Callahan County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 629 mortgage applications in Callahan County, TX totaling $117.9 million, up 21% from 2023. The average application was for $187,000, and applicants reported an average income of $105,000. 44% of applications resulted in an originated loan and 19% were denied. The most active lender was 21st Mortgage, with 80 applications, followed by First Financial Bank and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 629
Total Mortgage Loan Application Amount $117,855,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $795,000
Average Applicant Income $105,000
Highest Applicant Income $546,000

Mortgage Company List for Lending in Callahan County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 80 $ 11,500,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 68 $ 12,140,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 24 $ 7,130,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 22 $ 2,990,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 20 $ 2,060,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 18 $ 5,160,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 17 $ 3,735,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 16 $ 2,900,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 16 $ 1,370,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 16 $ 5,170,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 13 $ 3,455,000
Mauch Chunk Trust Company
1111 NORTH STREET - PO BOX 289
JIM THORPE, PA 18229
* $ n/a 12 $ 1,300,000
Mauch Chunk Trust Company
1111 NORTH STREET - PO BOX 289
JIM THORPE, PA 18229
* $ n/a 12 $ 1,300,000
First National Bank and Trust
220 PALO PINTO ST
WEATHERFORD, TX 76086
* $ n/a 12 $ 1,510,000
Abilene Teachers FCU
P.O. BOX 5706
ABILENE, TX 79606
* $ n/a 11 $ 1,095,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 11 $ 1,435,000
Clear Fork Bank N.A.
100 S MAIN ST
ALBANY, TX 76430
* $ n/a 10 $ 1,880,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 10 $ 2,150,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 10 $ 1,590,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ n/a 8 $ 2,670,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 2,085,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 7 $ 895,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 7 $ 1,425,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 7 $ 1,155,000
Coleman County State Bank
118 WEST PECAN STREET, P O BOX 940
COLEMAN, TX 76834
* $ n/a 7 $ 1,595,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 6 $ 940,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 6 $ 1,100,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 6 $ 1,490,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ n/a 5 $ 1,135,000
Htlf Bank
1800 LARIMER ST #1800
DENVER, CO 80202
* $ n/a 5 $ 715,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 375,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 1,035,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 1,240,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ n/a 4 $ 730,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 210,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 810,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 4 $ 680,000
Communities of Abilene FCU
3661 NORTH 6TH STREET
ABILENE, TX 79603
* $ n/a 3 $ 245,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ n/a 3 $ 1,005,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 3 $ 555,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 465,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 3 $ 545,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 375,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 565,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 1,215,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 1,015,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 685,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 3 $ 555,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,315,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 3 $ 495,000
First Watch FCU
1118 PINE ST
ABILENE, TX 79606
* $ n/a 3 $ 315,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 3 $ 495,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 990,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 720,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 200,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 2 $ 260,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 440,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 2 $ 340,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 290,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 300,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 2 $ 340,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 330,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 310,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 160,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 250,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 530,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ n/a 2 $ 180,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 540,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 370,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 2 $ 230,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 560,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 480,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 65,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 305,000
First National Bank of Anson
P O BOX 672
ANSON, TX 79501
* $ n/a 1 $ 75,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ n/a 1 $ 595,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 345,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 5,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ n/a 1 $ 15,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 145,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 175,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 125,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 1 $ 285,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ n/a 1 $ 95,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 235,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 165,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ n/a 1 $ 285,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 265,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 155,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 285,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 105,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ n/a 1 $ 85,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 225,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 135,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 55,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 65,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 575,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 475,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 165,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 275,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 65,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 135,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 235,000
Western Bank
5701 82ND ST
LUBBOCK, TX 79401
* $ n/a 1 $ 35,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 75,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 535,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 165,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 1 $ 325,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 125,000

The tables below break down 2024 mortgage applications in Callahan County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Callahan County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 453 $85,995,000 $189,000 $675,000 $101,000 $546,000
Refinancing 68 $18,180,000 $267,000 $795,000 $114,000 $375,000
Cash-out Refinancing 40 $6,270,000 $156,000 $445,000 $87,000 $276,000
Other Purpose 37 $4,085,000 $110,000 $325,000 $118,000 $524,000
Home Improvement 31 $3,325,000 $107,000 $245,000 $149,000 $402,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 422 $76,560,000 $181,000 $795,000 $105,000 $546,000
Not applicable 96 $20,050,000 $208,000 $635,000 $0 $0
Hispanic 55 $8,845,000 $160,000 $665,000 $96,000 $278,000
Not Provided 45 $10,115,000 $224,000 $645,000 $112,000 $360,000
Black or African American 10 $2,080,000 $208,000 $635,000 $108,000 $248,000
American Indian or Alaskan Native 1 $205,000 $205,000 $205,000 $0 $0
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 446 $69,040,000 $154,000 $675,000 $106,000 $546,000
FHA-insured (Federal Housing Administration) 92 $20,410,000 $221,000 $505,000 $90,000 $219,000
VA-guaranteed (Veterans Administration) 82 $27,120,000 $330,000 $795,000 $115,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,285,000 $142,000 $165,000 $58,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 279 $55,815,000 $200,000 $795,000 $116,000 $546,000
Application Denied By Financial Institution 122 $17,690,000 $145,000 $675,000 $84,000 $505,000
Loan Purchased By The Institution 89 $19,225,000 $216,000 $635,000 $104,000 $155,000
Application Withdrawn By Applicant 69 $13,535,000 $196,000 $645,000 $108,000 $380,000
File Closed For Incompleteness 47 $7,665,000 $163,000 $485,000 $92,000 $278,000
Application Approved But Not Accepted 23 $3,925,000 $170,000 $505,000 $103,000 $380,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 481 $96,345,000 $200,000 $795,000 $109,000 $546,000
Debt-To-Income Ratio 61 $8,885,000 $145,000 $465,000 $102,000 $380,000
Credit History 39 $4,835,000 $123,000 $235,000 $76,000 $142,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,010,000 $143,000 $305,000 $82,000 $143,000
Collateral 12 $2,350,000 $195,000 $595,000 $116,000 $195,000
Credit Application Incomplete 9 $1,705,000 $189,000 $675,000 $144,000 $505,000
Other 9 $1,365,000 $151,000 $445,000 $79,000 $137,000
Unverifiable Information 4 $360,000 $90,000 $145,000 $72,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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