Caddo County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Unlock detailed Caddo County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 580 |
| Total Mortgage Loan Application Amount | $53,931,000 |
| Average Mortgage Loan Application Amount | $92,000 |
| Highest Mortgage Loan Application Amount | $406,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $720,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 29 | $ 3,001,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 11,567,246,000 | 29 | $ 1,608,000 |
| BANK OF COMMERCE 1601 W COMMERCE DUNCAN, OK 73533 |
* | $ 292,818,000 | 26 | $ 1,102,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 23 | $ 1,635,000 |
| FIRST AMERICAN MORTGAGE, INC. 1501 S. RANCHWOOD BLVD. YUKON, OK 73099 |
* | $ 1,749,000 | 23 | $ 3,376,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 21 | $ 3,230,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 18 | $ 1,125,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 15 | $ 1,680,000 |
| TINKER FEDERAL CREDIT UNION 4140 W I-40 OKLAHOMA CITY, OK 73108 |
* | $ 3,446,707,000 | 14 | $ 381,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,610,580,000,000 | 14 | $ 1,774,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 12 | $ 907,000 |
| BANCFIRST 101 NORTH BROADWAY AVENUE OKLAHOMA CITY, OK 73102 |
* | $ 6,678,359,000 | 12 | $ 678,000 |
| LEGACY BANK 101 W MAIN HINTON, OK 73047 |
* | $ 436,497,000 | 12 | $ 278,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 31,272,894,000 | 11 | $ 1,248,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,649,486,000 | 10 | $ 1,043,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 15,843,566,000 | 10 | $ 937,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 10 | $ 940,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 9 | $ 1,210,000 |
| THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON PO BOX 2009 LAWTON, OK 73502 |
* | $ 328,884,000 | 8 | $ 215,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 186,710,993,000 | 8 | $ 182,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ 11,000,000 | 8 | $ 933,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 1,250,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 7 | $ 1,036,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 7 | $ 671,000 |
| ALL AMERICA BANK P.O. BOX 300 OKLAHOMA CITY, OK 73064 |
* | $ 361,470,000 | 7 | $ 334,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,801,773,000 | 6 | $ 417,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 6 | $ 694,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 6 | $ 624,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 125,111,000 | 6 | $ 437,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 6 | $ 665,000 |
| MORTGAGE CLEARING CORPORATION 5612 S LEWIS TULSA, OK 74105 |
* | $ 10,000,000 | 5 | $ 570,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 5 | $ 1,303,000 |
| GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY ELK CITY, OK 73132 |
* | $ 554,698,000 | 5 | $ 721,000 |
| WASHITA MORTGAGE, INC. 1924 S 4TH ST CHICKASHA, OK 73018 |
* | $ 204,581,000 | 5 | $ 677,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 5 | $ 484,000 |
| WEOKIE FEDERAL CREDIT UNION 8100 W RENO OKLAHOMA CITY, OK 73127 |
* | $ 1,018,123,000 | 5 | $ 193,000 |
| RCB BANK PO BOX 189 CLAREMORE, OK 74018 |
* | $ 2,494,748,000 | 5 | $ 501,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 5 | $ 699,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 73,279,079,000 | 4 | $ 215,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 4 | $ 546,000 |
| LIBERTY NATIONAL BANK 629 SW C AVE LAWTON, OK 73501 |
* | $ 444,118,000 | 4 | $ 459,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 4 | $ 599,000 |
| THE FIRST NATIONAL BANK AND TRUST CO. PO BOX 1130 CHICKASHA, OK 73023 |
* | $ 530,104,000 | 4 | $ 300,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 186,710,993,000 | 3 | $ 276,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ 10,000,000 | 3 | $ 226,000 |
