Cabo Rojo Municipio, PR Mortgage Lenders & HMDA Data, 2023
In 2023, lenders reported 370 mortgage applications in Cabo Rojo Municipio, PR totaling $56.1 million, down 26% from 2022. The average application was for $151,000, and applicants reported an average income of $96,000. 63% of applications resulted in an originated loan and 16% were denied. The most active lender was Banco Popular, with 124 applications, followed by Firstbank and Cooperativa De Ahorroy Credito.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 370 |
| Total Mortgage Loan Application Amount | $56,140,000 |
| Average Mortgage Loan Application Amount | $151,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $626,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 56,050,000,000 | 124 | $ 20,280,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 18,626,645,000 | 43 | $ 6,165,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 39 | $ 4,905,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,709,667,000 | 34 | $ 4,390,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 18 | $ 2,690,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 18 | $ 2,540,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 35,526,360,000 | 13 | $ 3,385,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 8 | $ 1,480,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 7 | $ 1,145,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 6 | $ 1,020,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 6 | $ 1,330,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 6 | $ 770,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 5 | $ 585,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 5 | $ 905,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 5 | $ 575,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 5 | $ 655,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 5,751,484,000 | 4 | $ 590,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ -1,000 | 4 | $ 320,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 3 | $ 445,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 2 | $ 320,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 2 | $ 240,000 |
| Cooperativa De Ac Valenciano PO BOX 1510 JUNCOS, PR 00777 |
* | $ -1,000 | 2 | $ 310,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 1 | $ 25,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 1 | $ 55,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 65,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ -1,000 | 1 | $ 145,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 1 | $ 105,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 1 | $ 175,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 1 | $ 165,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ -1,000 | 1 | $ 125,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ -1,000 | 1 | $ 65,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 1 | $ 95,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 654,595,000 | 1 | $ 75,000 |
The tables below break down 2023 mortgage applications in Cabo Rojo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Cabo Rojo Municipio, PR in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 313 | $48,895,000 | $156,000 | $725,000 | $99,000 | $626,000 |
| Cash-out Refinancing | 29 | $4,105,000 | $141,000 | $305,000 | $60,000 | $212,000 |
| Other Purpose | 9 | $1,115,000 | $123,000 | $245,000 | $115,000 | $426,000 |
| Refinancing | 8 | $1,090,000 | $136,000 | $245,000 | $91,000 | $165,000 |
| Not Applicable | 7 | $605,000 | $86,000 | $175,000 | $0 | $0 |
| Home Improvement | 4 | $330,000 | $82,000 | $135,000 | $103,000 | $121,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 308 | $45,540,000 | $147,000 | $605,000 | $92,000 | $626,000 |
| Not applicable | 25 | $3,015,000 | $120,000 | $245,000 | $0 | $0 |
| White | 20 | $3,880,000 | $194,000 | $465,000 | $125,000 | $435,000 |
| Not Provided | 14 | $3,290,000 | $235,000 | $725,000 | $136,000 | $426,000 |
| Black or African American | 3 | $415,000 | $138,000 | $195,000 | $79,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 221 | $32,085,000 | $145,000 | $725,000 | $111,000 | $626,000 |
| FHA-insured (Federal Housing Administration) | 94 | $14,060,000 | $149,000 | $465,000 | $66,000 | $229,000 |
| VA-guaranteed (Veterans Administration) | 28 | $6,310,000 | $225,000 | $395,000 | $102,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,685,000 | $136,000 | $275,000 | $50,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 232 | $36,290,000 | $156,000 | $725,000 | $96,000 | $626,000 |
| Application Denied By Financial Institution | 58 | $9,080,000 | $156,000 | $365,000 | $91,000 | $401,000 |
| Application Withdrawn By Applicant | 37 | $5,365,000 | $145,000 | $455,000 | $100,000 | $426,000 |
| Loan Purchased By The Institution | 25 | $3,015,000 | $120,000 | $245,000 | $0 | $0 |
| Application Approved But Not Accepted | 10 | $1,360,000 | $136,000 | $275,000 | $95,000 | $212,000 |
| File Closed For Incompleteness | 7 | $885,000 | $126,000 | $305,000 | $100,000 | $280,000 |
| Preapproval Denied by Financial Institution | 1 | $145,000 | $145,000 | $145,000 | $84,000 | $84,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 310 | $46,790,000 | $150,000 | $725,000 | $97,000 | $626,000 |
| Collateral | 22 | $4,690,000 | $213,000 | $365,000 | $132,000 | $401,000 |
| Debt-To-Income Ratio | 15 | $1,685,000 | $112,000 | $185,000 | $44,000 | $100,000 |
| Other | 7 | $895,000 | $127,000 | $265,000 | $76,000 | $172,000 |
| Credit History | 6 | $700,000 | $116,000 | $195,000 | $71,000 | $117,000 |
| Unverifiable Information | 3 | $575,000 | $191,000 | $225,000 | $192,000 | $353,000 |
| Employment History | 3 | $505,000 | $168,000 | $205,000 | $62,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $110,000 | $55,000 | $65,000 | $26,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $95,000 | $95,000 | $95,000 | $29,000 | $29,000 |
| Credit Application Incomplete | 1 | $95,000 | $95,000 | $95,000 | $22,000 | $22,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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