Camuy Municipio, PR Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 233 mortgage applications in Camuy Municipio, PR totaling $26.3 million, down 27% from 2021. The average application was for $112,000, and applicants reported an average income of $54,000. 48% of applications resulted in an originated loan and 15% were denied. The most active lender was Banco Popular, with 41 applications, followed by Firstbank and Cooperativa De A/C Camuy.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 233
Total Mortgage Loan Application Amount $26,325,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $425,000
Average Applicant Income $54,000
Highest Applicant Income $609,000

Mortgage Company List for Lending in Camuy Municipio, PR for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banco Popular
PO BOX 362708
SAN JUAN, PR 00936
* $ 64,243,000,000 41 $ 4,075,000
Firstbank
PO BOX 9146
SAN JUAN, PR 00908
* $ 20,778,081,000 28 $ 3,850,000
Cooperativa De A/C Camuy
AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300
CAMUY, PR 00627
* $ -1,000 27 $ 2,165,000
Oriental Bank
PO BOX 195115
SAN JUAN, PR 00919
* $ 9,805,742,000 25 $ 3,305,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ -1,000 22 $ 2,620,000
Coop. De A/C La Puertorrique+¦A
AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1
SAN JUAN, PR 00921
* $ -1,000 16 $ 1,660,000
Preferred Mortgage LLC
307 AVE FD ROOSEVELT
SAN JUAN, PR 00918
* $ -1,000 9 $ 745,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 9 $ 1,065,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ -1,000 6 $ 820,000
Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy
HC 02 BOX 7873
CAMUY, PR 00627
* $ -1,000 4 $ 360,000
Senior Mortgage Banker
1239 ROOSEVELT AVE
SAN JUAN, PR 00920
* $ -1,000 4 $ 450,000
Capital Mortgage
206 ELEANOR ROOSEVELT
SAN JUAN, PR 00918
* $ -1,000 4 $ 530,000
Actual Mortgage Bankers
PO BOX 2808
BAYAMON, PR 00960
* $ -1,000 4 $ 510,000
Cooperativa De Ac Hatillo
PO BOX 95
HATILLO, PR 00659
* $ -1,000 4 $ 710,000
Home Mortgage Bankers
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ -1,000 3 $ 415,000
Multiples Mortgage Corp.
761 AVE. LUIS MUNOZ RIVERA,
SAN JUAN, PR 00918
* $ -1,000 3 $ 525,000
Cooperativa De A/C Isabela
21 CALLE BARBOSA SUITE 1
ISABELA, PR 00662
* $ -1,000 3 $ 445,000
Cooperativa De A\C Lares
CARR 111 KM 3.8 AVE LOS PATRIOTAS
LARES, PR 00669
* $ -1,000 3 $ 245,000
Coopaca Mortgage
PO BOX 1056
ARECIBO, PR 00613
* $ -1,000 2 $ 220,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 170,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 160,000
Cooperativa De Ahorroy Credito
PO BOX 608
RINCON, PR 00677
* $ -1,000 2 $ 260,000
Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A
PO BOX 1865
ARECIBO, PR 00613
* $ -1,000 2 $ 110,000
Metro Island Mortgage
VILLA NEVAREZ PROF. CENTER SUITE 201
RIO PIEDRAS, PR 00927
* $ -1,000 2 $ 300,000
Vig Mortgage
1225 PONCE DE LEON VIG TOWER SUITE B-J
SAN JUAN, PR 00907
* $ -1,000 1 $ 75,000
Cooperativa La Sagrada Familia
CALLE BOU 38
COROZAL, PR 00783
* $ -1,000 1 $ 55,000
Trust Mortgage Corp.
EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS
SAN JUAN, PR 00923
* $ -1,000 1 $ 105,000
Rf Mortgage & Investment Corp
PO BOX 361309
SAN JUAN, PR 00936
* $ -1,000 1 $ 85,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 255,000
San Rafael Coop
CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI
QUEBRADILLAS, PR 00678
* $ -1,000 1 $ 35,000

The tables below break down 2022 mortgage applications in Camuy Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Camuy Municipio, PR in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 176 $20,190,000 $114,000 $415,000 $52,000 $211,000
Cash-out Refinancing 23 $2,825,000 $122,000 $425,000 $54,000 $239,000
Refinancing 20 $2,320,000 $116,000 $245,000 $73,000 $609,000
Not Applicable 12 $770,000 $64,000 $125,000 $0 $0
Other Purpose 2 $220,000 $110,000 $135,000 $46,000 $56,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 179 $20,695,000 $115,000 $415,000 $53,000 $609,000
Not applicable 40 $4,050,000 $101,000 $255,000 $0 $0
White 10 $900,000 $90,000 $175,000 $55,000 $163,000
Not Provided 2 $180,000 $90,000 $95,000 $40,000 $43,000
Black or African American 1 $75,000 $75,000 $75,000 $211,000 $211,000
American Indian or Alaskan Native 1 $425,000 $425,000 $425,000 $239,000 $239,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 96 $10,090,000 $105,000 $355,000 $63,000 $609,000
FHA-insured (Federal Housing Administration) 77 $7,925,000 $102,000 $255,000 $39,000 $147,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $5,220,000 $113,000 $185,000 $39,000 $80,000
VA-guaranteed (Veterans Administration) 14 $3,090,000 $220,000 $425,000 $89,000 $239,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 111 $11,625,000 $104,000 $415,000 $50,000 $211,000
Loan Purchased By The Institution 41 $4,115,000 $100,000 $255,000 $35,000 $35,000
Application Denied By Financial Institution 36 $4,270,000 $118,000 $305,000 $45,000 $94,000
Application Withdrawn By Applicant 34 $4,990,000 $146,000 $425,000 $83,000 $609,000
File Closed For Incompleteness 7 $885,000 $126,000 $175,000 $37,000 $71,000
Application Approved But Not Accepted 4 $440,000 $110,000 $145,000 $68,000 $123,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 193 $21,695,000 $112,000 $425,000 $57,000 $609,000
Collateral 20 $2,870,000 $143,000 $305,000 $58,000 $94,000
Debt-To-Income Ratio 9 $785,000 $87,000 $135,000 $33,000 $63,000
Other 4 $270,000 $67,000 $95,000 $32,000 $49,000
Insufficient Cash (Downpayment, Closing Cost) 4 $490,000 $122,000 $195,000 $39,000 $64,000
Credit History 3 $215,000 $71,000 $125,000 $32,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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