Candler County, GA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 250 mortgage applications in Candler County, GA totaling $45.7 million, up 29% from 2023. The average application was for $182,000, and applicants reported an average income of $91,000. 46% of applications resulted in an originated loan and 26% were denied. The most active lender was 21st Mortgage, with 46 applications, followed by Pineland Bank and Synovus Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 250
Total Mortgage Loan Application Amount $45,700,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $1,085,000
Average Applicant Income $91,000
Highest Applicant Income $632,000

Mortgage Company List for Lending in Candler County, GA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 46 $ 5,880,000
Pineland Bank
501 W. 12TH STREET, P. O. BOX 1988
ALMA, GA 31510
* $ n/a 15 $ 1,875,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ n/a 12 $ 1,340,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 2,210,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 2,350,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 7 $ 1,795,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 1,585,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,605,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 7 $ 825,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 6 $ 690,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 1,255,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 5 $ 755,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 5 $ 1,165,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 550,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 4 $ 540,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 890,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 435,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 485,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 445,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 3 $ 365,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 1,310,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 710,000
Bank of Newington
1680 GA-21
NEWINGTON, GA 30446
* $ n/a 2 $ 1,150,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 650,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 220,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ n/a 2 $ 550,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 300,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31095
* $ n/a 2 $ 260,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 2 $ 620,000
Glennville Bank
P.O. BOX 278
GLENNVILLE, GA 30427
* $ n/a 2 $ 290,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 920,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 350,000
South Georgia Bank
401 S. VETERANS BLVD.
GLENNVILLE, GA 30427
* $ n/a 2 $ 170,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 130,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 605,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ n/a 1 $ 5,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 165,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 65,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 225,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 255,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 215,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 235,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ n/a 1 $ 155,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 125,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 15,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ n/a 1 $ 705,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 215,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ n/a 1 $ 255,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 25,000
Morris Bank
301 BELLEVUE AVENUE
DUBLIN, GA 31021
* $ n/a 1 $ 115,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 155,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 275,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 145,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 405,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 45,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 105,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 285,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 165,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 145,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 165,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 255,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 325,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 235,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ n/a 1 $ 45,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 185,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 155,000
Core Credit Union
43 N MAIN ST
STATESBORO, GA 30459
* $ n/a 1 $ 105,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 1 $ 75,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 475,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 235,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 135,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ n/a 1 $ 35,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 235,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 1 $ 35,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ n/a 1 $ 15,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 325,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 515,000

The tables below break down 2024 mortgage applications in Candler County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Candler County, GA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 148 $30,040,000 $202,000 $1,085,000 $87,000 $475,000
Cash-out Refinancing 34 $6,280,000 $184,000 $345,000 $85,000 $170,000
Refinancing 30 $6,110,000 $203,000 $585,000 $103,000 $260,000
Other Purpose 22 $2,350,000 $106,000 $285,000 $99,000 $632,000
Home Improvement 16 $920,000 $57,000 $145,000 $104,000 $423,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 152 $25,480,000 $167,000 $605,000 $87,000 $632,000
Not Provided 27 $5,285,000 $195,000 $415,000 $113,000 $423,000
Not applicable 25 $6,215,000 $248,000 $1,085,000 $96,000 $96,000
Black or African American 23 $3,795,000 $165,000 $705,000 $89,000 $186,000
Hispanic 19 $3,405,000 $179,000 $585,000 $82,000 $342,000
Asian 3 $1,435,000 $478,000 $655,000 $167,000 $203,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $41,000 $41,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 167 $25,955,000 $155,000 $1,085,000 $92,000 $632,000
FHA-insured (Federal Housing Administration) 59 $12,225,000 $207,000 $365,000 $80,000 $170,000
VA-guaranteed (Veterans Administration) 23 $7,335,000 $318,000 $655,000 $106,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $185,000 $185,000 $185,000 $93,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 116 $23,000,000 $198,000 $1,085,000 $100,000 $632,000
Application Denied By Financial Institution 65 $8,345,000 $128,000 $315,000 $60,000 $198,000
Application Withdrawn By Applicant 28 $6,530,000 $233,000 $655,000 $134,000 $423,000
Loan Purchased By The Institution 17 $4,175,000 $245,000 $605,000 $81,000 $96,000
File Closed For Incompleteness 16 $2,460,000 $153,000 $255,000 $61,000 $104,000
Application Approved But Not Accepted 8 $1,190,000 $148,000 $345,000 $118,000 $342,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 165 $33,895,000 $205,000 $705,000 $103,000 $632,000
Debt-To-Income Ratio 41 $5,805,000 $141,000 $1,085,000 $61,000 $342,000
Credit History 28 $3,540,000 $126,000 $285,000 $65,000 $198,000
Credit Application Incomplete 7 $1,065,000 $152,000 $315,000 $92,000 $170,000
Collateral 4 $670,000 $167,000 $275,000 $72,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 2 $400,000 $200,000 $265,000 $124,000 $141,000
Unverifiable Information 2 $230,000 $115,000 $145,000 $55,000 $69,000
Employment History 1 $95,000 $95,000 $95,000 $68,000 $68,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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