $ 770,000
Main Street Bank Corp
151 N. MARKET ST.
WOOSTER, OH 44691
* $ n/a 12 $ 1,650,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 10 $ 1,490,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 9 $ 1,595,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 8 $ 1,320,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ n/a 6 $ 360,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 6 $ 840,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,040,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 755,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 5 $ 955,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 5 $ 1,015,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 595,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ n/a 4 $ 770,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 370,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 430,000
First Choice America Community
3501 MAIN STREET
WEIRTON, WV 26062
* $ n/a 4 $ 630,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 350,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 3 $ 255,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 655,000
Belmont Savings Bank
PO BOX 654
BELLAIRE, OH 43906
* $ n/a 3 $ 505,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 3 $ 115,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 325,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 335,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 275,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 460,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 320,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 320,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 320,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 330,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 150,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 410,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 50,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 380,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 2 $ 160,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 2 $ 310,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 350,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 285,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 105,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 1 $ 85,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 1 $ 15,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 245,000
Unified Bank
201 S 4TH STREET
MARTINS FERRY, OH 43935
* $ n/a 1 $ 85,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 1 $ 325,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ n/a 1 $ 185,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 95,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 165,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 235,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 145,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 95,000
First Exchange Bank
11 W MAIN ST.
WHITE HALL, WV 26554
* $ n/a 1 $ 135,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 95,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 165,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 215,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 65,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ n/a 1 $ 25,000
Consumers National Bank
614 EAST LINCOLN WAY
MINERVA, OH 44567
* $ n/a 1 $ 15,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 85,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 1 $ 65,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 155,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 55,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 125,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 135,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ n/a 1 $ 475,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 245,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 155,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 195,000

The tables below break down 2024 mortgage applications in Brooke County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Brooke County, WV in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 249 $38,385,000 $154,000 $715,000 $77,000 $397,000
Home Improvement 81 $5,015,000 $61,000 $505,000 $85,000 $200,000
Refinancing 73 $9,735,000 $133,000 $1,105,000 $91,000 $275,000
Cash-out Refinancing 67 $8,335,000 $124,000 $305,000 $79,000 $557,000
Other Purpose 63 $3,855,000 $61,000 $365,000 $90,000 $260,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 423 $50,725,000 $119,000 $1,105,000 $82,000 $557,000
Not Provided 51 $5,445,000 $106,000 $325,000 $84,000 $275,000
Not applicable 43 $7,645,000 $177,000 $715,000 $160,000 $160,000
Black or African American 6 $300,000 $50,000 $75,000 $86,000 $175,000
Asian 4 $700,000 $175,000 $275,000 $76,000 $169,000
Hispanic 3 $255,000 $85,000 $145,000 $34,000 $48,000
American Indian or Alaskan Native 2 $230,000 $115,000 $145,000 $38,000 $56,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $29,000 $29,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 383 $42,115,000 $109,000 $1,105,000 $86,000 $557,000
FHA-insured (Federal Housing Administration) 107 $15,275,000 $142,000 $365,000 $67,000 $260,000
VA-guaranteed (Veterans Administration) 32 $6,200,000 $193,000 $325,000 $76,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,735,000 $157,000 $185,000 $68,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 285 $36,285,000 $127,000 $1,105,000 $87,000 $557,000
Application Denied By Financial Institution 115 $11,305,000 $98,000 $715,000 $73,000 $240,000
Application Withdrawn By Applicant 61 $8,305,000 $136,000 $395,000 $70,000 $260,000
Loan Purchased By The Institution 37 $5,715,000 $154,000 $285,000 $160,000 $160,000
File Closed For Incompleteness 24 $2,260,000 $94,000 $205,000 $99,000 $250,000
Application Approved But Not Accepted 9 $1,155,000 $128,000 $215,000 $71,000 $126,000
Preapproval Approved but not Accepted 1 $105,000 $105,000 $105,000 $70,000 $70,000
Preapproval Denied by Financial Institution 1 $195,000 $195,000 $195,000 $107,000 $107,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 400 $51,170,000 $127,000 $1,105,000 $84,000 $557,000
Credit History 49 $3,365,000 $68,000 $215,000 $84,000 $240,000
Debt-To-Income Ratio 34 $5,320,000 $156,000 $505,000 $86,000 $397,000
Collateral 21 $2,305,000 $109,000 $365,000 $61,000 $106,000
Credit Application Incomplete 15 $1,365,000 $91,000 $305,000 $59,000 $108,000
Other 6 $320,000 $53,000 $105,000 $81,000 $131,000
Unverifiable Information 4 $320,000 $80,000 $125,000 $56,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 2 $910,000 $455,000 $715,000 $107,000 $107,000
Mortgage Insurance Denied 1 $155,000 $155,000 $155,000 $90,000 $90,000
Employment History 1 $95,000 $95,000 $95,000 $33,000 $33,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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