| BANKERS MORTGAGE CORPORATION 7500 COLLEGE BOULEVARD, SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ 273,300,000 | 3 | $ 338,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 3,153,899,000 | 3 | $ 531,000 |
| FIRST NATIONAL BANK AND TRUST COMPANY 130 E MACARTHUR SHAWNEE, OK 74804 |
* | $ 252,018,000 | 3 | $ 252,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 3 | $ 252,000 |
| OKLAHOMA'S CREDIT UNION PO BOX 24027 OKLAHOMA CITY, OK 73124 |
* | $ 484,477,000 | 3 | $ 80,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 3 | $ 346,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 3 | $ 166,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 3 | $ 56,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,639,305,000,000 | 3 | $ 218,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 3 | $ 429,000 |
| FSNB, NATIONAL ASSOCIATION PO BOX 33309 LAWTON, OK 73501 |
* | $ 379,807,000 | 3 | $ 253,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 2 | $ 328,000 |
| OKLAHOMA EDUCATORS CREDIT UNION 4001 NW EXPRESSWAY OKLAHOMA CITY, OK 73116 |
* | $ 120,462,000 | 2 | $ 126,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 2 | $ 119,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,299,801,000,000 | 2 | $ 81,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 2 | $ 153,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 299,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 2 | $ 209,000 |
| THE MORRIS STATE BANK 800 WEST OZARK MORRIS, OK 74445 |
* | $ 75,016,000 | 2 | $ 117,000 |
| ALLEGIANCE FEDERAL CREDIT UNION 4235 N MERIDIAN AVE OKLAHOMA CITY, OK 73112 |
* | $ 255,783,000 | 2 | $ 231,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ 31,000,000 | 2 | $ 107,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ 10,000,000 | 2 | $ 337,000 |
| THE FOCUS FEDERAL CREDIT UNION 420 NE 10TH ST OKLAHOMA CITY, OK 73104 |
* | $ 106,082,000 | 2 | $ 80,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 2 | $ 89,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 103,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 1 | $ 118,000 |
| INTERBANK 4921 NORTH MAY AVENUE OKLAHOMA CITY, OK 73112 |
* | $ 2,903,698,000 | 1 | $ 46,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 224,192,000 | 1 | $ 25,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,709,556,000 | 1 | $ 60,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,077,735,000 | 1 | $ 76,000 |
| AMERICAN NATION BANK 1901 N COMMERCE STREET ARDMORE, OK 73401 |
* | $ 364,929,000 | 1 | $ 52,000 |
| BANK SNB 608 S MAIN STILLWATER, OK 74074 |
* | $ 2,347,789,000 | 1 | $ 64,000 |
| FIRST BANK & TRUST CO. PO BOX 580 DUNCAN, OK 73534 |
* | $ 586,172,000 | 1 | $ 169,000 |
| GEORGIA BANKING COMPANY 6190 POWERS FERRY ROAD, SUITE 150 ATLANTA, GA 30339 |
* | $ 384,114,000 | 1 | $ 45,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 947,219,000 | 1 | $ 108,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 190,000 |
| ALLIANCE FINANCIAL RESOURCES 5410 EAST HIGH STREET SUITE 200 PHOENIX, AZ 85054 |
* | $ 10,000,000 | 1 | $ 68,000 |
| ASSOCIATED MORTGAGE CORPORATION 6911 SOUTH 66TH EAST AVENUE SUITE 100 TULSA, OK 74133 |
* | $ 5,500,000 | 1 | $ 72,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 66,000 |
| FIRST FIDELITY BANK 5100 N CLASSEN BLVD SUITE 500 OKLAHOMA CITY, OK 73118 |
* | $ 1,391,008,000 | 1 | $ 228,000 |
| LEGACY CDC, LLC 101 W MAIN HINTON, OK 73047 |
* | $ 495,699,000 | 1 | $ 44,000 |
| HAPPY STATE BANK 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 2,849,770,000 | 1 | $ 221,000 |
| THE FIRST STATE BANK 3030 NW EXPRESSWAY, SUITE 130 OKLAHOMA CITY, OK 73112 |
* | $ 249,394,000 | 1 | $ 100,000 |
| SUSSER BANK 500 HARWOOD ROAD BEDFORD, TX 76021 |
* | $ 575,144,000 | 1 | $ 310,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ 43,942,000 | 1 | $ 100,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 172,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ 502,411,000 | 1 | $ 95,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 1 | $ 173,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 127,000 |
