Brown County, SD Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,307 mortgage applications in Brown County, SD totaling $205.7 million, up 3% from 2015. The average application was for $157,000, and applicants reported an average income of $74,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was Plains Commerce Bank, with 177 applications, followed by Wells Fargo Bank NA and Great Western Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,307
Total Mortgage Loan Application Amount $205,704,000
Average Mortgage Loan Application Amount $157,000
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $74,000
Highest Applicant Income $2,180,000

Mortgage Company List for Lending in Brown County, SD for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 610,982,000 177 $ 28,396,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 153 $ 25,620,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 132 $ 19,135,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 115 $ 18,694,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 103 $ 14,192,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,227,404,000 94 $ 14,930,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 78 $ 11,986,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 71 $ 10,683,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 19 $ 2,846,000
Home Federal Bank
225 S. MAIN AVE
SIOUX FALLS, SD 57104
* $ 1,170,034,000 18 $ 2,154,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 17 $ 2,907,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 15 $ 2,614,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 915,092,000 15 $ 1,086,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 14 $ 2,133,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 13 $ 2,962,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 13 $ 2,698,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 727,923,000 12 $ 290,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 10 $ 1,684,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 10 $ 1,467,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 10 $ 1,992,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 10 $ 1,952,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 848,094,000 8 $ 730,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 8 $ 1,217,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 7 $ 878,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 7 $ 967,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 750,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 819,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 5 $ 725,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 304,199,000 4 $ 542,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 729,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 459,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 8,699,182,000 4 $ 756,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 4 $ 442,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,547,327,000 4 $ 927,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 494,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 3 $ 691,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 3 $ 331,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 197,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 2 $ 577,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 2 $ 400,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 2 $ 417,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 219,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 2 $ 30,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 597,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 116,746,000 2 $ 530,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 320,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 502,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 166,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 2 $ 352,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 2 $ 728,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 2 $ 255,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 219,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,293,340,000 2 $ 748,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,136,579,000 2 $ 306,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 227,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 239,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 168,964,000 1 $ 150,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 1 $ 226,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 245,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 1,115,257,000 1 $ 128,000
F&M Bank
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 907,851,000 1 $ 240,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,064,155,000 1 $ 170,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 194,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 95,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 177,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 1 $ 372,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 1 $ 407,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 44,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 252,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 328,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 195,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 182,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 82,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 1 $ 204,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 160,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 651,502,000 1 $ 1,200,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 636,572,000 1 $ 139,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 244,213,000 1 $ 733,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 407,247,000 1 $ 140,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 1 $ 290,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 185,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 188,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 464,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 233,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 1 $ 193,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 1 $ 9,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 1 $ 62,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,233,064,000 1 $ 245,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 597,675,000 1 $ 10,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 1 $ 164,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,260,025,000 1 $ 75,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 34,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 310,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 111,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 265,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 137,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 161,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 133,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 1 $ 111,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 332,965,000 1 $ 640,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 275,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 184,280,000 1 $ 105,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 300,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 1,200,081,000 1 $ 46,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,738,618,000 1 $ 124,000

The tables below break down 2016 mortgage applications in Brown County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Brown County, SD in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 625 $103,611,000 $165,000 $954,000 $70,000 $2,180,000
Refinancing 569 $93,156,000 $163,000 $1,200,000 $78,000 $936,000
Home Improvement 113 $8,937,000 $79,000 $350,000 $77,000 $553,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 958 $150,803,000 $157,000 $1,200,000 $86,000 $2,180,000
Not applicable 237 $38,624,000 $162,000 $954,000 $10,000 $247,000
Not Provided 67 $10,139,000 $151,000 $407,000 $91,000 $336,000
American Indian or Alaskan Native 19 $2,723,000 $143,000 $329,000 $143,000 $936,000
Hispanic 10 $838,000 $83,000 $252,000 $54,000 $135,000
Black or African American 7 $1,429,000 $204,000 $530,000 $237,000 $700,000
Asian 6 $728,000 $121,000 $260,000 $67,000 $138,000
Native Hawaiin or Other Pacific Islander 3 $420,000 $140,000 $179,000 $62,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 893 $136,961,000 $153,000 $1,200,000 $87,000 $2,180,000
FHA-insured (Federal Housing Administration) 164 $25,729,000 $156,000 $275,000 $49,000 $285,000
VA-guaranteed (Veterans Administration) 141 $28,203,000 $200,000 $464,000 $54,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $14,811,000 $135,000 $236,000 $33,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 751 $120,627,000 $160,000 $1,200,000 $88,000 $2,180,000
Loan Purchased By The Institution 214 $34,819,000 $162,000 $407,000 $14,000 $247,000
Application Denied By Financial Institution 187 $25,342,000 $135,000 $484,000 $75,000 $936,000
Application Withdrawn By Applicant 76 $12,470,000 $164,000 $462,000 $85,000 $280,000
Application Approved But Not Accepted 60 $9,479,000 $157,000 $475,000 $95,000 $1,646,000
File Closed For Incompleteness 19 $2,967,000 $156,000 $425,000 $82,000 $441,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $2,688,000 $92,000 $276,000 $62,000 $211,000
Debt-To-Income Ratio 19 $2,878,000 $151,000 $400,000 $66,000 $159,000
Collateral 14 $1,876,000 $134,000 $297,000 $105,000 $358,000
Credit Application Incomplete 13 $1,954,000 $150,000 $294,000 $69,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 4 $528,000 $132,000 $240,000 $48,000 $105,000
Unverifiable Information 2 $580,000 $290,000 $484,000 $158,000 $260,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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