Camuy Municipio, PR Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 167 mortgage applications in Camuy Municipio, PR totaling $22.1 million, down 5% from 2023. The average application was for $132,000, and applicants reported an average income of $64,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was Cooperativa De A/C Camuy, with 36 applications, followed by Banco Popular and Firstbank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 167 |
| Total Mortgage Loan Application Amount | $22,065,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $695,000 |
Top Mortgage Lenders in Camuy Municipio, PR (2024)
Ranked by the number of mortgage applications each lender reported in Camuy Municipio, PR in 2024.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Cooperativa De A/C Camuy Camuy, PR |
36 | $4,350,000 | $120,000 | $66,000 |
| 2 | Banco Popular San Juan, PR |
27 | $3,695,000 | $136,000 | $64,000 |
| 3 | Firstbank San Juan, PR |
20 | $2,020,000 | $101,000 | $63,000 |
| 4 | The Moneyhouse Inc. San Juan, PR |
14 | $1,610,000 | $115,000 | $43,000 |
| 5 | Coop. De A/C La Puertorrique+¦A San Juan, PR |
9 | $985,000 | $109,000 | $51,000 |
| 6 | Pentagon Federal Credit Union Omaha, NE |
8 | $2,040,000 | $255,000 | $114,000 |
| 7 | Oriental Bank San Juan, PR |
7 | $775,000 | $110,000 | $38,000 |
| 8 | Preferred Mortgage LLC San Juan, PR |
6 | $960,000 | $160,000 | $57,000 |
| 9 | Coopaca Mortgage Arecibo, PR |
4 | $410,000 | $102,000 | $51,000 |
| 10 | Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy Camuy, PR |
4 | $420,000 | $105,000 | $50,000 |
The tables below break down 2024 mortgage applications in Camuy Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Camuy Municipio, PR in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 127 | $16,805,000 | $132,000 | $675,000 | $57,000 | $380,000 |
| Cash-out Refinancing | 25 | $3,495,000 | $139,000 | $535,000 | $92,000 | $695,000 |
| Other Purpose | 8 | $1,080,000 | $135,000 | $255,000 | $79,000 | $125,000 |
| Home Improvement | 3 | $485,000 | $161,000 | $255,000 | $110,000 | $156,000 |
| Not Applicable | 2 | $10,000 | $5,000 | $5,000 | $0 | $0 |
| Refinancing | 2 | $190,000 | $95,000 | $125,000 | $20,000 | $24,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 142 | $19,100,000 | $134,000 | $675,000 | $64,000 | $695,000 |
| Not applicable | 21 | $2,295,000 | $109,000 | $215,000 | $0 | $0 |
| Not Provided | 2 | $230,000 | $115,000 | $125,000 | $55,000 | $67,000 |
| White | 2 | $440,000 | $220,000 | $335,000 | $60,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 81 | $9,895,000 | $122,000 | $535,000 | $68,000 | $695,000 |
| FHA-insured (Federal Housing Administration) | 50 | $5,440,000 | $108,000 | $255,000 | $50,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $3,270,000 | $148,000 | $215,000 | $54,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,460,000 | $247,000 | $675,000 | $106,000 | $380,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 97 | $13,205,000 | $136,000 | $535,000 | $65,000 | $695,000 |
| Application Denied By Financial Institution | 25 | $3,405,000 | $136,000 | $445,000 | $58,000 | $273,000 |
| Loan Purchased By The Institution | 21 | $2,295,000 | $109,000 | $215,000 | $0 | $0 |
| Application Withdrawn By Applicant | 20 | $2,580,000 | $129,000 | $675,000 | $66,000 | $380,000 |
| File Closed For Incompleteness | 3 | $385,000 | $128,000 | $215,000 | $68,000 | $125,000 |
| Application Approved But Not Accepted | 1 | $195,000 | $195,000 | $195,000 | $115,000 | $115,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 138 | $18,240,000 | $132,000 | $675,000 | $66,000 | $695,000 |
| Collateral | 12 | $1,630,000 | $135,000 | $445,000 | $58,000 | $273,000 |
| Debt-To-Income Ratio | 10 | $1,270,000 | $127,000 | $305,000 | $49,000 | $98,000 |
| Other | 3 | $315,000 | $105,000 | $115,000 | $42,000 | $67,000 |
| Unverifiable Information | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $22,000 | $22,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $131,000 | $131,000 |
| Credit History | 1 | $305,000 | $305,000 | $305,000 | $175,000 | $175,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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