| WR STARKEY MORTGAGE LLP 6101 WEST PLANO PARKWAY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 43,000 |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. 2450 SOUTH SHORE BLVD., SUITE 301 LEAGUE CITY, TX 77573 |
* | $ 47,278,000 | 1 | $ 170,000 |
| SOUTHWEST OKLAHOMA FEDERAL CREDIT UNION 1806 NW LIBERTY AVE LAWTON, OK 73507 |
* | $ 92,019,000 | 1 | $ 43,000 |
| US EMPLOYEES O.C. FEDERAL CREDIT UNION 4301 S INTERSTATE 44 SERVICE RD. TOMBALL, TX 73119 |
* | $ 148,222,000 | 1 | $ 116,000 |
| COMMUNICATION FEDERAL CREDIT UNION 4141 NW EXPRESSWAY, SUITE 200 OKLAHOMA CITY, OK 73162 |
* | $ 1,033,171,000 | 1 | $ 35,000 |
| TRUE SKY CREDIT UNION P.O. BOX 26406 OKLAHOMA CITY, OK 73126 |
* | $ 571,603,000 | 1 | $ 60,000 |
| TTCU THE CREDIT UNION 3720 E 31ST ST TULSA, OK 74135 |
* | $ 1,623,083,000 | 1 | $ 45,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,951,154,000 | 1 | $ 72,000 |
| VISION BANK PO BOX 669 ADA, OK 74821 |
* | $ 635,803,000 | 1 | $ 15,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 112,000 |
| FIRST NATIONAL BANK OF GRIFFIN 318 S. HILL STREET GRIFFIN GRIFFIN, GA 30224 |
* | $ 247,429,000 | 1 | $ 45,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 116,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ 3,406,000,000 | 1 | $ 34,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 85,747,508,000 | 1 | $ 55,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Caddo County OK in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 268 | $28,173,000 | $105,000 | $406,000 | $61,000 | $206,000 |
| Home Purchase | 245 | $23,946,000 | $97,000 | $406,000 | $57,000 | $257,000 |
| Home Improvement | 67 | $1,812,000 | $27,000 | $196,000 | $69,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 391 | $37,390,000 | $95,000 | $406,000 | $68,000 | $720,000 |
| Not applicable | 61 | $6,705,000 | $109,000 | $316,000 | $8,000 | $91,000 |
| American Indian or Alaskan Native | 49 | $3,884,000 | $79,000 | $273,000 | $62,000 | $243,000 |
| Not Provided | 43 | $3,527,000 | $82,000 | $229,000 | $68,000 | $138,000 |
| Hispanic | 20 | $1,371,000 | $68,000 | $172,000 | $45,000 | $119,000 |
| Black or African American | 11 | $660,000 | $60,000 | $96,000 | $53,000 | $114,000 |
| Asian | 4 | $331,000 | $82,000 | $142,000 | $83,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $63,000 | $63,000 | $63,000 | $35,000 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $30,241,000 | $83,000 | $406,000 | $68,000 | $720,000 |
| FHA-insured (Federal Housing Administration) | 156 | $14,906,000 | $95,000 | $267,000 | $50,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 50 | $7,577,000 | $151,000 | $335,000 | $51,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,207,000 | $92,000 | $142,000 | $27,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 241 | $22,248,000 | $92,000 | $406,000 | $68,000 | $352,000 |
| Application Denied By Financial Institution | 153 | $12,725,000 | $83,000 | $275,000 | $62,000 | $720,000 |
| Loan Purchased By The Institution | 87 | $9,855,000 | $113,000 | $406,000 | $27,000 | $156,000 |
| Application Withdrawn By Applicant | 46 | $4,876,000 | $106,000 | $335,000 | $75,000 | $156,000 |
| File Closed For Incompleteness | 34 | $3,010,000 | $88,000 | $265,000 | $67,000 | $164,000 |
| Application Approved But Not Accepted | 19 | $1,217,000 | $64,000 | $147,000 | $60,000 | $176,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25 | $1,636,000 | $65,000 | $222,000 | $58,000 | $138,000 |
| Credit Application Incomplete | 19 | $1,994,000 | $104,000 | $248,000 | $58,000 | $118,000 |
| Debt-To-Income Ratio | 16 | $1,046,000 | $65,000 | $197,000 | $91,000 | $720,000 |
| Collateral | 12 | $1,206,000 | $100,000 | $274,000 | $61,000 | $93,000 |
| Other | 3 | $223,000 | $74,000 | $136,000 | $53,000 | $64,000 |
| Employment History | 3 | $181,000 | $60,000 | $102,000 | $53,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $10,000 | $10,000 | $10,000 | $12,000 | $12,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.