Butler County, NE Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 356 mortgage applications in Butler County, NE totaling $35.5 million, up 1% from 2011. The average application was for $99,000, and applicants reported an average income of $68,000. 57% of applications resulted in an originated loan and 21% were denied. The most active lender was US Bk NA Nd, with 77 applications, followed by First National Bank of Omaha and Union Bank and Trust Company.

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Total Number of Mortgage Applications 356
Total Mortgage Loan Application Amount $35,456,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $845,000
Average Applicant Income $68,000
Highest Applicant Income $558,000

Mortgage Company List for Lending in Butler County, NE for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 77 $ 6,866,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 52 $ 4,854,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 2,481,611,000 41 $ 2,334,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 178,145,000 24 $ 2,393,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 22 $ 2,258,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 3,171,239,000 21 $ 2,768,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 18 $ 2,476,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 13 $ 1,227,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 8 $ 656,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 317,191,000 8 $ 1,125,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,553,220,000 7 $ 763,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 823,000
Jones National Bank and Trust Company of Seward, the
PO BOX 469, 203 S 6TH ST
SEWARD, NE 68434
* $ 215,474,000 6 $ 658,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 375,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 4 $ 559,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 4 $ 493,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 298,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 243,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 2 $ 331,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 359,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 2 $ 99,000
First National Bank of Wahoo
201 E 5TH ST
WAHOO, NE 68066
* $ 194,782,000 2 $ 174,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 189,657,000 2 $ 226,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 331,945,000 2 $ 210,000
Oak Creek Valley Bank
P.O. BOX 8
VALPARAISO, NE 68065
* $ 63,624,000 2 $ 130,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 112,198,000 1 $ 127,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 252,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 110,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 137,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 146,326,000 1 $ 104,000
Heartland Community Bank
PO BOX 186
WEEPING WATER, NE 68463
* $ 56,369,000 1 $ 15,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 58,408,000 1 $ 228,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 693,969,000 1 $ 153,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 360,727,000 1 $ 124,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 204,527,000 1 $ 167,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 257,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 1 $ 110,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 102,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 265,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 1 $ 104,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 85,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 102,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 89,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 125,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 102,000

The tables below break down 2012 mortgage applications in Butler County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Butler County, NE in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 257 $27,459,000 $106,000 $562,000 $73,000 $558,000
Home Purchase 57 $6,387,000 $112,000 $845,000 $58,000 $327,000
Home Improvement 42 $1,610,000 $38,000 $150,000 $47,000 $95,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 307 $29,357,000 $95,000 $845,000 $72,000 $558,000
Not Provided 23 $3,211,000 $139,000 $306,000 $59,000 $123,000
Not applicable 21 $2,642,000 $125,000 $276,000 $18,000 $156,000
Hispanic 5 $246,000 $49,000 $72,000 $38,000 $63,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 299 $29,149,000 $97,000 $845,000 $73,000 $558,000
FHA-insured (Federal Housing Administration) 35 $3,944,000 $112,000 $257,000 $41,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,331,000 $95,000 $191,000 $32,000 $62,000
VA-guaranteed (Veterans Administration) 8 $1,032,000 $129,000 $265,000 $57,000 $170,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 203 $21,450,000 $105,000 $845,000 $79,000 $558,000
Application Denied By Financial Institution 75 $5,836,000 $77,000 $191,000 $58,000 $183,000
Loan Purchased By The Institution 35 $4,431,000 $126,000 $276,000 $31,000 $156,000
Application Withdrawn By Applicant 18 $1,658,000 $92,000 $208,000 $61,000 $123,000
File Closed For Incompleteness 14 $1,370,000 $97,000 $154,000 $65,000 $193,000
Application Approved But Not Accepted 11 $711,000 $64,000 $140,000 $57,000 $130,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23 $1,488,000 $64,000 $191,000 $51,000 $97,000
Collateral 10 $932,000 $93,000 $189,000 $80,000 $183,000
Debt-To-Income Ratio 7 $521,000 $74,000 $153,000 $34,000 $78,000
Employment History 3 $333,000 $111,000 $183,000 $74,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 3 $182,000 $60,000 $116,000 $64,000 $84,000
Credit Application Incomplete 3 $412,000 $137,000 $172,000 $99,000 $116,000
Other 3 $237,000 $79,000 $142,000 $55,000 $82,000
Unverifiable Information 1 $130,000 $130,000 $130,000 $104,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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